| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 8200 E. 32ND STREET N. WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 7.14% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | HARTFORD LIFE AND ACCIDENT | $6K | $1K | $8K | 18.09% |
| JAMES R NELLIGAN & ASSOCS LLC3 Filed as: JAMES NELLIGAN & ASSOC | 1933 STATE ROUTE 35 WALL, NJ 07719 | HARTFORD LIFE AND ACCIDENT | — | $2K | $2K | 5.00% |
| WATCHTOWER BENEFITS, LLC3 | 227 W. MONROE ST CHICAGO, IL 60606 | HARTFORD LIFE AND ACCIDENT | — | $631 | $631 | 1.52% |
| KEVIN D INGWERSON3 Filed as: KEVIN INGWERSON | 208 S PUTTER DR ANDOVER, KS 67002 | AFLAC | $887 | $53 | $940 | 5.15% |
| DEBORAH JOHNSON3 | 441915 E. HIGHWAY 60 VINITA, OK 74301 | AFLAC | $149 | — | $149 | 0.82% |
| CALEB GILMOUR3 | 515 S. MAIN ST WICHITA, KS 67202 | AFLAC | $147 | — | $147 | 0.81% |
| BRIAN M LEITZEL3 Filed as: BRIAN LEITZEL | 4201 SPRING DR CHENEY, KS 67025 | AFLAC | $134 | — | $134 | 0.73% |
| STEVEN HUNTER3 | 1317 MAE DR CARROLLTON, TX 75007 | AFLAC | $89 | — | $89 | 0.49% |
| JUSTIN C CARSON3 Filed as: JUSTIN CARSON | 7701 E KELLOGG DR WICHITA, KS 67207 | AFLAC | $83 | — | $83 | 0.45% |
| RYAN ROONEY3 | PO BOX 694 GODDARD, KS 67052 | AFLAC | $61 | — | $61 | 0.33% |
| NICOLE E ROONEY3 Filed as: NICOLE ROONEY | PO BOX 694 GODDARD, KS 67052 | AFLAC | $61 | — | $61 | 0.33% |
| JOHN E WETIG3 Filed as: JOHN WETIG | 103 S ROUPP ST HESSTON, KS 67062 | AFLAC | $47 | $9 | $56 | 0.31% |
| ROBERT ROWE3 | 2901 N VAN BUREN ST HUTCHINSON, KS 67052 | AFLAC | $54 | — | $54 | 0.30% |
| EDUARDO REYNA3 | 1921 E HICKORY HILL RD ARGYLE, TX 76226 | AFLAC | $48 | — | $48 | 0.26% |
| NATHAN HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $29 | — | $29 | 0.16% |
| RACHEL SCHAEFFER3 | 529 PARKWOOD DR ROSE HILL, KS 67133 | AFLAC | $27 | — | $27 | 0.15% |
| SCOTT SWIMMER3 | 4553 W 138TH TERRACE LEAWOOD, KS 66224 | AFLAC | $25 | — | $25 | 0.14% |
| ROBERT SHEPARD COOPER3 Filed as: ROBERT COOPER | PO BOX 609 SANGER, TX 76266 | AFLAC | $24 | — | $24 | 0.13% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $19 | — | $19 | 0.10% |
| JULIAN DUARTE3 | 412 N. MYRTLE ST EUREKA, KS 67045 | AFLAC | $19 | — | $19 | 0.10% |
| SAMUEL A MCFALL3 Filed as: SAMUEL MCFALL | 609 N BROADWAY AVE WICHITA, KS 67214 | AFLAC | $14 | — | $14 | 0.08% |
| GAIL COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67220 | AFLAC | $12 | — | $12 | 0.07% |
| KATHY WIEDEMANN3 | 222 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $10 | — | $10 | 0.05% |
| MATTHEW GANT3 | 2501 W 18TH AVE STE A EMPORIA, KS 66801 | AFLAC | $7 | — | $7 | 0.04% |
| SUE TUCKER3 | 9856 US HIGHWAY 29 N CUSSETA, AL 36852 | AFLAC | $2 | — | $2 | 0.01% |
| MARY MINTON3 | 24230 W 61ST ST N ANDALE, KS 67001 | AFLAC | $2 | — | $2 | 0.01% |
| JOHN A BACON3 Filed as: JOHN BACON | 1100 AUTUMN CIR LOUISBURG, KS 66049 | AFLAC | $1 | — | $1 | 0.01% |
| JONI S WOBORNY BUNKER3 Filed as: JONI BUNKER | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $1 | — | $1 | 0.01% |
| IMA, INC.3 | P.O. BOX 2992 WICHITA, KS 67201 | EYEMED VISION CARE | $620 | — | $620 | 6.52% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 94 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 94 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 63 | $51K |
| Vision | EYEMED VISION CARE | 98 | $10K |
| Life insurance(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 94 | $60K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 94 | $60K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 98 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.