| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMY COLEEN BERHORST3 | 599 BERHORST TRAIL WESTPHALIA, MO 65085 | AFLAC | $5K | $416 | $5K | 4.31% |
| JAY P HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $4K | $184 | $4K | 3.62% |
| REECE B WEST3 Filed as: REECE WEST | 4329 RAINBOW DR APT C JEFFERSWON CITY, MO 65109 | AFLAC | $4K | — | $4K | 3.10% |
| ACRISURE LLC3 Filed as: ACRISURE WALLSTREET PARTNERS LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $3K | — | $3K | 2.32% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 8451 RED OAK RD GERALD, MO 63037 | AFLAC | $1K | — | $1K | 1.00% |
| CRAIG LOWRANCE3 Filed as: CRAIG WINEGAR | 4355 S NATIONAL AVE APT 601 SPRINGFIELD, MO 65810 | AFLAC | $818 | $85 | $903 | 0.79% |
| CHARLES D CHILES3 Filed as: CHARLES CHILES | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $520 | $181 | $701 | 0.61% |
| CHRISTIE LANDWEHR3 | 225 ANN CT JEFFERSON CITY, MO 65101 | AFLAC | $576 | — | $576 | 0.50% |
| JASON B PECAUT3 Filed as: JASON PECAUT | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $564 | — | $564 | 0.49% |
| BRADLEY K HARRISON3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $502 | — | $502 | 0.44% |
| DEBRA KAY ALDRIDGE3 Filed as: DEBRA GABELSBERGER | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $425 | — | $425 | 0.37% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $283 | $89 | $372 | 0.32% |
| WILLIAM A BENZ3 | 918 SOUTHWEST BLVD JEFFERSON CITY, MO 65109 | AFLAC | $345 | — | $345 | 0.30% |
| ASHTON CONSULTING INC3 | 2101 W BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $263 | — | $263 | 0.23% |
| BRYAN C SWYERS3 | 2429 HYDE PARK DR JEFFERSON CITY, MO 65109 | AFLAC | $234 | — | $234 | 0.20% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $203 | — | $203 | 0.18% |
| KELLY THOMAS3 | 9800 OLD BASS ROAD EUGENE, MO 65032 | AFLAC | $182 | — | $182 | 0.16% |
| WADE L MASONER3 | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $134 | — | $134 | 0.12% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $126 | — | $126 | 0.11% |
| MARK R HIGGINS3 | 515 EAST HIGH STREET SUITE 200 JEFFERSON CITY, MO 65101 | AFLAC | $115 | — | $115 | 0.10% |
| PHILIP R BELLIN3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $99 | — | $99 | 0.09% |
| BHW ASSOCIATES LLC3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $92 | — | $92 | 0.08% |
| STEVEN R LOCHHEAD JR3 | 423 CASE AVENUE JEFFERSON CITY, MO 65101 | AFLAC | $85 | — | $85 | 0.07% |
| TIFFANY S RIEMANN3 | 457 MINNOWBROOK RD CAMDENTON, MO 65020 | AFLAC | $83 | — | $83 | 0.07% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 1120 S 6TH ST 110 SAINT LOUIS, MO 63104 | AFLAC | $72 | — | $72 | 0.06% |
| NATHAN A JONES3 Filed as: NATHAN JONES | 4212 W FRIAR DR MUNCIE, IN 47304 | AFLAC | $69 | — | $69 | 0.06% |
| SHANE M RIDENHOUR3 | 3115 GLENSTONE DR JEFFERSON CITY, MO 65109 | AFLAC | $68 | — | $68 | 0.06% |
| RONNIE L STAGGS3 | 3327 COUNTRY VIEW CT JEFFERSON CITY, MO 65101 | AFLAC | $66 | — | $66 | 0.06% |
| JOSEPH P BLESSING3 | 910 R ST HANNIBAL, MO 63401 | AFLAC | $38 | — | $38 | 0.03% |
| LEROY WILBERS JR3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $35 | — | $35 | 0.03% |
| BRAD D ROARK3 | 211 MARSHALL JEFFERSON CITY, MO 65101 | AFLAC | $32 | — | $32 | 0.03% |
| FRANK HIGGINS3 | PO BOX 1152 JEFFERSON CITY, MO 65102 | AFLAC | $31 | — | $31 | 0.03% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR SUITE 200 ELLISVILLE, MO 63011 | AFLAC | $26 | — | $26 | 0.02% |
| TYSON C FUNK3 Filed as: TYSON FUNK | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $24 | — | $24 | 0.02% |
| LISA CAMPBELL3 | 1807 BALD HILL RD JEFFERSON CITY, MO 65101 | AFLAC | $22 | — | $22 | 0.02% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $22 | — | $22 | 0.02% |
| BRIAN J ROONEY3 | 112 N 7TH ST OWENSVILLE, MO 65066 | AFLAC | $21 | — | $21 | 0.02% |
| JASON B PECAUT3 Filed as: JASON RALSTON | 520 DIX RD STE B JEFFERSON CITY, MO 65109 | AFLAC | $19 | — | $19 | 0.02% |
| SHANNON S SMITH3 | 5855 ROYAL CLUB SAN ANTONIO, TX 78239 | AFLAC | $19 | — | $19 | 0.02% |
| JON HARTMAN3 | 1400 FORUM BLVD STE 9 COLUMBIA, MO 65203 | AFLAC | $18 | — | $18 | 0.02% |
| SS ONE LLC3 | 7020 TAYLOR CREEK RD JEFFERSON CITY, MO 65101 | AFLAC | $17 | — | $17 | 0.01% |
| SHANNON M BRENNEKE3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $16 | — | $16 | 0.01% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 100 SUN AVE NE STE 650 ALBUQUERQUE, NM 87109 | AFLAC | $15 | — | $15 | 0.01% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FRST CHESTERFIELD, MO 63005 | AFLAC | $15 | — | $15 | 0.01% |
| MO FARM BUREAU INS BROKERAGE INC3 | 701 S COUNTRY CLUB DR JEFFERSON CITY, MO 65102 | AFLAC | $12 | — | $12 | 0.01% |
| DANIEL M MCALONE3 Filed as: DANIEL MCALONE | 325 N KIRKWOOD RD STE 300 KIRKWOOD, MO 63122 | AFLAC | $12 | — | $12 | 0.01% |
| DANIEL L BATES3 | 918 E MAIN ST PARK HILLS, MO 63601 | AFLAC | $11 | — | $11 | 0.01% |
| BYRON ALLEN BRAY3 Filed as: BYRON BRAY | 3214 18TH AVE BEAVER FALLS, PA 15010 | AFLAC | $11 | — | $11 | 0.01% |
| HH ASSOCIATES LLC3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $10 | — | $10 | 0.01% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 72205 | AFLAC | $10 | — | $10 | 0.01% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $8 | — | $8 | 0.01% |
| DOUGLAS L SMITH3 | 1221 JEFFERSON STREET JEFFERSON CITY, MO 65109 | AFLAC | $7 | — | $7 | 0.01% |
| JOANN KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $7 | — | $7 | 0.01% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $5 | — | $5 | 0.00% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $5 | — | $5 | 0.00% |
| JEFFREY HIMMELRICK3 | 2215 W A STREET NORTH PLATTE, NE 69101 | AFLAC | $5 | — | $5 | 0.00% |
| GARY GIARRATANO3 Filed as: GARY GIARRATONO | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $3 | — | $3 | 0.00% |
| JONATHAN SAMUEL KIRKLAND3 Filed as: JONATHAN KIRKLAND | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $3 | — | $3 | 0.00% |
| JONNELL P ACKELSON3 Filed as: JONNELL ACKELSON | 31250 N AVE ADEL, IA 50003 | AFLAC | $1 | — | $1 | 0.00% |
| AMANDA FREEHAUF3 | 68680 KENILWORTH RD LAKEVILLE, IN 46536 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 235 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 235 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AFLAC | 235 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.