| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIDWEST HERITAGE INS SVCS3 | PO BOX 737 CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $1.0M | — | $1.0M | 16.44% |
| MIDWEST HERITAGE3 Filed as: MIDWEST HERITAGE SERVICES INC | 1025 BRADEN AVE PO BOX 737 CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $67K | — | $67K | 1.07% |
| ALAN PAPE3 | 115 E PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $65K | — | $65K | 1.04% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $21K | — | $21K | 0.33% |
| GARY RIPPERGER3 Filed as: GARY HOEGER | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $15K | — | $15K | 0.24% |
| DAVID MARTIN AGENCY INC3 Filed as: DAVID MARTIN | 3200 W 90TH ST SIOUX FALLS, SD 57108 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $14K | — | $14K | 0.22% |
| ROGER HARDIN3 Filed as: ROGER WILLIAM HARDIN | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $13K | — | $13K | 0.21% |
| JESSE A WING3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $10K | — | $10K | 0.16% |
| JEREMY PURDY3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $6K | — | $6K | 0.09% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $6K | — | $6K | 0.09% |
| GARY RIPPERGER3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $3K | — | $3K | 0.05% |
| SHELLEY BUCHHOLZ3 | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $3K | — | $3K | 0.05% |
| AIMEE FLUEGGE3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2K | — | $2K | 0.04% |
| JAMES HERMANN3 Filed as: JAMES HERRMANN | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2K | — | $2K | 0.03% |
| SAMUEL PAPE3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $1K | — | $1K | 0.02% |
| SCOTT LOWENBERG3 | 929 MAINE STREET PO BOX 702 QUINCY, IL 62306 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $887 | — | $887 | 0.01% |
| ANDREW OLBERDING3 | 323 MAIN SENECA, KS 66538 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $491 | — | $491 | 0.01% |
| JEFF BASS3 | 2531 185TH ST WINTERSET, IA 50273 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $360 | — | $360 | 0.01% |
| COLE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $350 | — | $350 | 0.01% |
| JAMES HERMANN3 Filed as: JAMES BURBRIDGE | 1219 N 17TH ST CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $345 | — | $345 | 0.01% |
| CHRISTOPHER LAING3 | 21682 485TH LANE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $245 | — | $245 | 0.00% |
| DAVID LAING3 | 21682 485TH LANE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $182 | — | $182 | 0.00% |
| BARNEY HANKNER3 | 1001 BATTLES DR MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $168 | — | $168 | 0.00% |
| GERARDO CASTILLO3 | 300 W MAIN ST, APT 3 ANAMOSA, IA 52205 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $138 | — | $138 | 0.00% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $137 | — | $137 | 0.00% |
| NICHOLAS JAMES3 | 322 ALBIA ROAD CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $136 | — | $136 | 0.00% |
| ERIC CHRISTENSEN3 | 47575 271ST HARRISBURG, SD 57032 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $133 | — | $133 | 0.00% |
| GEORGE DUNLAP3 | 1863 GLEN OAKS DR WEST DES MOINES, IA 50266 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $84 | — | $84 | 0.00% |
| PAUL CHESTER3 | 925 SPRUCE ST COUNCIL BLUFFS, IA 51501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $62 | — | $62 | 0.00% |
| ALAN HARRIS3 | 8009 GOODMAN DR URBANDALE, IA 50322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $54 | — | $54 | 0.00% |
| JOHN DAVIS3 | 807 DANIEL DR PO BOX 886 LAWRENCEBURG, TN 38464 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $53 | — | $53 | 0.00% |
| PHILLIP DOWTY3 | 15616 COUNTY RD 44 GOSHEN, IN 46526 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $53 | — | $53 | 0.00% |
| ANTHONY DITORO3 | 1506 1/2 17TH AVE MOLINE, IL 61265 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $36 | — | $36 | 0.00% |
| KENNETH CRAIG3 | 4540 49TH PLACE DES MOINES, IA 50310 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $26 | — | $26 | 0.00% |
| JULIE TITZE3 | 11224 Z STREET OMAHA, NE 681374664 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $21 | — | $21 | 0.00% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATTE MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $19 | — | $19 | 0.00% |
| TODD TOPE3 | 1936 GRAND AVE DAVENPORT, IA 52803 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $7 | — | $7 | 0.00% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $213K | — | $213K | 13.50% |
| MIDWEST HERITAGE INS SVCS3 | PO BOX 737 CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $139K | — | $139K | 12.64% |
| SUPPLEMENTAL INS SVCS INC3 Filed as: SUPPLEMENTAL INSURANCE SERVICES INC | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2K | — | $2K | 0.20% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $126K | — | $126K | 12.40% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $9K | — | $9K | 5.43% |
| BLAKELY INS INC3 | 4412 73RD PLACE URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $4K | — | $4K | 2.80% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 1.85% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 1.83% |
| ROGER HARDIN3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $551 | — | $551 | 0.35% |
| JAMES HERMANN3 | 1010 COURT AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $550 | — | $550 | 0.34% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $498 | — | $498 | 0.31% |
| DAVID MARTIN AGENCY INC3 Filed as: DAVID MARTIN | 3200 W 90TH ST SIOUX FALLS, SD 57108 | CENTRAL UNITED LIFE INSURANCE COMPANY | $414 | — | $414 | 0.26% |
| JOHNATHAN KENT3 | PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $253 | — | $253 | 0.16% |
| BARNEY HANKNER3 | 1001 BATTLES DR MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $48 | — | $48 | 0.03% |
| LOUIS BARBER3 | 8588 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $31 | — | $31 | 0.02% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $20 | — | $20 | 0.01% |
| COLE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $12 | — | $12 | 0.01% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $7K | — | $7K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $4K | — | $4K | 13.50% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $921 | — | $921 | 5.53% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $540 | — | $540 | 3.24% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $319 | — | $319 | 1.92% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $190 | — | $190 | 1.14% |
| JAMES HERMANN3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $183 | — | $183 | 1.10% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $85 | — | $85 | 0.51% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 13.51% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $794 | — | $794 | 13.50% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $378 | — | $378 | 7.38% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $124 | — | $124 | 2.42% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $50 | — | $50 | 0.98% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $31 | — | $31 | 0.61% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $570 | — | $570 | 13.49% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $271 | — | $271 | 8.84% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $96 | — | $96 | 3.13% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $36 | — | $36 | 1.17% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $363 | — | $363 | 14.07% |
| MIDWEST HERITAGE3 | 11025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $98 | — | $98 | 5.36% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $25 | — | $25 | 1.37% |
| SUPPLEMENT INS SVCS INC3 | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $8 | — | $8 | 0.44% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $156 | — | $156 | 12.97% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $92 | — | $92 | 12.43% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $77 | — | $77 | 14.26% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $53 | — | $53 | 13.38% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 12,967 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 12,971 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 2 carriers) | AXIS INSURANCE COMPANY | 1,150 | $1.2M |
| Dental(5 contracts) | AXIS INSURANCE COMPANY | 1,150 | $1.0M |
| Vision(10 contracts) | AMERITAS LIFE INSURANCE CORP | 26,567 | $1.7M |
| Life insurance(8 contracts, 3 carriers) | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | 14,889 | $11.9M |
| Short-term disability(5 contracts) | AXIS INSURANCE COMPANY | 1,150 | $1.0M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 13,847 | $3.6M |
| Other | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | 14,889 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 26,567 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.