No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PIPE TRADES SERVICES OF MINNESOTA EIN 41-0918427 CAPTIVE SERVICE PROVIDER | Direct payment from the plan; Plan Administrator Service code 14 | — | $1.6M |
| HEALTHPARTNERS, INC. EIN 41-1693838 NONE KNOWN | Claims processing; Direct payment from the plan Service code 12 | — | $1.6M |
| TWELE CAPITAL MANAGEMENT, INC. EIN 36-4546212 NONE KNOWN | Investment management fees paid directly by plan; Investment management; Direct payment from the plan Service code 28 | — | $378K |
| DELTA DENTAL PLAN OF MINNESOTA EIN 41-1905554 NONE KNOWN | Direct payment from the plan; Claims processing Service code 12 | — | $315K |
| LEONARD, O'BRIEN, SPENCER, GALE EIN 41-0956652 NONE KNOWN | Legal; Direct payment from the plan Service code 29 | — | $248K |
| VISION SERVICE PLAN EIN 06-1227840 NONE KNOWN | Claims processing; Direct payment from the plan Service code 12 | — | $136K |
| T.E.A.M., LLC EIN 83-0469948 NONE KNOWN | Direct payment from the plan; Other services Service code 49 | — | $133K |
| PLANTE & MORAN, PLLC EIN 38-1357951 NONE KNOWN | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $88K |
| PHARMACY DATA MANAGEMENT, INC. EIN 34-1435943 NONE KNOWN | Claims processing; Direct payment from the plan Service code 12 | — | $85K |
| LABOR VALUE RX, LLC EIN 81-2225045 CAPTIVE SERVICE PROVIDER | Direct payment from the plan; Consulting fees Service code 50 | — | $62K |
| MILLIMAN EIN 91-0675641 NONE KNOWN | Consulting (general); Actuarial; Direct payment from the plan Service code 11 | — | $53K |
| U.S. PREVENTIVE MEDICINE, INC. EIN 20-0907635 NONE KNOWN | Consulting (general); Direct payment from the plan; Consulting fees Service code 16 | — | $16K |
| TAFT HARTLEY HEALTHWORKS, INC. EIN 46-4002081 NONE KNOWN | Direct payment from the plan; Consulting fees Service code 50 | — | $15K |
| IDEAL PRINTERS, INC. EIN 41-1344542 NONE KNOWN | Direct payment from the plan; Copying and duplicating Service code 36 | — | $10K |
| MARTIN SCHOLL CONSULTING, INC. EIN 52-1685100 NONE KNOWN | Account maintenance fees; Direct payment from the plan Service code 50 | — | $5K |
| PROFESSIONAL CONNECTIONS, LLC NONE KNOWN | Finders' fees / placement fees Service code 61 | 2681 SOUTH SHORE BOULEVARD WHITE BEAR LAKE, MN 55110 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,820 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,741 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 156 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,717 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | HEALTHPARTNERS, INC. | 2,351 | $6.9M |
| Dental | HEALTHPARTNERS, INC. | 2,351 | $6.5M |
| Vision(2 contracts, 2 carriers) | HEALTHPARTNERS, INC. | 2,351 | $6.9M |
| Prescription drug(2 contracts, 2 carriers) | HEALTHPARTNERS, INC. | 2,351 | $6.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,351 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.