| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES NATIONAL INC | 8000 NORMAN CENTER DR STE 400 BLOOMINGTON, MN 55437 | MEDICA INSURANCE COMPANY | $50K | $1K | $51K | 2.37% |
| USI INSURANCE SERVICES LLC3 Filed as: WADE JOHNSON USI INSURANCE SERVICES | 100 SUMMIT LAKE DR., SUITE 400 VALHALLA, NY 10595 | DEAN HEALTH PLAN INC | $7K | — | $7K | 3.72% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 234662817 | PRINCIPAL LIFE INSURANCE COMPANY | $6K | $7K | $13K | 8.81% |
| USI INSURANCE SERVICES LLC3 Filed as: WADE JOHNSON USI INSURANCE SERVICES | 100 SUMMIT LAKE DR., SUITE 400 VALHALLA, NY 10595 | DEAN HEALTH PLAN INC | $3K | — | $3K | 2.63% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INSURANCE SERVICES LLV | 8000 NORMAN CENTER DR, SUITE 400 BLOOMINGTON, MN 55437 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $90 | — | $90 | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 413 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | MEDICA INSURANCE COMPANY | 315 | $2.5M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 391 | $150K |
| Vision | EYEMED VISION CARE | 311 | $23K |
| Life insurance | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $600 |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $600 |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $600 |
| Other | RELIANCE STANDARD LIFE INSURANCE COMPANY | 10 | $600 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 391 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.