| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 W 107TH ST THIRD FLOOR OVERLAND PARK, KS 66207 | AETNA LIFE INSURANCE COMPANY | $21K | $114 | $21K | 2.63% |
| POWER GROUP COMPANY LLC3 Filed as: POWER GROUP COMPANY, LLC | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | AETNA LIFE INSURANCE COMPANY | $15K | — | $15K | 1.93% |
| TRUSS, LLC3 | STE 300 4550 W 109TH ST OVERLAND PARK, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | $205 | $4K | 13.46% |
| POWER GROUP COMPANY LLC3 | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | ANTHEM LIFE INSURANCE COMPANY | $4K | — | $4K | 16.25% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 W 107TH STE 300 OVERLAND PARK, KS 66207 | ALLSTATE BENEFITS | $2K | — | $2K | 14.11% |
| BEIMDIEK INSURANCE AGENCY, INC.3 | PO BOX 612 CARTHAGE, MO 64836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $63 | — | $63 | 2.29% |
| LANA L WILHITE LLC3 Filed as: LANA L. WILHITE LLC | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $26 | — | $26 | 0.95% |
| DEBORAH L MCCURTER3 Filed as: DEBORAH L. MCCURTER | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.87% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $23 | — | $23 | 0.84% |
| RALPH E ZIMMERMAN3 Filed as: RALPH ZIMMERMAN | 2051 E NORSHIRE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $11 | — | $11 | 0.40% |
| DALE E WASHBURN3 Filed as: DALE E. WASHBURN | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.36% |
| WILLIAM NEAL SCHUMAKER3 | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.25% |
| BEIMDIEK INSURANCE AGENCY, INC.3 Filed as: BEIMDIEK INSURANCE AGENCY | PO BOX 612 CARTHAGE, MO 64836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $8 | — | $8 | 2.81% |
| DEBORAH L MCCURTER3 Filed as: DEBORAH L. MCCURTER | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 1.40% |
| LANA L WILHITE LLC3 Filed as: LANA L. WILHITE LLC | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 1.05% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2 | — | $2 | 0.70% |
| RALPH E ZIMMERMAN3 Filed as: RALPH ZIMMERMAN | 2051 E NORSHIRE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.35% |
| WILLIAM NEAL SCHUMAKER3 Filed as: WILLIAM NEAL SHUMAKER | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.35% |
| DALE E WASHBURN3 Filed as: DALE E. WASHBURN | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 211 | $801K |
| Dental | AETNA LIFE INSURANCE COMPANY | 211 | $785K |
| Life insurance(4 contracts, 3 carriers) | ANTHEM LIFE INSURANCE COMPANY | 245 | $45K |
| Short-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 4 | $3K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 256 | $26K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 256 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.