No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KC EIN 43-1257251 NONE | Contract Administrator; Claims processing; Direct payment from the plan Service code 12 | — | $1.5M |
| IBEW BENEFIT CENTER EIN 46-1662293 PARTY-IN-INTEREST | Recordkeeping and information management (computing, tabulating, data processing, etc.); Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| CHEIRON, INC. EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $162K |
| ARNOLD, NEWBOLD, SOLLARS & HOLLINS EIN 43-1174269 NONE | Legal; Direct payment from the plan Service code 29 | — | $91K |
| BRIDGEWAY BENEFIT TECHNOLOGIES NONE | Direct payment from the plan; Contract Administrator Service code 13 | 3000 S. LENOLA RD. MAPLE SHADE, NJ 08052 | $69K |
| REAMS ASSET MANAGEMENT EIN 43-1925734 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $47K |
| UNITED STATES TREASURY NONE | Other fees Service code 99 | 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, DC 20220 | $43K |
| RUBINBROWN, LLP EIN 43-0765316 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $31K |
| SEGAL MARCO ADVISORS EIN 36-3555078 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $25K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $23K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Direct payment from the plan; Insurance brokerage commissions and fees Service code 50 | — | $17K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Custodial (securities); Investment management fees paid directly by plan; Investment management Service code 19 | — | $10K |
| BROTHERHOOD BANK AND TRUST EIN 48-0150325 NONE | Other fees; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,149 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 114 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,263 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | MISSOURI VALLEY LIFE & HEALTH | 1,137 | $3.2M |
| Prescription drug | MISSOURI VALLEY LIFE & HEALTH | 1,137 | $3.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,137 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.