Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingBroker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
The filing reports zero broker compensation on a plan over 100 participants. The plan likely buys direct or does not report its broker. Give it a call.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Vision | Vision |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 488,286 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 463,106 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 951,392 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision(3 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 1,828,003 | $7.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,828,003 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 VENDOR | Insurance services; Other services Service code 23 | PO BOX 860689 MINNEAPOLIS, MN 554860689 | $1.2M |
| US POSTMASTER VENDOR | Other fees Service code 99 | 1951 NE RICE ROAD LEES SUMMIT, MO 640649992 | $387K |
| PRISMA NASHVILLE, LLC EIN 86-2511770 VENDOR | Copying and duplicating Service code 36 | 2937 EAST BROADWAY ROAD PHOENIX, AZ 85040 | $133K |
| US BANK EIN 31-0841368 VENDOR | Other fees Service code 99 | 800 NICOLLET MALL MINNEAPOLIS, MN 55402 | $56K |
| NATIONAL ASSOCIATION OF DENTAL PLAN EIN 75-2801959 VENDOR | Other fees Service code 99 | 12700 PARK CENTRAL DRIVE. STE 400 DALLAS, TX 75251 | $32K |
| FORVIS MAZARS, LLP EIN 44-0160260 VENDOR | Accounting (including auditing); Consulting (general) Service code 10 | P.O. BOX 200870 DALLAS, TX 753200870 | $30K |
| CAREINGTON INTERNATIONAL CORP. EIN 75-2425662 VENDOR | Contract Administrator Service code 13 | 7400 GAYLORD PARKWAY FRISCO, TX 75034 | $28K |
| SPENCER, FAINE, BRITT & BROWN LLP EIN 44-0561981 VENDOR | Legal Service code 29 | PO BOX 872037 KANSAS CITY, MO 641872037 | $21K |
| GOVERNMENT EMPLOYEES HEALTH ASSOC. EIN 44-0545275 SELF | Other fees Service code 99 | 310 N E MULBERRY LEES SUMMIT, MO 640865861 | $19K |
| CHANGE HEALTHCARE SOLUTIONS, LLC EIN 20-5716594 VENDOR | Other fees; Other services Service code 49 | PO BOX 572490 MURRAY, UT 841572490 | $17K |
| WOLCOTT & ASSOCIATES, INC. EIN 36-3560082 VENDOR | Consulting (general) Service code 16 | 12120 STATE LINE ROAD, STE 297 LEAWOOD, KS 66209 | $7K |
| P&R DENTAL STRATEGIES, LLP EIN 47-1736087 VENDOR | Consulting (general) Service code 16 | 2360 ROUTE 33, STE 112 PMB10 ROBBINSVILLE, NJ 08691 | $6K |
| WILLIS TOWERS WATSON MIDWEST, INC. EIN 34-1174529 VENDOR | Insurance agents and brokers Service code 22 | 5700 W 112TH STREET, STE 100 OVERLAND PARK, KS 66211 | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
4 contacts
Phone and email for the top hat administrator are on Pro.
11 filings · 2015 to 2025