| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | ALLSTATE | $4K | — | $4K | 14.86% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | ALLSTATE | $2K | — | $2K | 7.02% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | ALLSTATE | $103 | — | $103 | 0.40% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $851 | — | $851 | 6.28% |
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | TRUSTMARK INSURANCE COMPANY | $290 | — | $290 | 2.14% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | TRUSTMARK INSURANCE COMPANY | $88 | — | $88 | 0.65% |
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | ALLSTATE | $667 | — | $667 | 7.10% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | ALLSTATE | $254 | — | $254 | 2.71% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | ALLSTATE | $49 | — | $49 | 0.52% |
| CORPORATE SYNERGIES GROUP LLC3 | PO BOX 654118 DALLAS, TX 75265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $649 | — | $649 | 9.82% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $887 | — | $887 | 34.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 298 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 303 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HIGHMARK | 690 | $34K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 346 | $183K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 346 | $180K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 346 | $194K |
| Other(4 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 346 | $222K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 690 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.