Welfare broker

TOMMY MORRIS AGENCY, LLC

Mailing address (most recent filing)

PO BOX 365

ABILENE, TX 79604

Carrier mix

Where TOMMY MORRIS AGENCY, LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNITED HEALTHCARE SERVICES, INC.	1	$710K	25.0%
UNITED HEALTHCARE INSURANCE COMPANY	1	$1.5M	25.0%
METROPOLITAN LIFE INSURANCE COMPANY	1	$2.4M	25.0%
BLUE CROSS OF CALIFORNIA	1	$2.7M	25.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
TX	4	$7.3M	0.1%	16.72x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of TOMMY MORRIS AGENCY, LLC's plans by broker comp / premium ratio. Median 7.90% vs welfare-wide median 6.29% (n=4).

Prospect-flag exposure · vs market baseline

Share of TOMMY MORRIS AGENCY, LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-4 of 4 sponsors where TOMMY MORRIS AGENCY, LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
FIRST FINANCIAL BANKSHARES, INC. FIRST FINANCIAL BANKSHARES, INC. AND SUBSIDIARIES HEALTH & WELFARE PLAN	TX	$2.4M	$302K	METROPOLITAN LIFE INSURANCE COMPANY
WESTERN BANK WESTERN BANK EMPLOYEE BENEFIT PLAN	TX	$710K	$103K	UNITED HEALTHCARE SERVICES INC.
RENTECH BOILER SYSTEMS, INC. RENTECH BOILER SYSTEMS, INC. FLEXIBLE BENEFITS PLAN	TX	$2.7M	$82K	BLUE CROSS BLUE SHIELD OF TEXAS
LUDLUM MEASUREMENTS, INC. LUDLUM MEASUREMENTS INC. FLEXIBLE BENEFITS PLAN	TX	$1.5M	$41K	UNITED HEALTHCARE INSURANCE COMPANY