| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WATKO BENEFIT GROUP3 | 7301 W 129TH ST., STE 155 OVERLAND PARK, KS 662132643 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $23K | $2K | $24K | 1.96% |
| WATKO BENEFIT GROUP3 | 7301 W 129TH #155 OVERLAND PARK, KS 66213 | DELTA DENTAL OF MISSOURI | $3K | — | $3K | 4.93% |
| ROBERT GREG WATKINS3 | WATKO BENEFIT GROUP 7301 W 129TH ST STE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $599 | $4K | 14.18% |
| ROBERT GREG WATKINS3 | WATKO BENEFIT GROUP 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $460 | $3K | 14.24% |
| ROBERT GREG WATKINS3 | WATKO BENEFIT GROUP 7301 W 129TH ST STE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $276 | $2K | 14.17% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP - 000 | 7301 W 129TH ST STE 155 OVERLAND PARK, KS 662132643 | HUMANA INSURANCE COMPANY | $1K | — | $1K | 10.97% |
| ROBERT GREG WATKINS3 | WATKO BENEFIT GROUP 7301 W 129TH ST STE 155 OVERLAND PARK, KS 66213 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $238 | $2K | 14.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 127 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 127 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 106 | $1.2M |
| Dental | DELTA DENTAL OF MISSOURI | 179 | $63K |
| Vision | HUMANA INSURANCE COMPANY | 77 | $12K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $38K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 80 | $13K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 127 | $21K |
| Other | UNITED OF OMAHA LIFE INSURANCE COMPANY | 126 | $11K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 179 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.