| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| JASON MATTHEW ALEMAN3 | 910 PIERREMONT ROAD, SUITE 215 SHREVEPORT, LA 71106 | TOKIO MARINE HCC - STOP LOSS GROUP | $28K | — | $28K | 4.91% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $26K | — | $26K | 7.50% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 2.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $7K | $7K | 2.00% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $21K | — | $21K | 11.25% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 6.25% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 6.25% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | $4K | $6K | 3.25% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $19K | — | $19K | 15.13% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 9.28% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $11K | — | $11K | 9.06% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 5.74% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 4.50% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $589 | $2K | $3K | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 2.50% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $20K | — | $20K | 17.06% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 10.35% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $12K | — | $12K | 10.00% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $7K | — | $7K | 5.98% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 4.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $207 | $825 | $1K | 2.50% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $1K | — | $1K | 2.50% |
| WFKB LTD3 | 3098 N EASTMAN RD STE 109 #150 LONGVIEW, TX 75605 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $642 | — | $642 | 4.50% |
| FAIRWAY PARTNERS LLC3 | 5944 LUTHER LN STE 307 DALLAS, TX 75225 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $357 | — | $357 | 2.50% |
| LISA G WAINER3 | 1025 VERBENA DRIVE AUSTIN, TX 78750 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $357 | — | $357 | 2.50% |
| DIANNA S ROBERTSON3 | 7421 N W 105TH ST OKLAHOMA CITY, OK 73162 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $71 | $285 | $356 | 2.49% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INSURANCE MANAGEMENT SERVICES EIN 75-2355889 THIRD PARTY ADMINISTRATO | Claims processing; Plan Administrator Service code 12 | 731 N TAYLOR AMARILLO, TX 79107 | $170K |
| FAIRWAY PARTNERS LLC INSURANCE AGENT | Insurance agents and brokers Service code 22 | 5944 LUTHER LANE STE 307 DALLAS, TX 75225 | $74K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 590 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 590 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HCC LIFE INSURANCE COMPANY | 493 | $559K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 623 | $352K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 584 | $118K |
| Life insurance(3 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 607 | $69K |
| Prescription drug | HCC LIFE INSURANCE COMPANY | 493 | $559K |
| Stop-loss / reinsurancereinsurance | TOKIO MARINE HCC - STOP LOSS GROUP | 470 | $560K |
| Other(6 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 607 | $500K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 623 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.