| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $14K | — | $14K | 7.50% |
| MATTHEW GREER3 Filed as: MATTHEW B GREER | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 2.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $4K | $4K | 2.00% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $10K | — | $10K | 11.25% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 6.25% |
| MATTHEW GREER3 Filed as: MATTHEW B. GREER | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 6.25% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | $2K | $3K | 3.25% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 4.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $321 | $1K | $2K | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.50% |
| MATTHEW GREER3 Filed as: MATTHEW B. GREER | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.50% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 10.14% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.14% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.40% |
| MATTHEW GREER3 | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 3.79% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.45% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $4K | — | $4K | 9.54% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 5.91% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LANE STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.91% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.45% |
| MATTHEW GREER3 | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $417 | — | $417 | 1.01% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $201 | $805 | $1K | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.50% |
| MATTHEW GREER3 Filed as: MATTHEW B. GREER | 9399 MILBANK DR SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.50% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $318 | — | $318 | 4.50% |
| MATTHEW GREER3 Filed as: MATTHEW B GREER | 9399 MILBANK DR SHREVEPORT, LA 71115 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $177 | — | $177 | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $177 | — | $177 | 2.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH STREET OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $35 | $141 | $176 | 2.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE MANAGEMENT SERVICES EIN 75-2355889 THIRD PARTY ADMIN | Claims processing; Plan Administrator Service code 12 | 731 N TAYLOR AMARILLO, TX 79107 | $96K |
| TAURUS LIFE AND HEALTH SOLUTIONS INSURANCE AGENT | Insurance agents and brokers Service code 22 | 9399 MILBANK DRIVE SHREVEPORT, LA 71115 | $29K |
| THE ALEMAN GROUP EIN 59-3792616 INSURANCE AGENT | Insurance agents and brokers Service code 22 | 757 AMERICAN WAY SUITE C SHREVEPORT, LA 71106 | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 291 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SYMETRA LIFE INSURANCE COMPANY | 247 | $299K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 341 | $184K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 341 | $64K |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 294 | $54K |
| Prescription drug | SYMETRA LIFE INSURANCE COMPANY | 247 | $299K |
| Other(6 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 294 | $230K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 341 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.