| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $13K | $8K | $21K | 2.67% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $1K | $2K | $3K | 6.01% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 2.18% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $730 | $2K | $2K | 8.98% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $433 | — | $433 | 1.72% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $539 | $1K | $2K | 9.02% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $318 | — | $318 | 1.70% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $369 | $782 | $1K | 9.06% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $267 | — | $267 | 2.10% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, SUITE 300 OVERLAND PARK, KS 66207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $54 | — | $54 | 4.77% |
| GARY W FITCH3 | 2101 CORONA ROAD, SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 2.91% |
| JON HARTMAN3 Filed as: JON HARTMAN AGENCY INC | 1400 FORUM BOULEVARD, SUITE 9 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 1.77% |
| JERRY L BROCKMAN3 | 5804 LEATHERBROOK DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 1.77% |
| MJ INSURANCE3 Filed as: HH ASSOC., LLC AND VARIOUS AGENTS | 1530 RAX COURT JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 1.41% |
| ASHTON CONSULTING INC3 | 2101 WEST BROADWAY, SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | $0 | $15 | 1.32% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NE, SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 198 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 202 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 191 | $781K |
| Dental | STANDARD INSURANCE COMPANY | 128 | $47K |
| Vision | STANDARD INSURANCE COMPANY | 105 | $13K |
| Life insurance | STANDARD INSURANCE COMPANY | 198 | $25K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 18 | $1K |
| Long-term disability | STANDARD INSURANCE COMPANY | 198 | $19K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 191 | $781K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 198 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 198 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.