| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 | 1015 N. 98TH STREET SUITE 221 OMAHA, NE 68114 | UNITEDHEALTHCARE INSURANCE COMPANY | $77K | — | $77K | 1.65% |
| GERALD HILL AND ASSOCIATES3 | 612 PASTEUR DRIVE GREENSBORO, NC 27403 | AFLAC | $1K | — | $1K | 4.79% |
| ANGELA D REYNOLDS3 | 507 CHESAPEAKE LANE ARCHDALE, NC 27263 | AFLAC | $612 | — | $612 | 2.74% |
| C HARVEY KING3 | 931-B SOUTH MAIN STREET #206 KERNERSVILLE, NC 27284 | AFLAC | $203 | — | $203 | 0.91% |
| AMANDA SHUMATE3 | 3020 ROBIN HOOD DRIVE GREENSBORO, NC 27408 | AFLAC | $199 | — | $199 | 0.89% |
| JOHN ARIANSEN3 | PO BOX 18214 GREENSBORO, NC 27419 | AFLAC | $185 | — | $185 | 0.83% |
| J MICHAEL BUTLER3 | 1440 SOLD LENOIR ROAD SUITE A HICKORY, NC 28601 | AFLAC | $77 | — | $77 | 0.34% |
| KELLY LEBSACK3 Filed as: KELLY D LEBSACK | 826 NORTH ELM STREET GREENSBORO, NC 27401 | AFLAC | $69 | — | $69 | 0.31% |
| KRISTEN M EASTER3 | 3712 CREEK POINTE WAY GREENSBORO, NC 27407 | AFLAC | $44 | — | $44 | 0.20% |
| JUDITH CULLER3 | 131 ENGLEWOOD DRIVE ARCHDALE, NC 27263 | AFLAC | $24 | — | $24 | 0.11% |
| CHUCK MARTIN & ASSOC INC3 | 1400 BATTLEGROUND AVE SUITE 158A GREENSBORO, NC 27408 | AFLAC | $13 | — | $13 | 0.06% |
| JAMES R HILL JR3 | PO BOX 13272 GREENSBORO, NC 27415 | AFLAC | $5 | — | $5 | 0.02% |
| RACHEL E HUSE3 | 3919 WATFORD WAY FAYETTEVILLE, NC 28306 | AFLAC | $2 | — | $2 | 0.01% |
| SWARTZBAUGH-FARBER & ASSOCIATES INC3 | 1015 N. 98TH STREET SUITE 221 OMAHA, NE 68114 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 7.58% |
| M FINANCIAL HOLDINGS INC3 | 1125 NW COUCH ST SUITE 900 PORTLAND, OR 97209 | METROPOLITAN LIFE INSURANCE COMPANY | $377 | — | $377 | 1.86% |
| MASTERCARE SOLUTIONS, INC.3 | 10300 SW GREENBURG RD SUITE 380 PORTLAND, OR 97223 | METROPOLITAN LIFE INSURANCE COMPANY | $363 | — | $363 | 1.79% |
| ASSURANCE AGENCY LTD3 Filed as: THE ASSURANCE GROUP INC | 5035 PROSPECT STREET ARCHDALE, NC 27263 | AMERICAN FIDELITY ASSURANCE COMPANY | $1K | — | $1K | 11.76% |
| STEPHEN J. WORGAN3 | 11330 VANSTORY DRIVE #106 HUNTERSVILLE, NC 28078 | AMERICAN FIDELITY ASSURANCE COMPANY | $98 | — | $98 | 0.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 964 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 964 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,494 | $6.4M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 1,494 | $4.6M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,494 | $4.6M |
| Life insurance | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 964 | $179K |
| Short-term disability(2 contracts, 2 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 499 | $54K |
| Long-term disability(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 499 | $84K |
| Prescription drug | HEALTH NET | 135 | $1.2M |
| Other(5 contracts, 5 carriers) | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 964 | $255K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,494 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.