| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ROBERT GREG WATKINS3 Filed as: ROBERT G WATKINS | 7301 W 129TH STREET OVERLAND PARK, KS 66213 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $18K | $0 | $18K | 1.48% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF OVERLAND PARK, KS 66213 | BLUE CROSS BLUE SHIELD OF KANSAS CITY | $4K | $4K | $8K | 0.67% |
| WATKINS, ROBERT G3 | 7301 W 129TH ST, SUITE 155 OVERLAND PARK, KS 662132643 | HUMANADENTAL INSURANCE COMPANY | $3K | $0 | $3K | 4.55% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GA INC | 1 GLENLAKE PKWY 11TH FL ATLANTA, GA 303283496 | HUMANADENTAL INSURANCE COMPANY | $0 | $285 | $285 | 0.46% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC | STE 500 12980 METCALF AVE OVERLAND PARK, KS 662132652 | HUMANADENTAL INSURANCE COMPANY | $278 | $0 | $278 | 0.45% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP | 7301 WEST 129TH STREET SUITE 155 OVERLAND PARK, KS 662132643 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP | 7301 WEST 129TH STREET SUITE 155 OVERLAND PARK, KS 662132643 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $0 | $3K | 15.00% |
| WATKINS, ROBERT G3 | 7301 W 129TH ST STE 155 OVERLAND PARK, KS 662132643 | COMPBENEFITS INSURANCE COMPANY | $1K | $0 | $1K | 9.11% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC | STE 500 12980 METCALF AVE OVERLAND PARK, KS 662132652 | COMPBENEFITS INSURANCE COMPANY | $141 | $0 | $141 | 0.89% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GA INC | 1 GLENLAKE PKWY 11TH FL ATLANTA, GA 303283496 | COMPBENEFITS INSURANCE COMPANY | $0 | $69 | $69 | 0.43% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP | 7301 WEST 129TH STREET SUITE 155 OVERLAND PARK, KS 662132643 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $0 | $1K | 10.00% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP | 7301 WEST 129TH STREET SUITE 155 OVERLAND PARK, KS 662132643 | RELIANCE STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 14.93% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC | 26 CENTURY BLVD NASHVILLE, TN 37214 | RELIANCE STANDARD INSURANCE COMPANY | $6 | $0 | $6 | 0.08% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 107 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 107 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS CITY | 107 | $1.2M |
| Dental | HUMANADENTAL INSURANCE COMPANY | 109 | $62K |
| Vision | COMPBENEFITS INSURANCE COMPANY | 97 | $16K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 151 | $36K |
| Short-term disability | RELIANCE STANDARD INSURANCE COMPANY | 63 | $7K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 151 | $18K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 151 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.