| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 10.21% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $5K | — | $5K | 13.51% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $3K | — | $3K | 6.49% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $2K | $2K | 4.75% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.58% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $847 | $847 | 4.59% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $816 | — | $816 | 4.42% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 12.28% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $636 | $636 | 4.26% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $406 | — | $406 | 2.72% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.39% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | — | $695 | $695 | 4.76% |
| WATKO BENEFIT GROUP3 | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $673 | — | $673 | 4.61% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES - KANSAS CITY, MO | PO BOX 843844 KANSAS CITY, MO 641843844 | EYEMED VISION CARE | $810 | — | $810 | 7.10% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 64184 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 26.60% |
| WATKO BENEFIT GROUP3 | 7301 W 129TH ST STE 155 OVERLAND PARK, KS 66213 | SUN LIFE ASSURANCE COMPANY OF CANADA | $223 | — | $223 | 2.87% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 843844 KANSAS CITY, MO 641843844 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $469 | — | $469 | 10.21% |
| LOCKTON COMPANIES, LLC3 Filed as: LOCKTON COMPANIES LLC | PO BOX 123042 DALLAS, TX 753123042 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $393 | $393 | 8.55% |
| WATKO BENEFIT GROUP3 Filed as: WATKO BENEFIT GROUP LLC | 7301 WEST 129TH ST STE 155 OVERLAND PARK, KS 662132643 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $220 | — | $220 | 4.79% |
| LOCKTON COMPANIES, LLC4 Filed as: LOCKTON COMPANIES LLC | STE 900 444 W 47TH ST KANSAS CITY, MO 641121906 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $205 | — | $205 | 8.96% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 129 | $1.2M |
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 58 | $40K |
| Vision | EYEMED VISION CARE | 112 | $11K |
| Life insurance(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $57K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 29 | $15K |
| Long-term disability(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 51 | $20K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 129 | $1.2M |
| Other(5 contracts, 3 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 97 | $82K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 129 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.