| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS | 4200 UNIVERSITY AVE 200 WEST DES MOINES, IA 50266 | LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $25K | $25K | 2.34% |
| GROUP BENEFIT PARTNERS LLC3 | — | ASSURITY LIFE INSURANCE COMPANY | $59K | — | $59K | 22.15% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES, MURPHY AND ASSOCIATES, LLC | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | ASSURITY LIFE INSURANCE COMPANY | $2K | — | $2K | 0.75% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS GREAT PLAINS, LLC | 914 AVENUE G FORT MADISON, IA 52627 | FIDELITY SECURITY LIFE | $6K | — | $6K | 3.77% |
| HOLMES MURPHY & ASSOCIATES3 | 3333 LEE PARKWAY SUITE 900 DALLAS, TX 75219 | FIDELITY SECURITY LIFE | $5K | — | $5K | 2.94% |
| HOLMES MURPHY & ASSOCIATES3 | 2727 GRAND PRAIRIE PARKWAY WAUKEE, IA 50263 | FIDELITY SECURITY LIFE | $4K | — | $4K | 2.31% |
| HOLMES MURPHY & ASSOCIATES3 Filed as: HOLMES MURPHY & ASSOCIATES, LLC | 5120 SOUTH SOLBERG AVENUE SIOUX FALLS, SD 57108 | FIDELITY SECURITY LIFE | $828 | — | $828 | 0.53% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS GREAT PLAINS, LLC | 4200 UNIVERSITY AVE SUITE 200 WDM, IA 50266 | FIDELITY SECURITY LIFE | $691 | — | $691 | 0.44% |
| WILLIAM J WALKER4 Filed as: WILLIAM WALKER | 3215 WAYLAND RD WAYLAND, IA 52654 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | — | $5K | 6.07% |
| HOLMES MURPHY & ASSOCIATES4 | 2727 GRAND PRAIRIE PKWY WAUKEE, IA 50263 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $5K | — | $5K | 5.82% |
| BRADLEY L WALKER4 | 1216 N 3RD AVE WASHINGTON, IA 52353 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $4K | — | $4K | 5.30% |
| ITEM III TRUST U/W DAVID A SAVULA4 | C/O DAVID J SAVULA 480 RIVERHILL DR ATLANTA, GA 30328 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $414 | — | $414 | 0.50% |
| PML INC4 | 11410 STONECREEK DR PICKERINGTON, OH 43147 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $224 | — | $224 | 0.27% |
| CAROL PURDY FIELDS4 Filed as: CAROL CLINTON SMITH MARITAL TRUST | 3317 WAUWINET WAY NORMAN, OK 73071 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $121 | — | $121 | 0.15% |
| THE LITTLE GROUP LLC4 | 5017 NEW TRENTON RD WEST HARRISON, IN 47060 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $52 | — | $52 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,048 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 38 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 4,086 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | FIDELITY SECURITY LIFE | 3,098 | $156K |
| Life insurance | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 4,068 | $1.1M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 4,068 | $567K |
| Other(3 contracts, 3 carriers) | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 4,068 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 4,068 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.