No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CAREINGTON INTERNATIONAL CORP EIN 75-2425662 VENDOR | Other fees Service code 99 | 7400 GAYLORD PARKWAY FRISCO, TX 75034 | $35K |
| CAROL J. WOODWARD EIN 44-0545275 EMPLOYEE | Employee (plan sponsor) Service code 35 | 310 NE MULBERRY LEES SUMMIT, MO 640865861 | $35K |
| LORI B. HARDING EIN 44-0545275 EMPLOYEE | Employee (plan sponsor) Service code 35 | 310 NE MULBERRY LEES SUMMIT, MO 640865861 | $31K |
| SPENCER FANE BRITT & BROWNE, LLP EIN 44-0561981 VENDOR | Legal Service code 29 | 1000 WALNUT STREET, STE 1400 KANSAS CITY, MO 641062140 | $31K |
| BKD, LLP EIN 44-0160260 VENDOR | Accounting (including auditing) Service code 10 | 1201 WALNUT STREET, STE 1700 KANSAS CITY, MO 641062246 | $30K |
| KRISTI D. WHITE EIN 44-0545275 EMPLOYEE | Employee (plan sponsor) Service code 35 | 310 NE MULBERRY LEES SUMMIT, MO 640865861 | $30K |
| GOVERNMENT EMPLOYEES HEALTH ASSN EIN 44-0545275 SELF | Other fees Service code 99 | 310 NE MULBERRY LEES SUMMIT, MO 640865861 | $27K |
| US BANK EIN 31-0841368 VENDOR | Other fees Service code 99 | PO BOX 790408 ST LOUIS, MO 631790408 | $24K |
| CHANGE HEALTHCARE SOLUTIONS, LLC EIN 20-5716594 VENDOR | Other fees; Other services Service code 49 | 3055 LEBANON PIKE, STE 1000 NASHVILLE, TN 37214 | $21K |
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 VENDOR | Other fees Service code 99 | 900 COTTAGE GROVE ROAD HARTFORD, CT 06152 | $18K |
| AMERICAN DENTAL EXAMINERS, INC. EIN 13-3010225 VENDOR | Consulting (general) Service code 16 | 277 NORTH AVE 2ND FLOOR NEW ROCHELLE, NY 10801 | $11K |
| LOCKTON COMPANIES, INC. EIN 48-0763803 VENDOR | Insurance agents and brokers Service code 22 | 444 W 47TH STREET, STE 900 KANSAS CITY, MO 641121919 | $11K |
| OPTUMINSIGHT, INC. EIN 41-1858498 VENDOR | Other fees Service code 99 | 9900 BREN ROAD EAST MINNETONKA, MN 55343 | $11K |
| SINGLE SOURCE PRINTING EIN 46-3353700 VENDOR | Other services Service code 49 | 13915 W 107TH STREET LENEXA, KS 66215 | $10K |
| QWEST COMMUNICATIONS COMPANY, LLC EIN 04-6141739 VENDOR | Other services Service code 49 | 1801 CALIFORNIA STREET, 25TH FLOOR DENVER, CO 80202 | $8K |
| COMMERCE BANK EIN 43-6334070 VENDOR | Other fees Service code 99 | PO BOX 846451 KANSAS CITY, MO 64184 | $6K |
| US POSTMASTER VENDOR | Other fees Service code 99 | 1951 NE RICE ROAD LEES SUMMIT, MO 640649992 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 494,698 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 288,834 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 783,532 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | COMBINED INSURANCE COMPANY OF AMERICA | 1,600,799 | $7.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,600,799 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.