| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| K B GROUP SERVICES INC3 | 3066 VICTORIA STREET BETTENDORF, IA 52722 | SYMETRA LIFE INSURANCE COMPANY | — | $23K | $23K | 4.82% |
| DAVIDSON BENEFITS PLANNING LLC3 Filed as: DAVIDSON BENF PLANNING AN ALER | 7632 SOUTHWEST DURHAM ROAD SUITE 115 TIGARD, OR 97224 | SYMETRA LIFE INSURANCE COMPANY | — | $5K | $5K | 0.96% |
| NATIONAL BENEFITS CENTER LLC3 | 6830 COCHRAN ROAD SOLON, OH 44139 | SYMETRA LIFE INSURANCE COMPANY | — | $2K | $2K | 0.47% |
| LUKE J WITTROCK3 | PO BOX 701 BOONE, IA 50036 | AFLAC | $12K | $627 | $12K | 6.62% |
| MARY M GRUNDMEIER3 | 1825 NORTH CARROLL STREET CARROLL, IA 51401 | AFLAC | $2K | $110 | $2K | 1.27% |
| JULIE D DEVINE INC3 | 1105 SOUTH 15TH STREET CLEAR LAKE, IA 50428 | AFLAC | $2K | $80 | $2K | 1.15% |
| TERRELL & COMPANY INC3 | 4401 WESTOWN PARKWAY SUITE 350 WEST DES MOINES, IA 50266 | AFLAC | $2K | $140 | $2K | 0.93% |
| KRINGS ENTERPRISES INC3 | 1330 PRAIRIE RIDGE DRIVE POLK CITY, IA 50226 | AFLAC | $1K | — | $1K | 0.64% |
| HOWARD EATON3 | 3141 PRAIRIE ROSE DRIVE NORWALK, IA 50211 | AFLAC | $1K | $47 | $1K | 0.60% |
| JANE W BARNHILL3 Filed as: JANE M POTTEBAUM | 19258 HAWTHORNE AVENUE CARROLL, IA 51401 | AFLAC | $876 | — | $876 | 0.48% |
| BARBARA WITTROCK3 | PO BOX 701 BOONE, IA 50036 | AFLAC | $799 | — | $799 | 0.43% |
| JANA L MOHS3 | 301 SOUTHWEST CREEKSIDE COURT GRIMES, IA 50111 | AFLAC | $581 | $86 | $667 | 0.36% |
| MARVIN A WITTROCK3 | 515 MARSHALL STREET PO BOX 701 BOONE, IA 50036 | AFLAC | $535 | — | $535 | 0.29% |
| AMY E COHEN3 Filed as: AMY J RENZE | 23121 215TH STREET CARROLL, IA 51401 | AFLAC | $461 | $22 | $483 | 0.26% |
| BRAD P LUFKIN3 | 5530 WEST PARKWAY SUITE 500 JOHNSTON, IA 50131 | AFLAC | $466 | — | $466 | 0.25% |
| WILLIAM G CASWELL3 | 1387 NORTHWEST 137TH COURT CLIVE, IA 50325 | AFLAC | $386 | — | $386 | 0.21% |
| COURNISA N WILSON3 | PO BOX 655 SLATER, IA 50244 | AFLAC | $353 | — | $353 | 0.19% |
| KACY A GRUENKEMEYER3 | 543 ALSTON DRIVE CHATTANOOGA, TN 37419 | AFLAC | $336 | — | $336 | 0.18% |
| LOREN E MEYER3 | 2604 WEST EUCLID AVENUE INDIANOLA, IA 50125 | AFLAC | $312 | — | $312 | 0.17% |
| STEVEN G JOHNSON3 | 35989 HIGHWAY 69 SUITE C FOREST CITY, IA 50436 | AFLAC | $289 | $16 | $305 | 0.17% |
| CHRISTOPHER HAGER3 Filed as: CHRISTOPHER CUNDIFF | 1411 SOUTH 7TH STREET ADEL, IA 50003 | AFLAC | $303 | — | $303 | 0.16% |
| ERIC JASON WILLIAMS3 | 2907 DALLAS DRIVE CEDAR FALLS, IA 50613 | AFLAC | $286 | — | $286 | 0.16% |
| THE TODD GROUP3 | 100 EAST 2ND STREET UNITE 205 CEDAR FALLS, IA 50613 | AFLAC | $274 | — | $274 | 0.15% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DRIVE SUITE 102 KNOXVILLE, TN 37922 | AFLAC | $269 | — | $269 | 0.15% |
| JAY R BROWER3 | PO BOX 412 HAMPTON, IA 50441 | AFLAC | $246 | — | $246 | 0.13% |
| SCOTT R FRITCHER3 | 3511 131ST STREET URBANDALE, IA 50323 | AFLAC | $204 | — | $204 | 0.11% |
| MONIKA M ARENDS3 | 3898 FENTON AVENUE STRATFORD, IA 50036 | AFLAC | $202 | — | $202 | 0.11% |
| EDWARD C BIEHN3 | 1534 HANCOCK DRIVE BOONE, IA 50323 | AFLAC | $167 | — | $167 | 0.09% |
| ORVILLE W LUEDTKE3 | 13731 HICKMAN ROAD UNIT 4106 URBANDALE, IA 50323 | AFLAC | $165 | — | $165 | 0.09% |
| KIM I THROCKMORTON3 | 309 NORTH 33RD STREET UNIT C NORFOLK, NE 68701 | AFLAC | $163 | — | $163 | 0.09% |
| DON ARMSTRONG3 | 12834 WEST CASTLEBER DRIVE SUN CITY WEST, AZ 85375 | AFLAC | $137 | — | $137 | 0.07% |
| PHYLLIS D KIMBALL3 | 1103 ORCHARD DRIVE CRESTON, IA 50801 | AFLAC | $136 | — | $136 | 0.07% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $100 | — | $100 | 0.05% |
| SUSAN M PRAUL3 | 3461 29TH STREET BETTENDORF, IA 52722 | AFLAC | $97 | — | $97 | 0.05% |
| BRENT C STANKEE3 | PO BOX 203 WHEATLAND, IA 52777 | AFLAC | $95 | — | $95 | 0.05% |
| MITCHELL J MCCALL3 | 3 STONERIDGE DRIVE KEOKUK, IA 52632 | AFLAC | $74 | — | $74 | 0.04% |
| BRUCE R HUTCHINSON3 | 1948 180TH STREET MANCHESTER, IA 52057 | AFLAC | $65 | — | $65 | 0.04% |
| JANE W BARNHILL3 | 536 DOVEFIELD DRIVE INDIAN TRAIL, NC 28079 | AFLAC | $63 | — | $63 | 0.03% |
| RITA A FOUBERT3 | 204 MALLARD POINTE DRIVE NORTHWEST BONDURANT, IA 50035 | AFLAC | $62 | — | $62 | 0.03% |
| RICHARD R KIMBROUGH3 | 6380 NORTH PARK MEADOW WAY APPARTMENT 203 BOISE, ID 83713 | AFLAC | $62 | — | $62 | 0.03% |
| TARA STUDER & ASSOCIATES3 | PO BOX 104 ROCKWELL, IA 50469 | AFLAC | $58 | — | $58 | 0.03% |
| MAURINE S DUSENBERY3 | 4169 EAST BRAE VOE WAY SAN TAN VALLEY, AZ 85140 | AFLAC | $55 | — | $55 | 0.03% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOC INC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | AFLAC | $51 | — | $51 | 0.03% |
| EILEEN M BIEHN3 | 1534 HANCOCK DRIVE BOONE, IA 50036 | AFLAC | $49 | — | $49 | 0.03% |
| CHARLOTTE A THORSON3 | 1501 ROOSEVELT DRIVE ATLANTIC, IA 50022 | AFLAC | $49 | — | $49 | 0.03% |
| MARY L STEPHANY3 | 736 1400TH STREET HARLAN, IA 51537 | AFLAC | $47 | — | $47 | 0.03% |
| MICHAEL D SCHULTZ3 | 1126 25TH AVENUE NORTHWEST FARIBAULT, ME 55021 | AFLAC | $47 | — | $47 | 0.03% |
| RONALD L HOVICK3 | 2214 SOUTHWEST 43RD TERRACE CAPE CORAL, FL 33914 | AFLAC | $45 | — | $45 | 0.02% |
| BETTY L WALKER-COWAN3 | 216 EAST MAPLE AVENUE OTTUMWA, IA 52501 | AFLAC | $44 | — | $44 | 0.02% |
| LINDA LYON3 | PO BOX 832 OTTUMWA, IA 52501 | AFLAC | $43 | — | $43 | 0.02% |
| ASHLEE NICHOLE ADAMS3 | 31250 NORTH AVENUE ADEL, IA 50003 | AFLAC | $42 | — | $42 | 0.02% |
| HEATHER D SWANSON3 | 4517 49TH PLACE DES MOINES, IA 50310 | AFLAC | $41 | — | $41 | 0.02% |
| ROBIN D YOUNG3 | 305 SHEFFIELD DRIVE LAKEVIEW, AR 72642 | AFLAC | $41 | — | $41 | 0.02% |
| FRANKLIN L NORRIS3 | PO BOX 528 SHEFFIELD, IA 50475 | AFLAC | $38 | — | $38 | 0.02% |
| JAIME R RAGINS3 | 31 COBBLESTONE LANE LE CLAIRE, IA 52753 | AFLAC | $35 | — | $35 | 0.02% |
| ROBERT E MOSLEY SR3 | 1131 INDEPENDENCE AVENUE WATERLOO, IA 50703 | AFLAC | $35 | — | $35 | 0.02% |
| BERNARD J BRAZEAU3 | 6705 GRIMES STREET INDIANOLA, IA 50125 | AFLAC | $34 | — | $34 | 0.02% |
| DARRELL E RUSSELL3 | 8676 WEST 96TH STREET SUITE 100 OVERLAND PARK, KS 66212 | AFLAC | $34 | — | $34 | 0.02% |
| TYONIA N EGGERS3 | 102 BASS STREET STORM LAKE, IA 50588 | AFLAC | $31 | — | $31 | 0.02% |
| JOHN S SANDOR3 | 1497 DENALI DRIVE MARION, IA 52302 | AFLAC | $30 | — | $30 | 0.02% |
| ROBERT W HORNFECK3 | 544 INDIAN TRAIL ROAD OTTUMWA, IA 52501 | AFLAC | $27 | — | $27 | 0.01% |
| CONNIE J CARTER3 | 2455 OLSEN AVENUE WEBSTER CITY, IA 50595 | AFLAC | $25 | — | $25 | 0.01% |
| JONNELL P ACKELSON3 | 31250 NORTH AVENUE ADEL, IA 50003 | AFLAC | $25 | — | $25 | 0.01% |
| AUSTIN J PETERSON3 | 11116 AURORA AVENUE URBANDALE, IA 50322 | AFLAC | $24 | — | $24 | 0.01% |
| JAMES A SMAARDYK3 | 13435 SOUTH MCCALL ROAD UNIT 16 PORT CHARLOTTE, FL 33981 | AFLAC | $23 | — | $23 | 0.01% |
| JOAN M MCCORMICK3 | 12042 SOUTH ELK RUN TRAVERSE CITY, MI 49684 | AFLAC | $21 | — | $21 | 0.01% |
| MICHAEL E SHANE3 | 5420 TENNESSEE STREET AMES, IA 50014 | AFLAC | $21 | — | $21 | 0.01% |
| LESLIE A COOPER3 | 1511 70TH STREET WINDSOR HEIGHTS, IA 50324 | AFLAC | $19 | — | $19 | 0.01% |
| MONICA WHITE3 Filed as: MONICA L WHITE | 28876 DELTA AVENUE TREYNOR, IA 51575 | AFLAC | $19 | — | $19 | 0.01% |
| THOMAS P COMPO3 | 840 JUNIPER AVENUE KELLOGG, IA 50135 | AFLAC | $19 | — | $19 | 0.01% |
| TIMOTHY B ASBY3 | 11500 GOLDEN WILLOW COURT ZIONSVILLE, IN 46077 | AFLAC | $19 | — | $19 | 0.01% |
| MITCHELL FRIEHE & ASSOCIATES INC3 | 16909 PALISADES DRIVE OMAHA, NE 68136 | AFLAC | $18 | — | $18 | 0.01% |
| JEAN MARIE JONES3 | 3623 DOUGLAS AVENUE DES MOINES, IA 50310 | AFLAC | $17 | — | $17 | 0.01% |
| MICHAEL E MCCARTHY3 | PO BOX 1047 DUNDEE, IL 60118 | AFLAC | $17 | — | $17 | 0.01% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11218 JOHN GALT BOULEVARD SUITE 101 OMAHA, NE 68137 | AFLAC | $15 | — | $15 | 0.01% |
| GERRIT J VIS3 | PO BOX 86 1435 MAIN STREET ROCK VALLEY, IA 51247 | AFLAC | $14 | — | $14 | 0.01% |
| PEAK INC3 | 40658 252ND STREET MITCHELL, SD 57301 | AFLAC | $12 | — | $12 | 0.01% |
| THEODORE W HONKE3 | 1130 SOUTH BURR STREET SUITE 300 PO BOX 514 MITCHELL, SD 57301 | AFLAC | $12 | — | $12 | 0.01% |
| LEROY C GOOSIC3 | 300 2ND STREET NORTHEAST APPARTMENT 12 BONDURANT, IA 50035 | AFLAC | $12 | — | $12 | 0.01% |
| FMC ENTERPRISES INC3 | PO BOX 220 FOLEY, AL 36536 | AFLAC | $12 | — | $12 | 0.01% |
| KORY K ELLERBECK3 | 8610 EP TRUE PARKWAY UNIT 13009 WEST DES MOINES, IA 50266 | AFLAC | $10 | — | $10 | 0.01% |
| DALE PHILLIPS3 | 707 EAST CRANDALL STREET MEADVILLE, MO 64659 | AFLAC | $9 | — | $9 | 0.00% |
| MARY ANSTEY3 | 704 MONROE STREET CUMBERLAND, IA 50843 | AFLAC | $9 | — | $9 | 0.00% |
| WILLIAM R ROBERTSON3 | PO BOX 118 BELDEN, MS 38826 | AFLAC | $8 | — | $8 | 0.00% |
| JOHN D TYLER3 | 2131 KILEY WAY EDMOND, OK 73034 | AFLAC | $8 | — | $8 | 0.00% |
| LYNN M BARBIER3 | 2417 GRANT CIRCLE AMES, IA 50010 | AFLAC | $8 | — | $8 | 0.00% |
| STACEY LYN CASTELLANETA3 Filed as: STACEY SCHROCK | 3616 UNIVERSITY AVE APPARTMENT 4 DES MOINES, IA 50311 | AFLAC | $8 | — | $8 | 0.00% |
| CHARLES L TIPTON3 | 3007 TWIN RIVERS DRIVE APPARTMENT 404 ARKADELPHIA, AA 71923 | AFLAC | $7 | — | $7 | 0.00% |
| JACQUELYN KIMBROUGH3 | 1680 BURR OAKS DRIVE WEST DES MOINES, IA 50266 | AFLAC | $6 | — | $6 | 0.00% |
| KELCEY KRINGS3 | 1330 PRAIRIE RIDGE DRIVE POLK CITY, IA 50226 | AFLAC | $5 | — | $5 | 0.00% |
| MERLE DALE HALL3 | 5500 WEST LAKE RIVER LANE BOISE, ID 83703 | AFLAC | $4 | — | $4 | 0.00% |
| JAMES L HAYES3 | 1547 CEDAR SPRINGS COURT NORTH LIBERTY, IA 52317 | AFLAC | $3 | — | $3 | 0.00% |
| MARK L DUNN3 | 2734 NORTH RETIREMENT LANE APPARTMENT C BOISE, ID 83704 | AFLAC | $3 | — | $3 | 0.00% |
| RONALD E KIRKLAND3 | 1044 HARBOR RIDGE ROAD GUNTERSVILLE, AL 35976 | AFLAC | $2 | — | $2 | 0.00% |
| PAIGE C WITTE3 Filed as: PAIGE WITTE INC | 2918 118TH STREET STUART, IA 50250 | AFLAC | $2 | — | $2 | 0.00% |
| PENNEY JEAN SMAARDYK3 | 157 LONG MEADOW LANE ROTONDA WEST, FL 33947 | AFLAC | $2 | — | $2 | 0.00% |
| TRAMPIS M PRESTON3 | 6844 BRISTLE BARK COURT WENDELL, NC 27591 | AFLAC | $1 | — | $1 | 0.00% |
| GINA WIEGAND3 | 5904 NORTHWEST 95TH COURT JOHNSTON, IA 50131 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL SHANE KIRKLAND3 | 137 PLANTATION DRIVE KILLEN, AL 35645 | AFLAC | $1 | — | $1 | 0.00% |
| RANDALL M COOPER3 | 221 1ST STREET NORTHEAST SUITE C MOUNT VERNON, IA 52314 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | 608 FAIRVIEW STREET WALL LAKE, IA 51466 | AFLAC | $1 | — | $1 | 0.00% |
| KURT ROBERT BOGSETH3 | 1245 JORDAN CREEK PARKWAY SUITE 200 WEST DES MOINES, IA 50266 | NORTHWESTERN MUTUAL | $4K | $932 | $5K | 2.98% |
| JEFFREY BOES3 | 714 SIMON AVENUE CARROLL, IA 51401 | NORTHWESTERN MUTUAL | $2K | $502 | $2K | 1.60% |
| ERHARD FINANCIAL INC3 | 1245 JORDAN CREEK PARKWAY SUITE 200 W DES MOINES, IA 50266 | NORTHWESTERN MUTUAL | $1K | $136 | $1K | 0.82% |
| GROUP BENEFITS LTD3 Filed as: GROUP SERVICES LLC | 3066 VICTORIA STREET BETTENDORF, IA 52722 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 6.28% |
| NATIONAL BENEFIT CENTER3 Filed as: NATIONAL BENEFIT CENTER LLC | 6830 COCHRAN ROAD SOLON, OH 44139 | STANDARD INSURANCE COMPANY | $442 | — | $442 | 1.01% |
| GROUP BENEFITS LTD3 Filed as: GROUP SERVICES | 3066 VICTORIA STREET BETTENDORF, IA 52722 | ORRIANT | $4K | — | $4K | 13.80% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 497 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 499 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | STANDARD INSURANCE COMPANY | 494 | $44K |
| Short-term disability | AFLAC | 352 | $184K |
| Long-term disability | NORTHWESTERN MUTUAL | 490 | $155K |
| Stop-loss / reinsurancereinsurance | SYMETRA LIFE INSURANCE COMPANY | 324 | $470K |
| Other(2 contracts, 2 carriers) | STANDARD INSURANCE COMPANY | 494 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.