No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AON CONSULTING INC. EIN 22-2232264 NONE | Direct payment from the plan; Consulting (general); Actuarial Service code 11 | — | $44.6M |
| UNITED HEALTHCARE SERVICES INC. EIN 43-1361841 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $34.1M |
| SEDGWICK CLAIMS MANAGEMENT SERVICE EIN 36-2685608 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $29.8M |
| HEALTH CARE SERVICE CORPORATION EIN 36-1236610 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $12.6M |
| AT&T INC. EIN 43-1301883 FUND SPONSOR | Direct payment from the plan; Contract Administrator Service code 13 | — | $9.1M |
| CVS PHARMACY INC. EIN 05-0340626 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $4.4M |
| CIGNA HEALTH AND LIFE INSURANCE CO. EIN 06-0303370 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.6M |
| BEACON HEALTH OPTIONS INC. EIN 54-1414194 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $2.3M |
| NETWORK MEDICAL REVIEW COMPANY EIN 36-4041877 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.7M |
| ADP BENEFIT SERVICES, KY EIN 61-1169763 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $1.1M |
| ALLSUP INC. EIN 37-1170934 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $729K |
| NOVA MARKETING SERVICES, INC. EIN 43-0633498 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $614K |
| FIRST AMERICAN ADMINISTRATORS INC. EIN 86-0773195 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $473K |
| HIGHROADS INC. EIN 12-3456789 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $415K |
| ERNST & YOUNG LLP EIN 34-6565596 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $106K |
| BKD, LLP EIN 44-0160260 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $87K |
| SILVERSCRIPT INSURANCE COMPANY NONE | Contract Administrator; Direct payment from the plan Service code 13 | PO BOX 52067 PHOENIX, AZ 85072 | $66K |
| FLEISHMAN-HILLARD INC. EIN 43-1791685 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $42K |
| CONSUMER'S MEDICAL RESOURCE, INC. EIN 04-3367006 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $35K |
| FIDELITY INVESTMENTS INSTITUTIONAL EIN 04-2647786 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $19K |
| DELOITTE CONSULTING LLP EIN 06-1454513 NONE | Consulting (pension); Direct payment from the plan Service code 17 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176,214 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176,214 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(44 contracts, 28 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 13,511 | $573.5M |
| Dental(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 74,500 | $23.9M |
| Vision(23 contracts, 4 carriers) | EYEMED VISION CARE | 402,979 | $37.2M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 218,129 | $25.9M |
| Short-term disability(2 contracts) | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 2,337 | $453K |
| Long-term disability | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 24 | $12K |
| Prescription drug(4 contracts, 3 carriers) | BLUE CARE NETWORK OF MICHIGAN | 4,007 | $30.5M |
| Other(4 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 218,129 | $68.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 402,979 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.