No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUE CROSS BLUE SHIELD OF KC EIN 43-1257251 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $1.1M |
| IBEW BENEFIT CENTER EIN 46-1662293 PARTY-IN-INTEREST | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Contract Administrator Service code 13 | — | $1.0M |
| ARNOLD, NEWBOLD, SOLLARS & HOLLINS EIN 43-1174269 NONE | Legal; Direct payment from the plan Service code 29 | — | $146K |
| CHEIRON, INC. EIN 13-4215617 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $127K |
| INNOVATIVE SOFTWARE SOLUTIONS EIN 23-2182079 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $48K |
| INTERCONTINENTAL US REAL ESTATE EIN 04-2895544 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $31K |
| REAMS ASSET MANAGEMENT EIN 43-1925734 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $29K |
| UNITED STATES TREASURY NONE | Other fees Service code 99 | 1500 PENNSYLVANIA AVENUE, NW WASHINGTON, DC 20220 | $27K |
| RUBINBROWN, LLP EIN 43-0765316 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| PREFERRED HEALTH PROFESSIONALS EIN 20-1665464 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $25K |
| CONSTRUCTION BENEFITS AUDIT CORP EIN 43-1244218 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $23K |
| SEGAL MARCO ADVISORS EIN 36-3555078 NONE | Investment advisory (plan); Investment management fees paid directly by plan Service code 27 | — | $22K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Direct payment from the plan; Insurance brokerage commissions and fees Service code 50 | — | $11K |
| UMB BANK NONE | Custodial (other than securities); Direct payment from the plan; Other fees Service code 18 | 1010 GRAND BOULEVARD KANSAS CITY, MO 64106 | $8K |
| BROTHERHOOD BANK AND TRUST EIN 48-0150325 NONE | Other fees; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $8K |
| STATE STREET GLOBAL ADVISORS EIN 04-1867445 NONE | Investment management; Custodial (securities); Investment management fees paid directly by plan Service code 19 | — | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,368 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 851 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,219 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 1,040 | $2.6M |
| Dental | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 1,040 | $2.6M |
| Prescription drug | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 1,040 | $2.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,040 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.