No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GILSBAR, INC. EIN 72-0519951 INDEPENDENT CONTRACTOR | Direct payment from the plan; Contract Administrator; Insurance services; Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 13 | — | $681K |
| NEWPORT TRUST COMPANY EIN 27-4411131 INDEPENDENT CONTRACTOR | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | — | $254K |
| NADA SERVICES CORPORATION AFFILIATED ENTITY | Other services; Participant communication; Direct payment from the plan Service code 38 | 8400 WESTPARK DRIVE MCLEAN, VA 22102 | $91K |
| MOSS ADAMS LLP EIN 91-0189318 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $35K |
| APRIO LLP EIN 57-1157523 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $30K |
| NORTHROP CONSULTING SERVICES NONE | Direct payment from the plan; Consulting (general) Service code 16 | 3032 RIVER REACH WILLIAMSBURG, VA 23185 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,022 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,022 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NEW YORK LIFE INSURANCE COMPANY | 1,022 | $5.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,022 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.