| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TOMMY MORRIS AGENCY, LLC3 | P.O. BOX 365 ABILENE, TX 79604 | BLUE CROSS BLUE SHIELD OF TEXAS | $42K | $5K | $47K | 0.89% |
| EQUIFY RISK SERVICES3 Filed as: EQUIFY RISK SERVICES, LLC | 12770 COIT RD SUITE 75 DALLAS, TX 75251 | BLUE CROSS BLUE SHIELD OF TEXAS | $37K | — | $37K | 0.70% |
| TOMMY MORRIS AGENCY, LLC3 | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $137 | $3K | 9.09% |
| EQUIFY RISK SERVICES3 | 12222 MERIT DRIVE SUITE 1400 DALLAS, TX 75251 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 6.44% |
| TOMMY MORRIS AGENCY, LLC3 Filed as: TOMMY MORRIS AGENCY, L.L.C. | P.O. BOX 365 ABILENE, TX 79604 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 6.68% |
| EQUIFY RISK SERVICES3 Filed as: EQUIFY RISK SERVICES LLC | 12770 COIT RD STE 750 DALLAS, TX 75251 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 4.20% |
| TOMMY MORRIS AGENCY, LLC3 Filed as: TOMMY MORRIS AGENCY, INC | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $717 | $13 | $730 | 5.90% |
| PETER J MACE3 | 5775 D GLENRIDGE DR SUITE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $466 | — | $466 | 3.77% |
| DON T. MORRIS3 Filed as: DON T MORRIS | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $311 | — | $311 | 2.52% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC | 5775 D GLENRIDGE DR SUITE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8 | — | $8 | 0.06% |
| TOMMY MORRIS AGENCY, LLC3 | P.O. BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 12.65% |
| DON T. MORRIS3 Filed as: DON THOMAS MORRIS | PO BOX 365 ABILENE, TX 79604 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $43 | — | $43 | 0.48% |
| PETER J MACE3 | 5775 D GLENRIDGE DR STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $31 | — | $31 | 0.35% |
| HODGES-MACE BENEFITS GRP INC3 Filed as: HODGES-MACE BENEFITS GROUP INC | 5775-D GLENRIDGE DR NE STE 350 ATLANTA, GA 30328 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8 | — | $8 | 0.09% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 978 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 978 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF TEXAS | 978 | $5.3M |
| Dental | BLUE CROSS BLUE SHIELD OF TEXAS | 978 | $5.2M |
| Life insurance(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $41K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 18 | $9K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF TEXAS | 978 | $5.2M |
| Stop-loss / reinsurancereinsurance | BLUE CROSS BLUE SHIELD OF TEXAS | 978 | $5.2M |
| Other(3 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 160 | $53K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 978 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.