| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| K B GROUP SERVICES INC3 | 3066 VICTORIA STREET BETTENDORF, IA 52722 | SYMETRA LIFE INSURANCE COMPANY | — | $34K | $34K | 5.02% |
| DAVIDSON BENEFITS PLANNING LLC3 Filed as: DAVIDSON BENF PLANNING AN ALER | 7632 SOUTHWEST DURHAM ROAD SUITE 115 TIGARD, OR 97224 | SYMETRA LIFE INSURANCE COMPANY | — | $7K | $7K | 1.00% |
| NATIONAL BENEFITS CENTER LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | SYMETRA LIFE INSURANCE COMPANY | — | $5K | $5K | 0.76% |
| KURT ROBERT BOGSETH3 | 1245 JORDAN CREEK PARKWAY SUITE 200 WEST DES MOINES, IA 50266 | NORTHWESTERN MUTUAL | $4K | $1K | $5K | 2.16% |
| JEFFREY BOES3 | 714 SIMON AVENUE CARROLL, IA 51401 | NORTHWESTERN MUTUAL | $2K | $539 | $3K | 1.16% |
| ERHARD FINANCIAL INC3 | 1245 JORDAN CREEK PARKWAY SUITE 200 W DES MOINES, IA 50266 | NORTHWESTERN MUTUAL | $1K | $147 | $1K | 0.59% |
| LUKE J WITTROCK3 | PO BOX 701 BOONE, IA 50036 | AFLAC | $25K | $481 | $25K | 11.90% |
| CHRISTOPHER HAGER3 Filed as: CHRISTOPHER CUNDIFF | 1411 SOUTH 7TH STREET ADEL, IA 50003 | AFLAC | $4K | $763 | $5K | 2.33% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DRIVE NORWALK, IA 50211 | AFLAC | $3K | $119 | $3K | 1.38% |
| MARY M GRUNDMEIER3 | 1825 NORTH CARROLL STREET CARROLL, IA 51401 | AFLAC | $2K | $28 | $2K | 0.80% |
| JULIE D DEVINE INC3 | 1105 SOUTH 15TH STREET CLEAR LAKE, IA 50428 | AFLAC | $1K | — | $1K | 0.63% |
| MONIKA M ARENDS3 | 3898 FENTON AVENUE STRATFORD, IA 50249 | AFLAC | $1K | $3 | $1K | 0.53% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DRIVE POLK CITY, IA 50226 | AFLAC | $1K | — | $1K | 0.48% |
| MINDY SKIDMORE LLC3 | 6220 NORTHEAST 132ND STREET SMITHVILLE, MO 64089 | AFLAC | $919 | — | $919 | 0.43% |
| JANE W BARNHILL3 Filed as: JANE M POTTEBAUM | 19258 HAWTHORNE AVENUE CARROLL, IA 51401 | AFLAC | $721 | — | $721 | 0.34% |
| BARBARA WITTROCK3 | PO BOX 701 BOONE, IA 50036 | AFLAC | $668 | — | $668 | 0.31% |
| TERRELL & COMPANY INC3 | 4401 WESTOWN PARKWAY SUITE 350 WEST DES MOINES, IA 50266 | AFLAC | $540 | $74 | $614 | 0.29% |
| MARVIN A WITTROCK3 | 515 MARSHALL STREET PO BOX 701 BOONE, IA 50036 | AFLAC | $436 | — | $436 | 0.21% |
| GINA WIEGAND3 | 20379 TWIN PINES DRIVE EARLHAM, IA 50072 | AFLAC | $426 | — | $426 | 0.20% |
| STEVEN G JOHNSON3 | 35989 HIGHWAY 69 SUITE C FOREST CITY, IA 50436 | AFLAC | $418 | — | $418 | 0.20% |
| BRAD P LUFKIN3 | 5530 WEST PARKWAY SUITE 500 JOHNSTON, IA 50131 | AFLAC | $398 | — | $398 | 0.19% |
| AMY E COHEN3 Filed as: AMY J RENZE | 23121 215TH STREET CARROLL, IA 51401 | AFLAC | $375 | $7 | $382 | 0.18% |
| MONIKA M ARENDS3 | 1912 XIRCUS AVENUE WILLIAMS, IA 50271 | AFLAC | $373 | — | $373 | 0.18% |
| JANA L MOHS3 | 301 SOUTHWEST CREEKSIDE COURT GRIMES, IA 50111 | AFLAC | $351 | — | $351 | 0.17% |
| WILLIAM G CASWELL3 | 1387 NORTHWEST 137TH COURT CLIVE, IA 50325 | AFLAC | $322 | — | $322 | 0.15% |
| KACY A GRUENKEMEYER3 | 558 CLINGMANS LANE CHATTANOOGA, TN 37419 | AFLAC | $279 | — | $279 | 0.13% |
| THE TODD GROUP3 | 4409 BLAIR RIDGE ROAD CEDAR FALLS, IA 50613 | AFLAC | $278 | — | $278 | 0.13% |
| LOREN E MEYER3 | 2604 WEST EUCLID AVENUE INDIANOLA, IA 50124 | AFLAC | $267 | — | $267 | 0.13% |
| COURNISA N WILSON3 | PO BOX 655 SLATER, IA 50244 | AFLAC | $261 | — | $261 | 0.12% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $247 | — | $247 | 0.12% |
| ERIC JASON WILLIAMS3 | 2907 DALLAS DRIVE CEDAR FALLS, IA 50613 | AFLAC | $229 | — | $229 | 0.11% |
| JAY R BROWER3 | PO BOX 412 HAMPTON, IA 50441 | AFLAC | $208 | — | $208 | 0.10% |
| SCOTT R FRITCHER3 | 3511 131ST STREET URBANDALE, IA 50323 | AFLAC | $170 | — | $170 | 0.08% |
| ORVILLE W LUEDTKE3 | 13731 HICKMAN ROAD UNIT 4106 URBANDALE, IA 50323 | AFLAC | $151 | — | $151 | 0.07% |
| TARA MICHELLE D AGOSTINO3 Filed as: TARA K STUDER | PO BOX 104 ROCKWELL, IA 50469 | AFLAC | $149 | — | $149 | 0.07% |
| KIM I THROCKMORTON3 | 1106 ELDORADO ROAD APARTMENT C NORFOLK, NE 68701 | AFLAC | $135 | — | $135 | 0.06% |
| MICHELLE ALBEA3 | 11909 SOUTH 34TH STREET BELLEVUE, NE 68123 | AFLAC | $124 | — | $124 | 0.06% |
| DON ARMSTRONG3 | 12834 WEST CASTLEBER DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $117 | — | $117 | 0.06% |
| CHRISTI LANE FARNAN3 | 11193 CLUB VIEW DRIVE SAINT JOSEPH, MO 64505 | AFLAC | $116 | — | $116 | 0.05% |
| TARA STUDER & ASSOCIATES3 | PO BOX 104 ROCKWELL, IA 50469 | AFLAC | $115 | — | $115 | 0.05% |
| PHYLLIS D KIMBALL3 | 1103 ORCHARD DRIVE CRESTON, IA 50801 | AFLAC | $112 | — | $112 | 0.05% |
| EDWARD C BIEHN3 | 1534 HANCOCK DRIVE BOONE, IA 50036 | AFLAC | $104 | — | $104 | 0.05% |
| BARRY CAMPBELL3 | 2798 CPIMTY ROAD 80 ALGER, OH 45812 | AFLAC | $94 | — | $94 | 0.04% |
| JOSHUA D TERRELL3 | 2728 ASBURY ROAD SUITE 310 DUBUQUE, IA 52001 | AFLAC | $89 | — | $89 | 0.04% |
| SUSAN M PRAUL3 | 3461 29TH STREET BETTENDORF, IA 52722 | AFLAC | $89 | — | $89 | 0.04% |
| BENT C STANKEE3 | PO BOX 203 WHEATLAND, IA 52777 | AFLAC | $87 | — | $87 | 0.04% |
| BETH ZADOW3 | 1300 7TH PLACE NORTH CLEAR LAKE, IA 50428 | AFLAC | $77 | — | $77 | 0.04% |
| MITCHELL J MCCALL3 | 3 STONERIDGE DRIVE KEOKUK, IA 52632 | AFLAC | $69 | — | $69 | 0.03% |
| MICHAEL D SCHULTZ3 | 1126 25TH AVENUE NORTHWEST FARIBAULT, MN 55021 | AFLAC | $68 | — | $68 | 0.03% |
| RITA A FOUBERT3 | 204 MALLARD POINTE DRIVE NORTHWEST BONDURANT, IA 50035 | AFLAC | $57 | — | $57 | 0.03% |
| MAURINE S DUSENBERY3 | 4169 EAST BRAE VOE WAY SAN TAN VALLEY, AZ 85140 | AFLAC | $50 | — | $50 | 0.02% |
| CHARLIE A BUHR3 | 422 OAK STREET GOLDFIELD, IA 50542 | AFLAC | $49 | — | $49 | 0.02% |
| JOELLEN K KORLESKI3 | 4670 NORTH SHORE DRIVE CLEAR LAKE, IA 50428 | AFLAC | $49 | — | $49 | 0.02% |
| JANE W BARNHILL3 | 536 DOVEFIELD DRIVE INDIAN TRAIL, NC 28079 | AFLAC | $49 | — | $49 | 0.02% |
| BRUCE R HUTCHINSON3 | 1948 180TH STREET MANCHESTER, IA 52057 | AFLAC | $49 | — | $49 | 0.02% |
| RICHARD R KIMBROUGH3 | 6380 NORTH PARK MEADOW WAY APARTMENT 203 BOISE, ID 83713 | AFLAC | $47 | — | $47 | 0.02% |
| RONALD L HOVICK3 | 2214 SOUTHWEST 43RD TERRACE CAPE CORAL, FL 33914 | AFLAC | $46 | — | $46 | 0.02% |
| EILEEN M BIEHN3 | 1534 HANCOCK DRIVE BOONE, IA 50036 | AFLAC | $45 | — | $45 | 0.02% |
| CHAROLTTE A THORSON3 | 1501 ROOSEVELT DRIVE ATLANTIC, IA 50022 | AFLAC | $45 | — | $45 | 0.02% |
| TYONIA N EGGERS3 | 102 BASS STREET STORM LAKE, IA 50588 | AFLAC | $43 | — | $43 | 0.02% |
| LINDA LYON3 | PO BOX 832 OTTUMWA, IA 50263 | AFLAC | $40 | — | $40 | 0.02% |
| HEATHER D SWANSON3 | 115 SOUTHEAST BAYTREE DRIVE WAUKEE, IA 50263 | AFLAC | $37 | — | $37 | 0.02% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC INC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | AFLAC | $36 | — | $36 | 0.02% |
| FRANKLIN L NORRIS3 | PO BOX 528 SHEFFIELD, IA 50475 | AFLAC | $35 | — | $35 | 0.02% |
| ROBIN D YOUNG3 | 305 SHEFFIELD DRIVE LAKEVIEW, AR 72642 | AFLAC | $35 | — | $35 | 0.02% |
| ROBERT E MOSLEY SR3 | 1131 INDEPENDENCE AVENUE WATERLOO, IA 50703 | AFLAC | $35 | — | $35 | 0.02% |
| TYONIA EGGERS INC3 | 102 BASS STREET STORM LAKE, IA 50588 | AFLAC | $33 | — | $33 | 0.02% |
| ASHLEE NICHOLE ADAMS3 | 31250 NORTH AVENUE ADEL, IA 50003 | AFLAC | $33 | — | $33 | 0.02% |
| BETTY L WALKER-COWAN3 | 216 EAST MAPLE AVENUE OTTUMWA, IA 52501 | AFLAC | $32 | — | $32 | 0.02% |
| DARRELL E RUSSELL3 | 8676 WEST 96TH STREET SUITE 100 OVERLAND PARK, KS 66212 | AFLAC | $31 | — | $31 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES STREET INDIANOLA, IA 50125 | AFLAC | $30 | — | $30 | 0.01% |
| JOHN S SANDOR3 | 1497 DENALI DRIVE MARION, IA 52302 | AFLAC | $27 | — | $27 | 0.01% |
| JAIME R RAGINS3 | 31 COBBLESTONE LANE LE CLARIE, IA 52753 | AFLAC | $24 | — | $24 | 0.01% |
| MICHAEL N MALLBERG3 | 1102 CASSIDY CURV ADEL, IA 50003 | AFLAC | $23 | — | $23 | 0.01% |
| CONNIE J CARTER3 | 2455 OLSEN AVENUE WEBSTER CITY, IA 50595 | AFLAC | $23 | — | $23 | 0.01% |
| JONNELL P ACKELSON3 | 31250 NORTH AVENUE ADEL, IA 50003 | AFLAC | $23 | — | $23 | 0.01% |
| JAMES A SMAARDYK3 | 3972 HOLLIS AVENUE PORT CHARLOTTE, FL 33953 | AFLAC | $21 | — | $21 | 0.01% |
| JULIE A MANN3 | 13742 275TH STREET TREYNOR, IA 51575 | AFLAC | $21 | — | $21 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $20 | — | $20 | 0.01% |
| MICHAEL E SHANE3 | 5420 TENNESSEE STREET AMES, IA 50014 | AFLAC | $19 | — | $19 | 0.01% |
| DONNA R WATSON3 | 329 LA JOYA PASS LEANDER, TX 78641 | AFLAC | $19 | — | $19 | 0.01% |
| JOAN M MCCORMICK3 | 12042 SOUTH ELK RUN TRAVERSE CITY, MI 49684 | AFLAC | $18 | — | $18 | 0.01% |
| LESLIE A COOPER3 | 1511 70TH STREET WINDSOR HEIGHTS, IA 50324 | AFLAC | $18 | — | $18 | 0.01% |
| THOMAS P COMPO3 Filed as: THOMAS P CAMPO | 840 JUNIPER AVENUE KELLOGG, IA 50135 | AFLAC | $18 | — | $18 | 0.01% |
| MITCHELL FRIEHE & ASSOCIATES INC3 | 16909 PALISADES DRIVE OMAHA, NE 68136 | AFLAC | $16 | — | $16 | 0.01% |
| JEAN MARIE JONES3 | 3623 DOUGLAS AVENUE DES MOINES, IA 50310 | AFLAC | $16 | — | $16 | 0.01% |
| MICHAEL E MCCARTHY3 | PO BOX 1047 DUNDEE, IL 60118 | AFLAC | $16 | — | $16 | 0.01% |
| JAY ROBERTS POTTEBAUM3 | 213 LYNN STREET CARROLL, IA 51401 | AFLAC | $16 | — | $16 | 0.01% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11218 JOHN GALT BOULEVARD SUITE 101 OMAHA, NE 68137 | AFLAC | $14 | — | $14 | 0.01% |
| THEODORE W HONKE3 | 29478 US HIGHWAY 281 LAKE ANDES, SD 57356 | AFLAC | $13 | — | $13 | 0.01% |
| GERRIT J VIS3 | 1435 MAIL STREET PO BOX 86 ROCK VALLEY, IA 51247 | AFLAC | $13 | — | $13 | 0.01% |
| JACK W DAVIS3 | 15398 BITTERSWEET AVENUE VENTURE, IA 50482 | AFLAC | $11 | — | $11 | 0.01% |
| FMC ENTERPRISES INC3 | PO BOX 220 FOLEY, AL 36536 | AFLAC | $11 | — | $11 | 0.01% |
| MARY ANSTEY3 | 704 MONROE STREET CUMBERLAND, IA 50843 | AFLAC | $7 | — | $7 | 0.00% |
| LYMM M BARBIER3 | 3414 HONEYSUCKLE ROAD AMES, IA 50014 | AFLAC | $7 | — | $7 | 0.00% |
| CHARLES L TIPTON3 | 3007 TWIN RIVERS DRIVE APPARTMENT 404 ARKADELPHIA, AR 71923 | AFLAC | $7 | — | $7 | 0.00% |
| BETTY G BRUNSVOLD3 | 802 SOUTH MILL STREET LAKE MILLS, IA 50450 | AFLAC | $6 | — | $6 | 0.00% |
| STEPHEN FRANKL3 | 3225 SUMMERS LANE PORT WAHSINGTON, WI 53074 | AFLAC | $6 | — | $6 | 0.00% |
| KORY K ELLERBECK3 | 8610 EP TRUE PARKWAY UNIT 13009 WEST DES MOINES, IA 50266 | AFLAC | $6 | — | $6 | 0.00% |
| STACY A KRINGS3 Filed as: STACY SCHROCK | 3616 UNIVERSITY AVENUE APARTMENT 4 DES MOINES, IA 50226 | AFLAC | $6 | — | $6 | 0.00% |
| KELCEY KRINGS3 | 1330 PRAIRIE RIDGE DRIVE POLK CITY, IL 50226 | AFLAC | $4 | — | $4 | 0.00% |
| MARY L STEPHANY3 | 736 1400TH STREET HARLAN, IA 51537 | AFLAC | $4 | — | $4 | 0.00% |
| JACQUELYN KIMBROUGH3 | 1680 BURR OAKS DRIVE WEST DES MOINES, IA 50266 | AFLAC | $4 | — | $4 | 0.00% |
| JOSHUA PAUL GROUP INC3 Filed as: JOSHUA TERRELL | 5530 WEST PARKWAY SUITE 100 JOHNSTON, IA 50131 | AFLAC | $4 | — | $4 | 0.00% |
| VIRGINIA A HOVICK3 | 2214 SOUTHWEST 43RD TERRACE CAPE CORAL, FL 33914 | AFLAC | $4 | — | $4 | 0.00% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $3 | — | $3 | 0.00% |
| WILLIAM R ROBERTSON3 | PO BOX 118 BELDEN, MS 38826 | AFLAC | $3 | — | $3 | 0.00% |
| JAMES L HAYES3 | 1547 CEDAR SPRINGS COURT NORTH LIBERTY, IA 52317 | AFLAC | $3 | — | $3 | 0.00% |
| ZACH CORPORATION3 | 3022 AIRPORT BOULEVARD WATERLOO, IA 50703 | AFLAC | $2 | — | $2 | 0.00% |
| MARK L DUNN3 | 2734 NORTH RETIREMENT LANE APARTMENT C BOISE, ID 83704 | AFLAC | $2 | — | $2 | 0.00% |
| ROBERT W HORNFECK3 | 544 INDIAN TRAIL ROAD OTTUMWA, IA 52501 | AFLAC | $2 | — | $2 | 0.00% |
| MONICA WHITE3 Filed as: MONICA L WHITE | 28876 DELTA AVENUE TREYNOR, IA 51575 | AFLAC | $2 | — | $2 | 0.00% |
| PENNEY JEAN SMAARDYK3 | 157 LONG MEADOW LANE ROTONDA WEST, FL 33947 | AFLAC | $1 | — | $1 | 0.00% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $1 | — | $1 | 0.00% |
| RANDALL M COOPER3 | 221 1ST STREET NORTHEAST SUITE C MOUNT VERNON, IA 52314 | AFLAC | $1 | — | $1 | 0.00% |
| BRENDA SELVAGE3 | 3181 130TH STREET CUMMING, IA 50061 | AFLAC | $1 | — | $1 | 0.00% |
| RHONDA E KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $1 | — | $1 | 0.00% |
| DAVE PHILLIPS3 | 707 EAST CRANDALL STREET MEADVILLE, MO 64659 | AFLAC | $1 | — | $1 | 0.00% |
| GINA WIEGAND3 | 5904 NORTHWEST 95TH COURT JOHNSTON, IA 50131 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | 608 FAIRVIEW STREET WALL LAKE, IA 51466 | AFLAC | $1 | — | $1 | 0.00% |
| KERRY PARSONS3 Filed as: KERRY PICKARD | 8534 NORTH OVERLAND DRIVE KANSAS CITY, MO 64154 | AFLAC | $0 | — | $0 | 0.00% |
| MICHAEL SHANE KIRKLAND3 | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $0 | — | $0 | 0.00% |
| GROUP BENEFITS LTD3 Filed as: GROUP SERVICES LLC | 3066 VICTORIA STREET BETTENDORF, IA 52722 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 5.46% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 602 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 602 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 611 | $49K |
| Short-term disability | AFLAC | 347 | $213K |
| Long-term disability | NORTHWESTERN MUTUAL | 618 | $231K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 422 | $676K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 611 | $81K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 618 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.