| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SUNSTAR INSURANCE GROUP LLC3 | 3636 SOUTH GEYER ROAD SUITE 110 SAINT LOUIS, MO 63127 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $3K | $372 | $3K | 0.89% |
| SUNSTAR INSURANCE GROUP LLC3 Filed as: SUNSTAR INSURANCE GROUP | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $19K | — | $19K | 8.61% |
| CENTRO BENEFITS RESEARCH LLC3 | 325 NORTH KIRKWOOD ROAD SUITE 300 KIRKWOOD, MO 63122 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 3.00% |
| DAVID LYONS3 | 1112 GRACE LANE BOONVILLE, MO 65233 | AFLAC | $4K | $250 | $5K | 5.18% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $2K | — | $2K | 2.59% |
| AARON C EVERLY3 Filed as: AARON EVERLY | 1123 WILKES BOULEVARD SUITE 330 COLUMBIA, MO 65201 | AFLAC | $1K | — | $1K | 1.18% |
| JAMI GONZALEZ3 | 10224 NORTH 66TH DRIVE GLENDALE, AZ 85302 | AFLAC | $1K | — | $1K | 1.14% |
| DOMINIC J ASHLEY3 Filed as: DOMINIC ASHLEY | 5431 MONTICELLO AVENUE DALLAS, TX 75206 | AFLAC | $676 | $58 | $734 | 0.83% |
| DUSTIN T HARRIS3 Filed as: DUSTIN HARRIS | 1015 COOPER AVENUE GLENWOOD SPRINGS, CO 81601 | AFLAC | $628 | — | $628 | 0.71% |
| CHRISTOPHER M ASHTON3 Filed as: CHRISTOPHER ASHTON | 5962 SCREAMING EAGLE LANE COLUMBIA, MO 65201 | AFLAC | $609 | — | $609 | 0.69% |
| CHAD M POSTON3 Filed as: CHAD POSTON | 3005 CHINABERRY DRIVE SUITE A COLUMBIA, MO 65201 | AFLAC | $512 | $58 | $570 | 0.64% |
| ADAM LECHTENBERG3 | 2701 PEBBLE CREEK COURT COLUMBIA, MO 65201 | AFLAC | $433 | — | $433 | 0.49% |
| ERICA R ASHLEY3 Filed as: ERICA ASHLEY | 5431 MONTICELLO AVENUE DALLAS, TX 75206 | AFLAC | $137 | — | $137 | 0.15% |
| ROBIN ELLIOTT3 | 2623 MOHAWK DRIVE JEFFERSON CITY, MO 65101 | AFLAC | $64 | — | $64 | 0.07% |
| JADE WITHERS3 | 1206 MAIN AVENUE SOUTH BROOKINGS, SD 57006 | AFLAC | $57 | — | $57 | 0.06% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 7160 DALLAS PARKWAY SUITE 250 PLANO, TX 75024 | AFLAC | $49 | — | $49 | 0.06% |
| FRANK HIGGINS3 | 724 BOONVILLE ROAD JEFFERSON CITY, MO 65109 | AFLAC | $45 | — | $45 | 0.05% |
| ANDREW N LUCCOCK3 Filed as: ANDREW LUCCOCK | 23984 SOUTHWEST SHADY GROVE DRIVE SHERWOOD, OR 97140 | AFLAC | $37 | — | $37 | 0.04% |
| NADINE THERESA POLLMAN3 Filed as: NADINE POLLMAN | 1306 SUMMIT CIRCLE BROOKINGS, SD 57006 | AFLAC | $36 | — | $36 | 0.04% |
| RYAN NORGREN3 | 1800 WEST DIVERSEY PARKWAY APARTMENT E CHICAGO, IL 60614 | AFLAC | $29 | — | $29 | 0.03% |
| TRACY L HOSTLER3 Filed as: TRACY HOSTLER | 518 MAIN AVENUE BROOKINGS, SD 57006 | AFLAC | $25 | — | $25 | 0.03% |
| DEBRA KAY ALDRIDGE3 Filed as: DEBRA ALDRIDGE | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $24 | — | $24 | 0.03% |
| SARA LUCCOCK3 | 23984 SOUTHWEST SHADY GROVE DRIVE SHERWOOD, OR 97140 | AFLAC | $13 | — | $13 | 0.01% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $9 | — | $9 | 0.01% |
| TERRY ANN PARKER3 Filed as: TERRY PARKER | 3019 SUNSET POINTE CIRCLE CAPE CORAL, FL 33914 | AFLAC | $9 | — | $9 | 0.01% |
| KIM R HARMS3 Filed as: KIM HARMS | 310 BIRCH AVENUE AURORA, SD 57002 | AFLAC | $9 | — | $9 | 0.01% |
| JAY HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $8 | — | $8 | 0.01% |
| BRYAN C SWYERS3 Filed as: BRYAN SWYERS | 2429 HYDE PARK ROAD JEFFERSON CITY, MO 65109 | AFLAC | $8 | — | $8 | 0.01% |
| ANDREW JAMES VAN HORN3 Filed as: ANDREW VAN HORN | 825 EAST VASSAR AVENUE FRESNO, CA 93704 | AFLAC | $7 | — | $7 | 0.01% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 4351 JAGER DRIVE NORTHEAST SUITE J RIO RANCHO, NM 87144 | AFLAC | $6 | — | $6 | 0.01% |
| JAMES R ASAHL3 Filed as: JAMES ASAHL | 5728 HENWICK LANE JEFFERSON CITY, MO 65109 | AFLAC | $6 | — | $6 | 0.01% |
| SCOTT NIELSEN3 | 718B WEST FOURTH PLAIN BOULEVARD VANCOUVER, WA 98660 | AFLAC | $6 | — | $6 | 0.01% |
| CHRISTIE LANDWEHR3 | 4104 NORTH GRASSLAND DRIVE OZARK, MO 65721 | AFLAC | $2 | — | $2 | 0.00% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 WEST MARKHAM STREET SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $1 | — | $1 | 0.00% |
| TYSON C FUNK3 Filed as: TYSON FUNK | 917 CROWN POINTE TERRACE COURT WILDWOOD, MO 63021 | AFLAC | $1 | — | $1 | 0.00% |
| GINA SIENIA3 | PO BOX 446 ECHO, OR 97826 | AFLAC | $1 | — | $1 | 0.00% |
| ERIC DANIEL WEILAND3 Filed as: ERIC WEILAND | 14511 SOUTHWEST CORNERSTONE LANE SHERWOOD, OR 97140 | AFLAC | $1 | — | $1 | 0.00% |
| BUCK GLOBAL LLC3 Filed as: BUCK GLOBAL, LLC | PO BOX 207640 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $398 | — | $398 | 16.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 586 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 43 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 629 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 478 | $224K |
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 632 | $385K |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 680 | $218K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 680 | $218K |
| Prescription drug | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 632 | $385K |
| Stop-loss / reinsurancereinsurance | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 632 | $385K |
| Other(3 contracts, 3 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 680 | $309K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 680 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.