| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| POWER GROUP COMPANY LLC3 Filed as: POWER GROUP COMPANY, LLC | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | COVENTRY HEALTH AND LIFE | $47K | — | $47K | 6.60% |
| POWER GROUP COMPANY LLC3 Filed as: POWER GROUP COMPANY, LLC | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | AETNA LIFE INSURANCE COMPANY | $2K | $544 | $3K | 5.69% |
| TRUSS, LLC | STE 300 4550 W 109TH ST OVERLAND PARK, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 15.39% |
| POWER GROUP COMPANY LLC3 | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | ANTHEM LIFE INSURANCE COMPANY | $4K | — | $4K | 13.77% |
| POWER GROUP COMPANY LLC3 Filed as: POWER GROUP COMPANY, LLC | 4550 WEST 109TH ST STE 300 OVERLAND PARK, KS 66211 | ALLSTATE BENEFITS | $6K | — | $6K | 39.31% |
| BEIMDIEK INSURANCE AGENCY, INC.3 | PO BOX 612 CARTHAGE, MO 64836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $65 | — | $65 | 2.14% |
| LANA L WILHITE LLC3 Filed as: LANA L. WILHITE LLC | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $27 | — | $27 | 0.89% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $25 | — | $25 | 0.82% |
| DEBORAH L MCCURTER3 Filed as: DEBORAH L. MCCURTER | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.79% |
| RALPH E ZIMMERMAN3 Filed as: RALPH ZIMMERMAN | 2051 E NORSHIRE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $12 | — | $12 | 0.40% |
| DALE E WASHBURN3 Filed as: DALE E. WASHBURN | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $10 | — | $10 | 0.33% |
| WILLIAM NEAL SCHUMAKER3 | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $7 | — | $7 | 0.23% |
| BEIMDIEK INSURANCE AGENCY, INC.3 Filed as: BEIMDIEK INSURANCE AGENCY | PO BOX 612 CARTHAGE, MO 64836 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $9 | — | $9 | 2.71% |
| DEBORAH L MCCURTER3 Filed as: DEBORAH L. MCCURTER | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $4 | — | $4 | 1.20% |
| TGL ASSOCIATES LLC3 | 3046 SOUTH DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.90% |
| LANA L WILHITE LLC3 Filed as: LANA L. WILHITE LLC | 3046 S DELAWARE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $3 | — | $3 | 0.90% |
| RALPH E ZIMMERMAN3 Filed as: RALPH ZIMMERMAN | 2051 E NORSHIRE SPRINGFIELD, MO 65804 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.30% |
| WILLIAM NEAL SCHUMAKER3 Filed as: WILLIAM NEAL SHUMAKER | PO BOX 989 NIXA, MO 65714 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.30% |
| DALE E WASHBURN3 Filed as: DALE E. WASHBURN | 133 POINT SEVEN ROAD KIMBERLING CITY, MO 65686 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $1 | — | $1 | 0.30% |
| SHERRI D PERRY3 Filed as: SHERRI PERRY | PO BOX 5547 BELLA VISTA, AR 72714 | AFLAC | $20 | — | $20 | 6.99% |
| KATHY STEVENS3 | 2606 SOUTH 15TH PLACE ROGERS, AR 72758 | AFLAC | $11 | — | $11 | 3.85% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 1301 SOUTH SUMMIT AVE SIOUX FALLS, SD 57105 | AFLAC | $6 | — | $6 | 2.10% |
| WILLIAM D WENBERG3 Filed as: WILLIAM WENBERG | 13024 STACY LANE LITTLE ROCK, AR 72211 | AFLAC | $3 | — | $3 | 1.05% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 301 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | COVENTRY HEALTH AND LIFE | 161 | $728K |
| Dental | AETNA LIFE INSURANCE COMPANY | 205 | $49K |
| Life insurance(3 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 252 | $29K |
| Short-term disability(2 contracts) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 4 | $3K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 254 | $27K |
| Other | AFLAC | 1 | $286 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 254 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.