See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 8 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 14 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF ND EIN 45-0173185 ADMINISTRATION | Contract Administrator Service code 13 | — | $568K |
| PRIME THERAPEUTICS ADMINISTRATION | Other fees Service code 99 | 1305 CORPORATE CENTER DR. EAGAN, MN 55121 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,403 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,412 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF NORTH DAKOTA | 1,984 | $3.2M |
| Dental | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,490 | $820K |
| Vision | RELIANCE STANDARD LIFE INSURANCE COMPANY | 2,490 | $820K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,480 | $414K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 453 | $265K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 383 | $213K |
| Other(4 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 1,480 | $680K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,490 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.