| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS | 12980 METCALF OVERLAND PARK, KS 66213 | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | $22K | $24K | $46K | 3.80% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC. | SUITE 500 12980 METCALF AVENUE OVERLAND PARK, KS 662132652 | HUMANA | $5K | $0 | $5K | 5.96% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS INS SERVICES OF GA INC. | 1 GLENLAKE PKWY 11TH FLOOR ATLANTA, GA 303283496 | HUMANA | $0 | $819 | $819 | 0.97% |
| USI INSURANCE SERVICES LLC3 Filed as: USI MIDWEST LLC | 245 N WACO SUITE 300 WICHITA, KS 672021116 | HUMANA | $1 | — | $1 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC. | 26 CENTURY BLVD NASHVILLE, TN 37214 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $4K | $184 | $4K | 15.77% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC. | 26 CENTURY BLVD NASHVILLE, TN 37214 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $167 | $3K | 15.79% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS INC. | 26 CENTURY BLVD NASHVILLE, TN 37214 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $144 | $2K | 10.81% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFITS GROUP | 7301 WEST 129TH STREET, SUITE 155 OVERLAND PARK, KS 662132643 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $0 | $0 | $0 | 0.00% |
| WILLIS TOWERS WATSON US LLC3 Filed as: WILLIS OF GREATER KANSAS, INC. | 26 CENTURY BLVD. NASHVILLE, TN 37214 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $72 | $1K | 15.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 148 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 148 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS CITY | 112 | $1.2M |
| Dental | HUMANA | 121 | $84K |
| Vision | HUMANA | 121 | $84K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $42K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 66 | $9K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $21K |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 148 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 148 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.