| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP, INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $3K | $3K | 1.00% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $32K | — | $32K | 12.50% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP, INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $17K | $2K | $20K | 8.59% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $155 | — | $155 | 0.14% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | UNION SECURITY INSURANCE COMPANY | $8K | $4K | $12K | 22.11% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.38% |
| JAMI GONZALEZ3 Filed as: JAMI T GONZALEZ | 1207 EAST EL CAMINO DRIVE PHOENIX, AZ 85020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.74% |
| JON HARTMAN3 | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 2.60% |
| ANDREW J VAN HORN3 | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $566 | — | $566 | 1.05% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $439 | — | $439 | 0.81% |
| ASHTON CONSULTING INC3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $416 | — | $416 | 0.77% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $332 | — | $332 | 0.61% |
| GARY W FITCH3 | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $242 | — | $242 | 0.45% |
| HH ASSOCIATES LLC3 Filed as: HH ASSOCIATES, LLC | 1530 RAX COURT JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $228 | — | $228 | 0.42% |
| BAYLEY STULTS3 | 2101 CORONA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $224 | — | $224 | 0.41% |
| ALEXANDER I MIRO3 | 3406 KEENES EDGE COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $158 | — | $158 | 0.29% |
| APRIL L MELVIN3 | 2101 CORONA RD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $98 | — | $98 | 0.18% |
| DAVID LYONS3 | MULTIVALUE BOONVILLE, MO 65233 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.15% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | — | $69 | 0.13% |
| TYSON C FUNK3 | 917 CROWN POINT TERRACE COURT WILDWOOD, MO 63021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.12% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $67 | — | $67 | 0.12% |
| AARON C EVERLY3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $51 | — | $51 | 0.09% |
| AMEEN AL AMEEN3 | 2410 TERESA CIRCLE APARTMENT H TAMPA, FL 33629 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.08% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | — | $39 | 0.07% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.07% |
| KELLY W EASLEY3 | 1123 WILKES BOULEVARD SUITE 330 COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.07% |
| TRAVER P HAGER3 | 2112 ENGLISH GARDEN WAY THOMPSONS STATION, TN 37179 | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.06% |
| CHAD M POSTON3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | — | $21 | 0.04% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JAMES R ASAHL3 | 5728 HENWICK LANE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| JOHN A BACON3 | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GREGORY K WALKER3 | 1443 CONESTOGA TERRACE MOVERLY, MO 65270 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| JAMI GONZALEZ3 | 1201 EAST EL CAMINO DRIVE PHOENIX, AZ 85020 | AFLAC | $4K | $92 | $4K | 15.11% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $3K | — | $3K | 11.54% |
| DAVID LYONS3 | 1112 GRACE LANE BOONVILLE, MO 65233 | AFLAC | $1K | — | $1K | 5.48% |
| ASHTON CONSULTING INC3 | 3606 RIDGEVIEW DRIVE SUITE 200 COLUMBIA, MO 65203 | AFLAC | $1K | $21 | $1K | 4.90% |
| ALICEN HARRISON3 | 1201 NORTH REMINGTON STREET CENTRALIA, MO 65240 | AFLAC | $801 | — | $801 | 3.01% |
| ROBIN ELLIOTT3 | 5423 DEER VALLEY DRIVE JEFFERSON CITY, MO 65109 | AFLAC | $651 | — | $651 | 2.44% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | AFLAC | $223 | — | $223 | 0.84% |
| ANDREW JAMES VAN HORN3 Filed as: ANDREW VAN HORN | 6270 NORTH GARFIELD AVENUE FRESNO, CA 93723 | AFLAC | $115 | $37 | $152 | 0.57% |
| FRANK HIGGINS3 | 3509 GETTYSBURG PLACE JEFFERSON CITY, MO 65109 | AFLAC | $93 | — | $93 | 0.35% |
| ALEXANDER I MIRO3 Filed as: ALEXANDER MIRO | 6005 HIDDEN VALLEY ROAD SUITE 150 CARLSBAD, CA 92011 | AFLAC | $83 | — | $83 | 0.31% |
| AARON C EVERLY3 Filed as: AARON EVERLY | 1123 WILKES BOULEVARD SUITE 330 COLUMBIA, MO 65201 | AFLAC | $32 | — | $32 | 0.12% |
| CHAD M POSTON3 Filed as: CHAD POSTON | 2721 INDUSTRIAL DRIVE SUITE A JEFFERSON CITY, MO 65109 | AFLAC | $23 | — | $23 | 0.09% |
| BAYLEY STULTS3 | 3500 SOUTH SCOTT BOULEVARD APARTMENT 10A COLUMBIA, MO 65203 | AFLAC | $20 | — | $20 | 0.08% |
| BRADLEY K HARRISON3 Filed as: BRADLEY HARRISON | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $15 | — | $15 | 0.06% |
| DEBRA KAY ALDRIDGE3 Filed as: DEBRA GABELSBERGER | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $10 | — | $10 | 0.04% |
| JEFFREY M SATTERLEE3 Filed as: JEFFREY SATTERLEE | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | AFLAC | $10 | — | $10 | 0.04% |
| JAMES R ASAHL3 Filed as: JAMES ASAHL | 5728 HENWICK LANE JEFFERSON CITY, MO 65109 | AFLAC | $4 | — | $4 | 0.02% |
| CHRISTIE LANDWEHR3 | 225 ANN COURT JEFFERSON CITY, MO 65101 | AFLAC | $3 | — | $3 | 0.01% |
| JAY HIGGINS3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | AFLAC | $3 | — | $3 | 0.01% |
| BRYAN C SWYERS3 Filed as: BRYAN SWYERS | 2429 HYDE PARK ROAD JEFFERSON CITY, MO 65109 | AFLAC | $3 | — | $3 | 0.01% |
| DUSTIN BLY3 | 4302 MASSENGILL COURT COLUMBIA, MO 65201 | AFLAC | $2 | — | $2 | 0.01% |
| ROBIN M CALLAWAY3 Filed as: ROBIN CALLAWAY | 10201 WEST MARKHAM STREET SUITE 203 LITTLE ROCK, AR 72205 | AFLAC | $1 | — | $1 | 0.00% |
| CONDUENT HR CONSULTING LLC3 | PO BOX 202617 DALLAS, TX 75320 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $663 | $78 | $741 | 16.76% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 769 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 25 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 794 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 3 | $109K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 562 | $279K |
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 770 | $252K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 835 | $284K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 835 | $227K |
| Prescription drug(2 contracts) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 770 | $361K |
| Stop-loss / reinsurancereinsurance | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 770 | $252K |
| Other(5 contracts, 5 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 835 | $369K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 835 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.