| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 6.46% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $549 | — | $549 | 2.98% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $43 | — | $43 | 0.23% |
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | TRUSTMARK INSURANCE COMPANY | $429 | — | $429 | 3.19% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $254 | — | $254 | 1.89% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | TRUSTMARK INSURANCE COMPANY | $43 | — | $43 | 0.32% |
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $555 | — | $555 | 9.05% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $237 | — | $237 | 3.86% |
| DOUGLAS D LONERGAN3 Filed as: DOUGLAS D. LONERGAN | 61644 TAM MCARTHUR LOOP BEND, OR 97702 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $26 | — | $26 | 0.42% |
| CORPORATE SYNERGIES GROUP LLC3 | PO BOX 654118 DALLAS, TX 75265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $566 | — | $566 | 10.01% |
| NHUNG LE PHAN3 | 102 LIBERTY AVENUE ATLANTIC CITY, NJ 08401 | TRUSTMARK INSURANCE COMPANY | $328 | — | $328 | 7.07% |
| CORPORATE SYNERGIES GROUP LLC3 | 5000 DEARBORN CIRCLE, SUITE 100 MT LAUREL, NJ 08054 | TRUSTMARK INSURANCE COMPANY | $177 | — | $177 | 3.81% |
| CORPORATE SYNERGIES GROUP LLC3 | PO BOX 654118 DALLAS, TX 75265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $97 | — | $97 | 10.94% |
| CORPORATE SYNERGIES GROUP LLC3 | PO BOX 654118 DALLAS, TX 75265 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $29 | — | $29 | 10.86% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 291 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 22 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 313 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | HIGHMARK | 418 | $22K |
| Life insurance(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 326 | $186K |
| Short-term disability | AETNA LIFE INSURANCE COMPANY | 326 | $181K |
| Long-term disability(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY | 326 | $195K |
| Other(6 contracts, 3 carriers) | AETNA LIFE INSURANCE COMPANY | 326 | $213K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 418 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.