| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOCIATES | 9140 W DODGE ROAD SUITE 418 OMAHA, NE 68114 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $58K | $58K | 0.92% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $40K | $40K | 0.63% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOCIATES | 9140 WEST DODGE ROAD SUITE 418 OMAHA, NE 68114 | GUARDIAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.46% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOCIATES | 9140 WEST DODGE ROAD SUITE 418 OMAHA, NE 68114 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $0 | $436 | $436 | 0.60% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOCIATES | 9140 W DODGE ROAD SUITE 418 OMAHA, NE 68114 | SYMETRA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 5.29% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | P.O. BOX 9207 DES MOINES, IA 50306 | SYMETRA LIFE INSURANCE COMPANY | $2K | $311 | $2K | 3.44% |
| MASTERCARE SOLUTIONS, INC.3 | 19085 PINEHURST ROAD BEND, OR 97703 | METROPOLITAN LIFE INSURANCE COMPANY | $662 | $0 | $662 | 3.79% |
| M FINANCIAL HOLDINGS INC3 Filed as: M FINANCIAL HOLDINGS, INC. | 1125 NW COUCH STREET SUITE 900 PORTLAND, OR 97209 | METROPOLITAN LIFE INSURANCE COMPANY | $166 | $0 | $166 | 0.95% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 Filed as: SWARTZBAUGH-FARBER & ASSOCIATES | 9140 W DODGE ROAD SUITE 418 OMAHA, NE 68114 | METROPOLITAN LIFE INSURANCE COMPANY | $166 | $0 | $166 | 0.95% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,608 | $8.1M |
| Life insurance | GUARDIAN LIFE INSURANCE COMPANY | 1,022 | $251K |
| Short-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 462 | $73K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 462 | $73K |
| Other(4 contracts, 4 carriers) | GUARDIAN LIFE INSURANCE COMPANY | 1,304 | $359K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,608 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.