No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| COMMERCE BANK EIN 43-6026325 NONE | Direct payment from the plan; Custodial (securities); Investment management fees paid directly by plan; Investment management; Other investment fees and expenses Service code 19 | 8000 FORSYTH, 4TH FLOOR ST. LOUIS, MO 63105 | $34K |
| RSM US LLP EIN 42-0714325 NONE | Accounting (including auditing) Service code 10 | 8182 MARYLAND AVENUE, SUITE 900 ST. LOUIS, MO 63105 | $26K |
| CONSTRUCTION BENEFITS AUDIT CORPP EIN 43-1244218 NONE | Accounting (including auditing) Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 13,732 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 13,732 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.