| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $4K | — | $4K | 3.58% |
| JAY P HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $3K | $64 | $3K | 3.10% |
| CHRISTIE LANDWEHR3 | 225 ANN CT JEFFERSON CITY, MO 65101 | AFLAC | $3K | $206 | $3K | 2.65% |
| JASON B PECAUT3 Filed as: JASON PECAUT | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $2K | $70 | $2K | 2.03% |
| SS ONE LLC3 | 7020 TAYLOR CREEK RD JEFFERSON CITY, MO 65101 | AFLAC | $2K | $82 | $2K | 1.59% |
| AMY COLEEN BERHORST3 | 418 HIGHWAY 133 WESTPHALIA, MO 65085 | AFLAC | $1K | — | $1K | 1.20% |
| LESLIE K VERSLUES3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $1K | — | $1K | 1.14% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 1717 MORRE RD OWENSVILLIE, MO 65066 | AFLAC | $672 | $19 | $691 | 0.67% |
| DEBRA KAY ALDRIDGE3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $521 | $135 | $656 | 0.64% |
| BRADLEY K HARRISON3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $348 | — | $348 | 0.34% |
| WILLIAM A BENZ3 | 918 SOUTHWEST BLVD JEFFERSON CITY, MO 65109 | AFLAC | $242 | — | $242 | 0.23% |
| BRYAN C SWYERS3 | 2429 HYDE PARK DR JEFFERSON CITY, MO 65109 | AFLAC | $176 | — | $176 | 0.17% |
| ASHTON CONSULTING INC3 | 5962 SCREAMING EAGLE LN COLUMBIA, MO 65201 | AFLAC | $169 | — | $169 | 0.16% |
| KELLY THOMAS3 | 9800 OLD BASS ROAD EUGENE, MO 65032 | AFLAC | $128 | — | $128 | 0.12% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $128 | — | $128 | 0.12% |
| CHARLES D CHILES3 Filed as: CHARLES CHILES | 100 MONTEREY DR JEFFERSON CITY, MO 65109 | AFLAC | $127 | — | $127 | 0.12% |
| WADE L MASONER3 | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $110 | — | $110 | 0.11% |
| REECE B WEST3 | 5625 RAVENWOOD DR JEFFERSWON CITY, MO 65109 | AFLAC | $104 | — | $104 | 0.10% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $99 | — | $99 | 0.10% |
| CHAD W WATSON3 Filed as: CHAD WATSON | 3344 HWY T ROSEBUD, MO 63091 | AFLAC | $87 | — | $87 | 0.08% |
| MARK R HIGGINS3 | 515 EAST HIGH STREET SUITE 200 JEFFERSON CITY, MO 65101 | AFLAC | $83 | — | $83 | 0.08% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $69 | — | $69 | 0.07% |
| STEVEN R LOCHHEAD JR3 | 423 CASE AVENUE JEFFERSON CITY, MO 65101 | AFLAC | $52 | — | $52 | 0.05% |
| CRAIG LOWRANCE3 Filed as: CRAIG WINEGAR | 847 BEECHWOOD RD NIXA, MO 65714 | AFLAC | $50 | — | $50 | 0.05% |
| PHILIP R BELLIN3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $49 | — | $49 | 0.05% |
| TIFFANY S RIEMANN3 | 457 MINNOWBROOK RD CAMDENTON, MO 65020 | AFLAC | $43 | — | $43 | 0.04% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 7160 DALLAS PKWY STE 250 PLANO, TX 75024 | AFLAC | $37 | — | $37 | 0.04% |
| BHW ASSOCIATES LLC3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $35 | — | $35 | 0.03% |
| LEROY WILBERS JR3 Filed as: LEROY L WILBERS JR | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $28 | — | $28 | 0.03% |
| JOSEPH P BLESSING3 | 910 R ST HANNIBAL, MO 63401 | AFLAC | $28 | — | $28 | 0.03% |
| RONNIE L STAGGS3 | 3327 COUNTRY VIEW CT JEFFERSON CITY, MO 65101 | AFLAC | $27 | — | $27 | 0.03% |
| NATHAN L HARRISON3 | 8303 N 61ST PL PARADISE VALLEY, AZ 85253 | AFLAC | $26 | — | $26 | 0.03% |
| DANIEL M MCALONE3 Filed as: DANIEL MCALONE | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | AFLAC | $25 | — | $25 | 0.02% |
| NATHAN A JONES3 | 2212 N CARROLTON DR MUNCIE, IN 47304 | AFLAC | $21 | — | $21 | 0.02% |
| LISA CAMPBELL3 | 818 RONAN CT JEFFERSON CITY, MO 65109 | AFLAC | $20 | — | $20 | 0.02% |
| TYSON C FUNK3 Filed as: TYSON FUNK | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $20 | — | $20 | 0.02% |
| SHANNON S SMITH3 | 5855 ROYAL CLUB SAN ANTONIO, TX 78239 | AFLAC | $20 | — | $20 | 0.02% |
| BRIAN J ROONEY3 | 112 N 7TH ST OWENSVILLE, MO 65066 | AFLAC | $19 | — | $19 | 0.02% |
| SHANE M RIDENHOUR3 | 3115 GLENSTONE DR JEFFERSON CITY, MO 65109 | AFLAC | $17 | — | $17 | 0.02% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $15 | — | $15 | 0.01% |
| LARAMIE K COOLEY3 Filed as: LARAMIE COOLEY | 498 CHANCELLOR DR EDWARDSVILLE, IL 62025 | AFLAC | $13 | — | $13 | 0.01% |
| MO FARM BUREAU INS BROKERAGE INC3 | 701 S COUNTRY CLUB DR JEFFERSON CITY, MO 65102 | AFLAC | $12 | — | $12 | 0.01% |
| DANIEL L BATES3 | 918 E MAIN ST PARK HILLS, MO 63601 | AFLAC | $11 | — | $11 | 0.01% |
| JOHN MYERS3 | 17635 ORRVILLE RD WILDWOOD, MO 63005 | AFLAC | $9 | — | $9 | 0.01% |
| JEREMY S KLOKKENGA3 Filed as: JEREMY KLOKKENGA | 20097 SHAKER LAKE RD BLOOMINGTON, IL 61705 | AFLAC | $8 | — | $8 | 0.01% |
| JON HARTMAN3 Filed as: JON HARTMAN AGENCY INC | 1400 FORUM BLVD STE 9 COLUMBIA, MO 65203 | AFLAC | $8 | — | $8 | 0.01% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | AFLAC | $8 | — | $8 | 0.01% |
| BYRON ALLEN BRAY3 Filed as: BYRON BRAY | 111 MINNOCK DR MARS, PA 16046 | AFLAC | $7 | — | $7 | 0.01% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 72205 | AFLAC | $7 | — | $7 | 0.01% |
| DOUGLAS L SMITH3 | 1221 JEFFERSON ST JEFFERSON CITY, MO 65109 | AFLAC | $7 | — | $7 | 0.01% |
| COURTNEY THORP3 | 134 COURTLAND PL COLLINSVILLE, IL 62234 | AFLAC | $6 | — | $6 | 0.01% |
| BRAD D ROARK3 | 5323 TANNER BRIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $6 | — | $6 | 0.01% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $6 | — | $6 | 0.01% |
| SHANNON M BRENNEKE3 | 3021 BLAZING RDG JEFFERSON CITY, MO 65101 | AFLAC | $6 | — | $6 | 0.01% |
| MITHCELL MCCALL3 | 3 STONERIDGE DR KEOKUK, IA 52632 | AFLAC | $4 | — | $4 | 0.00% |
| JOHN TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $4 | — | $4 | 0.00% |
| JOANN KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $4 | — | $4 | 0.00% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 3972 HOLLIS AVE PORT CHARLOTTE, FL 33953 | AFLAC | $4 | — | $4 | 0.00% |
| JEFFREY HIMMELRICK3 | 2215 W A STREET NORTH PLATTE, NE 69101 | AFLAC | $4 | — | $4 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $4 | — | $4 | 0.00% |
| HH ASSOCIATES LLC3 | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $2 | — | $2 | 0.00% |
| GARY GIARRATANO3 Filed as: GARY GIARRATONO | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $2 | — | $2 | 0.00% |
| JONATHAN KIRKLAND3 | 1270 HOPEWELL CRST ALPHARETTA, GA 30004 | AFLAC | $2 | — | $2 | 0.00% |
| FRANK HIGGINS3 | 724 BOONVILLE RD JEFFERSON CITY, MO 65109 | AFLAC | $1 | — | $1 | 0.00% |
| AMANDA FREEHAUF3 | 68680 KENILWORTH RD LAKEVILLE, IN 46536 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AFLAC | 147 | $103K |
| Long-term disability | AFLAC | 147 | $103K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 147 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.