No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| GILSBAR, INC. EIN 72-0519951 N/A | Participant communication; Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan; Insurance services; Contract Administrator Service code 13 | — | $630K |
| NEWPORT TRUST COMPANY EIN 27-4411131 N/A | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $253K |
| NADA RETIREMENT ADMINISTRATORS, INC EIN 90-0212136 N/A | Other services; Direct payment from the plan; Participant communication Service code 38 | — | $135K |
| GRAYSTONE CONSULTING N/A | Investment management fees paid directly by plan; Investment management Service code 28 | 12505 PK POTOMAC AVE, SUITE 420 POTOMAC, MD 20854 | $55K |
| NADA SERVICES CORPORATION AFFILIATED ENTITY | Direct payment from the plan; Participant communication; Other services Service code 38 | 8400 WESTPARK DRIVE MCLEAN, VA 22102 | $30K |
| NORTHROP CONSULTING SERVICES N/A | Consulting (general); Direct payment from the plan Service code 16 | 3032 RIVER REACH WILLIAMSBURG, VA 23185 | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,038 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,038 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | NEW YORK LIFE INSURANCE COMPANY | 1,038 | $5.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,038 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.