| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | UNKNOWN MARSHALL, MO 65340 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $17K | $8K | $25K | 2.50% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | STANDARD INSURANCE COMPANY | $6K | $1K | $7K | 6.38% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL NE LIMITED | 1065 AVENUE OF THE AMERICAS NEW YORK, NY 10018 | STANDARD INSURANCE COMPANY | $0 | $607 | $607 | 0.53% |
| GARY WILLIAM FITCH3 | 12050 ROCHE PORT GRAVEL ROAD ROCHEPORT, MO 65279 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | $0 | $49 | 10.04% |
| JON HARTMAN3 Filed as: JON HARTMAN AGENCY INC | 1400 FORUM BOULEVARD SUITE 9 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | $0 | $29 | 5.94% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 55 EAST JACKSON BOULEVARD 14TH FLOOR CHICAGO, IL 60604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | $0 | $24 | 4.92% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 2.05% |
| JERRY L BROCKMAN3 Filed as: JERRY L. BROCKMAN | 5804 LEATHERBROOK DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 1.84% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY MICHAEL SATTERLEE | 4351 JAGER DRIVE NE, SUITE J RIO RANCHO, NM 87144 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 1.64% |
| MJ INSURANCE3 Filed as: HH ASSOCIATES LLC & VARIOUS AGENTS | 3824 BENNINGTON LANE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 1.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 195 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 195 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 188 | $996K |
| Dental | STANDARD INSURANCE COMPANY | 195 | $114K |
| Vision | STANDARD INSURANCE COMPANY | 195 | $114K |
| Life insurance | STANDARD INSURANCE COMPANY | 195 | $114K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 2 | $488 |
| Long-term disability | STANDARD INSURANCE COMPANY | 195 | $114K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 188 | $996K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 195 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 195 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.