| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AMY COLEEN BERHORST3 Filed as: AMY BERHORST | 599 BERHORST TRAIL WESTPHALIA, MO 65085 | AFLAC | $6K | $264 | $6K | 6.07% |
| JAY HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $3K | $81 | $3K | 3.18% |
| WALL STREET FINANCIAL GRP3 Filed as: WALL STREET FIN GROUP INC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $2K | — | $2K | 1.99% |
| CHARLES D CHILES3 Filed as: CHARLES CHILES | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $2K | $141 | $2K | 1.95% |
| JOHN SCHAEFFERKOETTER3 | 6002 STERLING RIDGE RD JEFFERSON CITY, MO 65101 | AFLAC | $743 | $41 | $784 | 0.82% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $584 | — | $584 | 0.61% |
| DEBRA KAY ALDRIDGE3 Filed as: DEBRA GABELSBERGER | 1530 RAX CT JEFFERSON CITY, MO 65109 | AFLAC | $506 | — | $506 | 0.53% |
| WILLIAM A BENZ3 | 918 SOUTHWEST BLVD JEFFERSON CITY, MO 65109 | AFLAC | $357 | — | $357 | 0.37% |
| CRAIG LOWRANCE3 Filed as: CRAIG WINEGAR | 4355 S NATIONAL AVE, APT 601 SPRINGFIELD, MO 65810 | AFLAC | $277 | — | $277 | 0.29% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE SUITE 200 COLUMBIA, MO 65203 | AFLAC | $272 | — | $272 | 0.28% |
| BRYAN C SWYERS3 | 2429 HYDE PARK DR JEFFERSON CITY, MO 65109 | AFLAC | $230 | — | $230 | 0.24% |
| BRIAN W PATTEN3 | 120 MARGUERITE DRIVE SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | AFLAC | $224 | — | $224 | 0.23% |
| KELLY THOMAS3 | 9800 OLD BASS ROAD EUGENE, MO 65032 | AFLAC | $185 | — | $185 | 0.19% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $179 | — | $179 | 0.19% |
| WADE L MASONER3 | 175 SPRING AVE HOLTS SUMMIT, MO 65043 | AFLAC | $130 | — | $130 | 0.14% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 6005 HIDDEN VALLEY RD STE 150 CARLSBAD, CA 92011 | AFLAC | $81 | $40 | $121 | 0.13% |
| MARK R HIGGINS3 | 515 EAST HIGH STREET SUITE 200 JEFFERSON CITY, MO 65101 | AFLAC | $120 | — | $120 | 0.13% |
| PHILIP R BELLIN3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $103 | — | $103 | 0.11% |
| BHW ASSOCIATES LLC3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $98 | — | $98 | 0.10% |
| TY D MAYBERRY3 Filed as: TY MAYBERRY | 8451 RED OAK RD GERALD, MO 63037 | AFLAC | $96 | — | $96 | 0.10% |
| TIFFANY S RIEMANN3 | 457 MINNOWBROOK RD CAMDENTON, MO 65020 | AFLAC | $95 | — | $95 | 0.10% |
| STEVEN R LOCHHEAD JR3 Filed as: STEVEN LOCHHEAD JR | 423 CASE AVENUE JEFFERSON CITY, MO 65101 | AFLAC | $94 | — | $94 | 0.10% |
| NATHAN A JONES3 Filed as: NATHAN JONES | 406 S STRADLING RD MUNCIE, IN 47304 | AFLAC | $90 | — | $90 | 0.09% |
| RONNIE L STAGGS3 | 3327 COUNTRY VIEW CT JEFFERSON CITY, MO 65101 | AFLAC | $80 | — | $80 | 0.08% |
| SHANE M RIDENHOUR3 | 3115 GLENSTONE DR JEFFERSON CITY, MO 65109 | AFLAC | $70 | — | $70 | 0.07% |
| JOSEPH P BLESSING3 | 910 R ST HANNIBAL, MO 63401 | AFLAC | $49 | — | $49 | 0.05% |
| BRAD D ROARK3 | 211 MARSHALL JEFFERSON CITY, MO 65101 | AFLAC | $40 | — | $40 | 0.04% |
| FRANK HIGGINS3 Filed as: FRANK LEE HIGGINS | 3509 GETTYSBURG PL JEFFERSON CITY, MO 65109 | AFLAC | $39 | — | $39 | 0.04% |
| JASON B PECAUT3 Filed as: JASON RALSTON | 520 DIX RD STE B JEFFERSON CITY, MO 65109 | AFLAC | $34 | — | $34 | 0.04% |
| LEROY WILBERS JR3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $32 | — | $32 | 0.03% |
| TYSEON FUNK3 | 917 CROWN POINTE TERRACE CT WILDWOOD, MO 63021 | AFLAC | $25 | — | $25 | 0.03% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR SUITE 200 ELLISVILLE, MO 63011 | AFLAC | $23 | — | $23 | 0.02% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $21 | — | $21 | 0.02% |
| LISA A CAMPBELL3 | 3701 CHRISTIAN RIDGE JEFFERSON CITY, MO 65101 | AFLAC | $20 | — | $20 | 0.02% |
| BRIAN J ROONEY3 | 112 N 7TH ST OWENSVILLE, MO 65066 | AFLAC | $18 | — | $18 | 0.02% |
| SHANNON S SMITH3 | 5855 ROYAL CLUB SAN ANTONIO, TX 78239 | AFLAC | $18 | — | $18 | 0.02% |
| SHANNON M BRENNEKE3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $14 | — | $14 | 0.01% |
| HH ASSOCIATES LLC3 | 3432 W TRUMAN BLVD JEFFERSON CITY, MO 65109 | AFLAC | $13 | — | $13 | 0.01% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 6565 AMERICAS PKWY NE STE 115 ALBUQUERQUE, NM 87110 | AFLAC | $13 | — | $13 | 0.01% |
| JOHN MYERS3 | 81 GRAND MERIDIEN FRST CHESTERFIELD, MO 63005 | AFLAC | $13 | — | $13 | 0.01% |
| JON HARTMAN3 | 1400 FORUM BLVD STE 9 COLUMBIA, MO 65203 | AFLAC | $12 | — | $12 | 0.01% |
| CHRISTIE LANDWEHR3 | 225 ANN CT JEFFERSON CITY, MO 65101 | AFLAC | $12 | — | $12 | 0.01% |
| MO FARM BUREAU INS BROKERAGE INC3 | 701 S COUNTRY CLUB DR JEFFERSON CITY, MO 65102 | AFLAC | $11 | — | $11 | 0.01% |
| DANIEL L BATES3 | 918 E MAIN ST PARK HILLS, MO 63601 | AFLAC | $10 | — | $10 | 0.01% |
| BYRON ALLEN BRAY3 Filed as: BYRON BRAY | 3214 18TH AVE BEAVER FALLS, PA 15010 | AFLAC | $10 | — | $10 | 0.01% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 W MARKHAM ST STE 203 LITTLE ROCK, AR 72205 | AFLAC | $10 | — | $10 | 0.01% |
| DOUGLAS SMITH3 | 1221 JEFFERSON STREET JEFFERSON CITY, MO 65109 | AFLAC | $7 | — | $7 | 0.01% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 E HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $7 | — | $7 | 0.01% |
| JOANN KIRKLAND3 | 1044 HARBOR RIDGE RD GUNTERSVILLE, AL 35976 | AFLAC | $7 | — | $7 | 0.01% |
| JOHN D TYLER3 | 130 DUCK HAWK WAY MARIETTA, SC 29661 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LANE TWIN LAKE, MI 49457 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL SHANE KIRKLAND3 Filed as: MICHAEL KIRKLAND | 137 PLANTATION DR KILLEN, AL 35645 | AFLAC | $5 | — | $5 | 0.01% |
| JEFFREY HIMMELRICK3 | 2215 W A STREET NORTH PLATTE, NE 69101 | AFLAC | $5 | — | $5 | 0.01% |
| DAVID D CLIBURN3 | 211 MARSHALL ST JEFFERSON CITY, MO 65101 | AFLAC | $3 | — | $3 | 0.00% |
| JONATHAN SAMUEL KIRKLAND3 Filed as: JONATHAN KIRKLAND | 4245 MILGEN RD COLUMBUS, GA 31907 | AFLAC | $3 | — | $3 | 0.00% |
| GARY GIARRATANO3 Filed as: GARY GIARRATONO | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $3 | — | $3 | 0.00% |
| JONNELL P ACKELSON3 Filed as: JONNELL ACKELSON | 31250 N AVE ADEL, IA 50003 | AFLAC | $1 | — | $1 | 0.00% |
| AMANDA FREEHAUF3 | 68680 KENILWORTH RD LAKEVILLE, IN 46536 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN A BACON3 Filed as: JOHN BACON | 13716 PARKHILL OVERLAND PARK, KS 66221 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 187 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 187 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AFLAC | 187 | $96K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 187 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.