Filings through .
History & trajectory Charts need 2 or more years. This plan has 10 years on file. Pro shows premium, premium per covered life, covered lives and carrier and broker share for every year.
See pricingTotal premium grew more than 20% over the prior year. The plan is a good candidate to re-shop its carriers.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultants can pitch it.
The Schedule A insurance contracts show who carries the risk, for which benefits and for how many people.
| Carrier | Coverage | Premium |
|---|---|---|
Health | Health | |
Broker: Usi Insurance Services LLC Stop-lossLifeOther | Stop-lossLifeOther |
Premium, covered lives, retention, contract number and renewal month for each carrier are on Pro.
See premium, retention and renewal dates for 3 contracts with Pro. Pro is free for 7 days and then costs $49 a month.
These benefits are declared on the Form 5500 main form. A ✓ means the benefit also has a Schedule A insurance contract. Without one, plan assets or a Schedule C TPA fund the benefit.
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,561 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,519 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 5,080 | Active, retired or separated, and beneficiaries. Dependents are not counted. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC. | 0 | $4.0M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,439 | $220K |
| Stop-loss / reinsurancereinsurance | THE UNION LABOR LIFE INSURANCE COMPANY | 3,644 | $969K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 3,439 | $220K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 3,644 | - |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool instead of this filer's headcount. We show the row, but it does not count the people in this plan.
Brokers paid through Schedule A and service providers paid through Schedule C.
| Broker | Commissions |
|---|---|
Carrier: The Union Labor Life Insurance Company |
Commissions, fees, broker address and the carrier each broker is paid through are on Pro.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UNITED HEALTHCARE INSURANCE COMPANY EIN 36-2739571 NONE | Claims processing; Other fees Service code 12 | — | $1.4M |
| DDMN ASO, LLC EIN 41-1852523 NONE | Contract Administrator; Claims processing Service code 12 | — | $270K |
| TEAM LLC EIN 81-4050818 NONE | Contract Administrator Service code 13 | — | $267K |
| CARLA GRUETZMACHER EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $217K |
| SHUMAKER, LOOP & KENDRICK, LLP EIN 34-4439491 NONE | Legal Service code 29 | — | $193K |
| ANN KELLEN EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $184K |
| BRIDGEWAY BENEFIT TECHNOLOGIES EIN 52-1796473 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $169K |
| MEGAN ESPEDAL EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $124K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Actuarial Service code 11 | — | $116K |
| WENDEE LOCK EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $115K |
| SHARON HAFERKORN EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $113K |
| MOLLY KNIEFEL EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $109K |
| JAEL LANG EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $94K |
| DORENE MARTINEAU EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $90K |
| STEPHANIE COLBURN EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $88K |
| ASHLEY JEFFERSON EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $86K |
| ASMED HEALTH, LLC EIN 27-4189010 NONE | Contract Administrator; Claims processing Service code 12 | — | $81K |
| TIERRA CROMWELL EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $78K |
| SAV-RX PRESCRIPTION SERVICES EIN 86-1323040 NONE | Claims processing; Contract Administrator Service code 12 | — | $75K |
| GALLIARD CAPITAL MANAGEMENT, LLC EIN 41-1813702 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $72K |
| KIMBERLY ODENBRETT EMPLOYEE | Employee (plan) Service code 30 | 6700 WEST BROADWAY AVENUE, SUITE B BROOKLYN PARK, MN 55428 | $70K |
| UNION BANK & TRUST COMPANY EIN 41-1267434 NONE | Investment management fees paid directly by plan; Custodial (securities); Other investment fees and expenses Service code 19 | — | $65K |
| VISION SERVICE PLAN EIN 06-1227840 NONE | Claims processing Service code 12 | — | $54K |
| PITNEY BOWES EIN 84-1386389 NONE | Other services Service code 49 | — | $50K |
| LEGACY PROFESSIONALS LLP EIN 32-0043599 NONE | Accounting (including auditing) Service code 10 | — | $35K |
| IBEW 292 BUILDING CORPORATION EIN 83-3210476 NONE | Other services Service code 49 | — | $29K |
| LOOMIS SAYLES TRUST COMPANY EIN 20-8080381 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $28K |
| NOLOGY NETWORKS EIN 27-2294131 NONE | Other services Service code 49 | — | $26K |
| CORVEL HEALTHCARE CORPORATION EIN 95-3382819 NONE | Consulting (general) Service code 16 | — | $18K |
| WILSON MCSHANE CORPORATION EIN 41-0956552 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $18K |
| SEGAL MARCO ADVISORS EIN 13-2646110 NONE | Investment advisory (plan) Service code 27 | — | $15K |
| ARBOR RIDGE LLC EIN 41-2021746 NONE | Other services Service code 49 | — | $15K |
| FR SECURE LLC EIN 26-3547185 NONE | Consulting (general) Service code 16 | — | $14K |
| US BANK FINANCE EIN 31-0841368 NONE | Other services Service code 49 | — | $12K |
| HONSA-BINDER PRINTING INC. EIN 41-1605232 NONE | Copying and duplicating Service code 36 | — | $6K |
| SYSTEM DESIGNS EIN 43-1228887 NONE | Other services Service code 49 | — | $6K |
This section shows how the plan is funded and what that means for risk.
Welfare charges, retention and retention rate (the carrier margin on this plan) are on Pro.
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10 filings · 2016 to 2025