| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| LOCKTON COMPANIES, LLC3 | 8110 EAST UNION AVENUE DENVER, CO 80237 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $60K | $0 | $60K | 7.92% |
| JM TAMER & CO. AND OTHER AGENTS3 | 6500 PAPERMILL DRIVE, SUITE 201 KNOXVILLE, TN 37919 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $49K | $2K | $50K | 6.64% |
| JACK ALLEN NORRIS3 | 2439 DUTCH BRANCH ROAD COLUMBIA, SC 29210 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $22K | $10K | $32K | 4.23% |
| JULIA MICHELLE TAMER3 | 6500 PAPERMILL DRIVE, SUITE 201 KNOXVILLE, TN 37919 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $13K | $506 | $13K | 1.73% |
| BRIAN A JONES3 Filed as: BRIAN A. JONES | 200 PROSPERITY DRIVE KNOXVILLE, TN 37923 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $0 | $4K | 0.56% |
| CARLA PETRINA WILSON3 | 933 OAK STREET MOORESVILLE, NC 28115 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $449 | $3K | 0.39% |
| CAMBRIDGE FINANCIAL & INSURANCE GRO3 | 88 VILLA ROAD GREENVILLE, SC 29615 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $279 | $3K | 0.35% |
| LOCKTON COMPANIES, LLC3 | 2100 ROSS AVENUE, SUITE 1200 DALLAS, TX 75201 | DELTA DENTAL OF MISSOURI | $30K | $2K | $32K | 8.32% |
| LOCKTON COMPANIES, LLC3 | PO BOX 650823 DALLAS, TX 75265 | DELTA DENTAL OF MISSOURI | $6K | $458 | $6K | 1.56% |
| LOCKTON COMPANIES, LLC3 | PO BOX 123042 DALLAS, TX 75312 | COMPANION LIFE INSURANCE COMPANY | $13K | — | $13K | 3.36% |
| CHRISTOPHER WILLIAMS3 | 3850 NORTH CAUSEWAY BOULEVARD SUITE 1575 METAIRIE, LA 70002 | COMPANION LIFE INSURANCE COMPANY | $3K | — | $3K | 0.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 766 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 766 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF MISSOURI | 952 | $382K |
| Vision | DELTA DENTAL OF MISSOURI | 952 | $382K |
| Life insurance(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 766 | $1.1M |
| Short-term disability | COMPANION LIFE INSURANCE COMPANY | 766 | $373K |
| Long-term disability | COMPANION LIFE INSURANCE COMPANY | 766 | $373K |
| Other(2 contracts, 2 carriers) | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | 766 | $1.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 952 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.