| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | — | $12K | $12K | 4.07% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 SOUTHHAMPTON DRIVE COLUMBIA, MO 65203 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $33K | — | $33K | 13.27% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP, INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $15K | $9K | $24K | 11.63% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 SOUTHHAMPTON DRIVE COLUMBIA, MO 65203 | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | $165 | — | $165 | 0.13% |
| BRIAN D NEUNER3 Filed as: BRIAN NEUNER | 7651 EAST HWY WW COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 3.00% |
| JON HARTMAN3 | 2101 ORONA RD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 2.56% |
| JAMI GONZALEZ3 Filed as: JAMI T GONZALEZ | 1207 E EL CAMINO DR PHOENIX, AZ 85020 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.73% |
| ANDREW J VAN HORN3 | 2101 CORONA RD COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $509 | — | $509 | 0.84% |
| ASHTON CONSULTING INC3 Filed as: ASHTON CONSULTION INC | 1201 W BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $463 | — | $463 | 0.77% |
| ASHTON CONSULTING INC3 | 2101 CORONA ROAD SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $424 | — | $424 | 0.70% |
| JEFFREY M. SATTLERLEE3 Filed as: JEFFREY M | 6565 AMERICAS PKWY NE SUITE 115 ALBUQUERQU, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $396 | — | $396 | 0.65% |
| ALEXANDER I MIRO3 | 3406 KEENESEDGE COLUMBIA, MO 65201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $299 | — | $299 | 0.49% |
| GARY W FITCH3 | 1201 CORONA RD COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $264 | — | $264 | 0.44% |
| HH ASSOCIATES LLC3 | 1530 RAX COURT JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $248 | — | $248 | 0.41% |
| AMEEN AL AMEEN3 | 2410 TERESA CIR APT H TAMPA, FL 33629 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | — | $232 | 0.38% |
| BAYLEY STULTS3 | 2101 CORONA SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $150 | — | $150 | 0.25% |
| APRIL L MELVIN3 | 2101 CORNA ROAD SUITE 201 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $117 | — | $117 | 0.19% |
| AARON C EVERLY3 | 2101 W BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $101 | — | $101 | 0.17% |
| ASHTON CONSULTING INC3 | 2101 W BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | — | $79 | 0.13% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.13% |
| TYSON C FUNK3 | 917 CROWN POINT TERRACE CT WILDWOOD, MO 63021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $75 | — | $75 | 0.12% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $70 | — | $70 | 0.12% |
| BRADLEY K HARRISON3 | 210 PRODO DRIVE JEFFERSON CITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.08% |
| KELLY W EASLEY3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.07% |
| CHAD M POSTON3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.06% |
| TRAVER P HAGER3 | 2112 ENGLISH GARDEN WAY THOMPSONS STATION, TN 37179 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | — | $32 | 0.05% |
| JAMES R ASAHL3 | 5728 HENWICK LANE JEFFERSONCITY, MO 65109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.05% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PKWY NE ALBUQUERQUE, NM 87110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| GREGORY K WALKER3 | 1443 CONESTOGA TERRACE MOBERLY, MO 65270 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JOHN A BACON3 | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| JOHN MYERS3 | 16024 MANCHESTER ROAD ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| AUSTIN J PETERSON3 | 1116 AURORA AVE UBANDALE, IA 50322 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| FRED SNODDY3 Filed as: FRED W SNODDY | 12849 PENSADOR DR COLORADO SPRINGS, CO 80921 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| THE INSURANCE GROUP3 Filed as: THE INSURANCE GROUP INC | 200 EAST SOUTHAMPTON DRIVE COLUMBIA, MO 65203 | UNION SECURITY INSURANCE COMPANY | $9K | $4K | $13K | 22.25% |
| JAMI GONZALEZ3 | PO BOX 480 BOONVILLE, MO 65233 | AFLAC | $468 | — | $468 | 10.01% |
| BRIAN D NEUNER3 | 7651 EAST HIGHWAY WW COLUMBIA, MO 65201 | AFLAC | $437 | — | $437 | 9.35% |
| ASHTON CONSULTING INC3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $188 | — | $188 | 4.02% |
| ANDREW JAMES VAN HORN3 | 5805 MAHON DRIVE COLUMBIA, MO 65201 | AFLAC | $162 | — | $162 | 3.47% |
| JAMI GONZALEZ3 | 1207 EAST EL CAMINO DRIVE PHOENIX, AZ 85020 | AFLAC | $131 | — | $131 | 2.80% |
| ALEXANDER I MIRO3 | 1120 SOUTH 6TH STREET SUITE 110 SAINT LOUIS, MO 63104 | AFLAC | $101 | — | $101 | 2.16% |
| CHAD M POSTON3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $29 | — | $29 | 0.62% |
| AARON C EVERLY3 | 2101 WEST BROADWAY SUITE 200 COLUMBIA, MO 65203 | AFLAC | $20 | — | $20 | 0.43% |
| BRADLEY K HARRISON3 | 3432 WEST TRUMAN BOULEVARD JEFFERSON CITY, MO 65109 | AFLAC | $19 | — | $19 | 0.41% |
| JEFFREY M SATTERLEE3 | 6565 AMERICAS PARKWAY NORTHEAST SUITE 115 ALBUQUERQUE, NM 87110 | AFLAC | $12 | — | $12 | 0.26% |
| BAYLEY STULTS3 | 1614 HERSHEY COURT COLUMBIA, MO 65202 | AFLAC | $11 | — | $11 | 0.24% |
| JAMES R ASAHL3 | 5728 HENWICK LANE JEFFERSON CITY, MO 65109 | AFLAC | $6 | — | $6 | 0.13% |
| BAYLEY STULTS3 | 6597 CASTLELAWN PLACE NAPLES, FL 34113 | AFLAC | $5 | — | $5 | 0.11% |
| DANNY GENE HUNT3 | 6001 NORTH LIDDELL LANE COLUMBIA, MO 65202 | AFLAC | $4 | — | $4 | 0.09% |
| DUSTIN BLY3 | 505 FAY STREET APARTMENT 201 COLUMBIA, MO 65201 | AFLAC | $2 | — | $2 | 0.04% |
| BUCK CONSULTANTS LLC3 | PO BOX 202617 DALLAS, TX 75320 | CIGNA GROUP INSURANCE | $634 | — | $634 | 15.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 777 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 24 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 801 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 3 | $125K |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 571 | $286K |
| Vision | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 803 | $245K |
| Life insurance(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 836 | $265K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 836 | $205K |
| Prescription drug(2 contracts) | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 803 | $371K |
| Stop-loss / reinsurancereinsurance | HEALTHY ALLIANCE LIFE INSURANCE COMPANY | 803 | $245K |
| Other(5 contracts, 5 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 836 | $335K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 836 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.