| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $75K | $13K | $88K | 5.66% |
| EQUIFY RISK SERVICES3 | 12222 MERIT DRIVE, SUITE 1400 DALLAS, TX 75251 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $73K | $0 | $73K | 4.69% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP, INC. | 3350 RIVERWOOD PARKWAY, SUITE 80 ATLANTA, GA 30339 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $27K | $3K | $31K | 1.96% |
| TOTAL BENEFIT SOLUTIONS3 | 2527 86TH STREET LUBBOCK, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $0 | $1K | 0.09% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE, SUITE 1600 DALLAS, TX 75231 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $784 | $14 | $798 | 0.05% |
| DON T. MORRIS3 Filed as: DON THOMAS MORRIS | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $323 | $0 | $323 | 0.02% |
| TOMMY MORRIS AGENCY, LLC3 | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $145 | $0 | $145 | 0.01% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 8144 WALNUT HILL LANE, 16TH FLOOR DALLAS, TX 75231 | METROPOLITAN LIFE INSURANCE COMPANY | $36K | $0 | $36K | 4.31% |
| EQUIFY, LLC3 | 777 MAIN STREET, SUITE 3900 FORT WORTH, TX 76102 | METROPOLITAN LIFE INSURANCE COMPANY | $23K | $0 | $23K | 2.81% |
| JAMES VOLLMER3 | 401 NORTH CARROLL AVENUE, SUITE 207 SOUTHLAKE, TX 76092 | METROPOLITAN LIFE INSURANCE COMPANY | $12K | $0 | $12K | 1.40% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH AND MCLENNAN AGENCY | 250 PEHLE AVENUE, SUITE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $4K | $4K | 0.54% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP, INC. | 3350 RIVERWOOD PARKWAY, SUITE 80 ATLANTA, GA 30339 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $13K | $1K | $15K | 24.34% |
| EQUIFY RISK SERVICES3 | 12222 MERIT DRIVE, SUITE 1400 DALLAS, TX 75251 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $0 | $2K | 3.59% |
| DON T. MORRIS3 Filed as: DON THOMAS MORRIS | PO BOX 365 ABILENE, TX 79604 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,632 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 35 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,667 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 2,823 | $829K |
| Vision | VISION SERVICE PLAN | 1,159 | $188K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,632 | $1.6M |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,632 | $1.6M |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,632 | $1.6M |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 1,632 | $1.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,823 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.