| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JASON MATTHEW ALEMAN3 | 910 PIERREMONT ROAD SUITE 125 SHREVEPORT, LA 71106 | HCC LIFE INSURANCE COMPANY | $31K | — | $31K | 4.45% |
| MERITAIN HEALTH0 | 300 CORPORATE PARKWAY AMHERST, NY 14226 | HCC LIFE INSURANCE COMPANY | $7K | — | $7K | 0.96% |
| JASON ALEMAN3 | PO BOX 53097 SHREVEPORT, LA 711353097 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 14.03% |
| JILL SULLIVAN3 | 3098 N EASTMAN ROAD STE 109 #150 LONGVIEW, TX 756058044 | METROPOLITAN LIFE INSURANCE COMPANY | $293 | — | $293 | 1.21% |
| LISA G WAINER3 Filed as: LISA WAINER | 1025 VERBENA DR AUSTIN, TX 787501404 | METROPOLITAN LIFE INSURANCE COMPANY | $155 | — | $155 | 0.64% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAIN HEALTH EIN 16-1264154 CLAIMS ADMINISTRATION | Contract Administrator Service code 13 | P.O. BOX 70100 SHREVEPORT, LA 71137 | $680K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 626 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 626 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 601 | $704K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 721 | $24K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 721 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 721 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.