| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MIDWEST HERITAGE INS SVCS3 | PO BOX 737 CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $1.1M | — | $1.1M | 17.52% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $98K | — | $98K | 1.59% |
| ALAN PAPE3 | 115 E PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $87K | — | $87K | 1.40% |
| DAVID MARTIN AGENCY INC3 Filed as: DAVID MARTIN | 3200 W 90TH ST SIOUX FALLS, SD 57108 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $44K | — | $44K | 0.71% |
| JESSE A WING3 | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $41K | — | $41K | 0.66% |
| ROGER HARDIN3 Filed as: ROGER WILLIAM HARDIN | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $39K | — | $39K | 0.62% |
| GARY RIPPERGER3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $15K | — | $15K | 0.23% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $10K | — | $10K | 0.16% |
| GARY RIPPERGER3 Filed as: GARY HOEGER | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $8K | — | $8K | 0.13% |
| SCOTT LOWENBERG3 | 929 MAINE STREET PO BOX 702 QUINCY, IL 62306 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $7K | — | $7K | 0.11% |
| AIMEE FLUEGGE3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $5K | — | $5K | 0.07% |
| SHELLEY BUCHHOLZ3 | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $4K | — | $4K | 0.07% |
| JAMES HERMANN3 Filed as: JAMES HERRMANN | 1010 COURT AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $3K | — | $3K | 0.05% |
| ANDREW OLBERDING3 | 323 MAIN SENECA, KS 66538 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $3K | — | $3K | 0.04% |
| JEREMY PURDY3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2K | — | $2K | 0.03% |
| SAMUEL PAPE3 | 1025 BRADEN AVE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2K | — | $2K | 0.03% |
| JEFF BASS3 | 2531 185TH STREET WINTERSET, IA 50273 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $1K | — | $1K | 0.02% |
| PAUL CHESTER3 | 925 SPRUCE ST COUNCIL BLUFFS, IA 51501 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $847 | — | $847 | 0.01% |
| DAVID LAING3 | 21682 485TH LANE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $538 | — | $538 | 0.01% |
| JAMES HERMANN3 Filed as: JAMES BURBRIDGE | 1219 N 17TH ST CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $503 | — | $503 | 0.01% |
| CHRISTOPHER LAING3 | 21682 485TH LANE CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $387 | — | $387 | 0.01% |
| COLE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $349 | — | $349 | 0.01% |
| ERIC CHRISTENSEN3 | 47575 271ST STREET HARRISBURG, SD 57032 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $328 | — | $328 | 0.01% |
| GERARDO CASTILLO3 | 300 W MAIN ST, APT 3 ANAMOSA, IA 52205 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $250 | — | $250 | 0.00% |
| TODD TOPE3 | 1936 GRAND AVE DAVENPORT, IA 52803 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $247 | — | $247 | 0.00% |
| BARNEY HANKNER3 | 1001 BATTLES DR MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $210 | — | $210 | 0.00% |
| NICHOLAS JAMES3 | 322 ALBIA ROAD CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $185 | — | $185 | 0.00% |
| GEORGE DUNLAP3 | 1863 GLEN OAKS DR WEST DES MOINES, IA 50266 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $166 | — | $166 | 0.00% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $141 | — | $141 | 0.00% |
| ALAN HARRIS3 | 8009 GOODMAN DR URBANDALE, IA 50322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $119 | — | $119 | 0.00% |
| DARRYL CLARK3 | CUSTOMS BENEFITS 704 S BLANCHE MOUNDS, IL 62964 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $97 | — | $97 | 0.00% |
| KENNETH CRAIG3 | 4540 49TH PLACE DES MOINES, IA 50310 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $65 | — | $65 | 0.00% |
| JOHN DAVIS3 | 807 DANIEL DR PO BOX 886 LAWRENCEBURG, TN 38464 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $51 | — | $51 | 0.00% |
| PHILLIP DOWTY3 | 15616 COUNTY RD 44 GOSHEN, IN 46526 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $48 | — | $48 | 0.00% |
| ANTHONY DITORO3 | 1506 1/2 17TH AVE MOLINE, IL 61265 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $42 | — | $42 | 0.00% |
| JOHN E CUMMINGS3 Filed as: JOHN JOHNSON | 116 LAKEVIEW DRIVE MASON CITY, IA 50401 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $34 | — | $34 | 0.00% |
| MISSOURI PUBLIC ENTITY BNFTS3 | 3903 SHADY TERRACE DR KINGWOOD, TX 77345 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $28 | — | $28 | 0.00% |
| JULIE TITZE3 | 11224 Z STREET OMAHA, NE 681374664 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $19 | — | $19 | 0.00% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATTE MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $18 | — | $18 | 0.00% |
| TODD BARTUSEK3 | 8515 DOUGLAS AVENUE SUITE 17 URBANDALE, IA 50322 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $11 | — | $11 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BFT SVCS INC | TWO PIERCE PLACE 14TH FL ITASCA, IL 60143 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $9 | — | $9 | 0.00% |
| ERIC PORTER3 | PO BOX 1133 FAIRFIELD, IA 52556 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $5 | — | $5 | 0.00% |
| TIC INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $5 | — | $5 | 0.00% |
| HARRY A KENT3 | 3 WESTERN DRIVE MILLSTADT, IL 62260 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $3 | — | $3 | 0.00% |
| BUCK CONSULTANTS LLC3 | 231 S BEMISTON AVE SUITE 400 ST LOUIS, MO 63105 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $2 | — | $2 | 0.00% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $181K | — | $181K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $135K | — | $135K | 12.88% |
| MIDWEST HERITAGE INS SVCS3 | PO BOX 737 CHARITON, IA 50049 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $43K | — | $43K | 9.79% |
| SUPPLEMENTAL INS SVCS INC3 Filed as: SUPPLEMENTAL INSURANCE SERVICES INC | 115 E PLATT ST MAQUOKETA, IA 52060 | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | $5K | — | $5K | 1.15% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $9K | — | $9K | 5.40% |
| BLAKELY INS INC3 | 4412 73RD PLACE URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $5K | — | $5K | 2.79% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 1.84% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $3K | — | $3K | 1.83% |
| ROGER HARDIN3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $525 | — | $525 | 0.32% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $495 | — | $495 | 0.30% |
| JAMES HERMANN3 | 1010 COURT AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $485 | — | $485 | 0.30% |
| DAVID MARTIN AGENCY INC3 Filed as: DAVID MARTIN | 3200 W 90TH ST SIOUX FALLS, SD 57108 | CENTRAL UNITED LIFE INSURANCE COMPANY | $410 | — | $410 | 0.25% |
| JOHNATHAN KENT3 | PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $212 | — | $212 | 0.13% |
| LOUIS BARBER3 | 8588 CORDES CIRCLE GERMANTOWN, TN 38139 | CENTRAL UNITED LIFE INSURANCE COMPANY | $79 | — | $79 | 0.05% |
| BARNEY HANKNER3 | 1001 BATTLES DR MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $51 | — | $51 | 0.03% |
| RHONDA S PAPE3 Filed as: RHONDA PAPE | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $19 | — | $19 | 0.01% |
| COLE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $13 | — | $13 | 0.01% |
| DANE PAPE3 | 115 EAST PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $10 | — | $10 | 0.01% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $5K | — | $5K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $3K | — | $3K | 13.50% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $1K | — | $1K | 8.91% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $792 | — | $792 | 5.73% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $254 | — | $254 | 1.84% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $146 | — | $146 | 1.06% |
| JAMES HERMANN3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $141 | — | $141 | 1.02% |
| LOWELL WIELE3 | 1010 COURT AVE CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $65 | — | $65 | 0.47% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $2K | — | $2K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $1K | — | $1K | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $985 | — | $985 | 13.51% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $378 | — | $378 | 7.38% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $124 | — | $124 | 2.42% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT ST MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $50 | — | $50 | 0.98% |
| DANNIE SUTTER3 | 4224 INDEPENDENCE BLVD KANSAS CITY, KS 66109 | CENTRAL UNITED LIFE INSURANCE COMPANY | $31 | — | $31 | 0.61% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $606 | — | $606 | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $561 | — | $561 | 13.50% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $425 | — | $425 | 13.48% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $251 | — | $251 | 8.82% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $89 | — | $89 | 3.13% |
| SUPPLEMENTAL INS SVCS INC3 | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $33 | — | $33 | 1.16% |
| MIDWEST HERITAGE3 | 1025 BRADEN AVE, PO BOX 737 CHARITON, IA 50049 | CENTRAL UNITED LIFE INSURANCE COMPANY | $197 | — | $197 | 9.24% |
| BLAKELY INS INC3 | 4412 73RD PL URBANDALE, IA 50322 | CENTRAL UNITED LIFE INSURANCE COMPANY | $49 | — | $49 | 2.30% |
| SUPPLEMENTAL INS SVCS INC3 Filed as: SUPPLEMENTAL INSURANCE SERVICES INC | 115 E PLATT MAQUOKETA, IA 52060 | CENTRAL UNITED LIFE INSURANCE COMPANY | $16 | — | $16 | 0.75% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $247 | — | $247 | 12.19% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $206 | — | $206 | 10.77% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $167 | — | $167 | 18.05% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | PO BOX 737 CHARITON, IA 50049 | AMERITAS LIFE INSURANCE CORP | $69 | — | $69 | 13.58% |
| MIDWEST HERITAGE INSURANCE SERVICES3 | 1025 BRADEN AVE CHARITON, IA 50049 | AXIS INSURANCE COMPANY | $40 | — | $40 | 11.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,539 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 14,540 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(10 contracts, 2 carriers) | AXIS INSURANCE COMPANY | 1,083 | $1.2M |
| Dental(5 contracts) | AXIS INSURANCE COMPANY | 1,083 | $1.1M |
| Vision(10 contracts) | AMERITAS LIFE INSURANCE CORP | 23,432 | $1.4M |
| Life insurance(6 contracts, 2 carriers) | AXIS INSURANCE COMPANY | 1,249 | $1.5M |
| Short-term disability(5 contracts) | AXIS INSURANCE COMPANY | 1,083 | $1.1M |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 12,037 | $2.2M |
| Other | AMERICAN HERITAGE LIFE INSURANCE COMPANY - ALLSTATE BENEFITS | 17,101 | $6.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 23,432 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.