| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WISCONSIN BANKERS ASSOCIATION - EBC3 | 4721 S BILTMORE LN MADISON, WI 537182107 | UNITEDHEALTHCARE INSURANCE COMPANY | $286K | — | $286K | 1.73% |
| WBA EMPLOYEE BENEFITS CORP3 Filed as: WBA EMPLOYEE BENEFITS CORPORATION | 4721 S BILTMORE LANE MADISON, WI 53718 | WISCONSIN PHYSICIANS SERVICE INSURANCE CORPORATION | $67K | — | $67K | 1.89% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $68K | — | $68K | 4.75% |
| WI BANKERS ASSOC EMPLOYEE BNFT3 | PO BOX 8880 MADISON, WI 53708 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $53K | — | $53K | 8.00% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $26K | — | $26K | 4.75% |
| WI BANKERS ASSOC EMPLOYEE BNFT3 | PO BOX 8880 MADISON, WI 53708 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $35K | — | $35K | 8.00% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $14K | — | $14K | 4.36% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $14K | — | $14K | 4.75% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $9K | — | $9K | 4.74% |
| WI BANKERS ASSOC EMPLOYEE BNFT3 | PO BOX 8880 MADISON, WI 53708 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $9K | — | $9K | 8.00% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $5K | — | $5K | 5.14% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $4K | — | $4K | 4.74% |
| WBA EMPLOYEE BENEFITS CORP3 | PO BOX 8880 MADISON, WI 53708 | NGL | $3K | — | $3K | 5.00% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $457 | — | $457 | 4.62% |
| WBA EMPLOYEE BENEFITS CORP3 | 4721 S BILTMORE LN MADISON, WI 53718 | DELTA DENTAL OF WISCONSIN | $370 | — | $370 | 4.56% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WBA EMPLOYEE BENEFITS CORP., INC. EIN 39-1427087 SEE ATTACHED | Direct payment from the plan; Contract Administrator Service code 13 | — | $180K |
| WIPFLI LLP EIN 39-0758449 NONE | Accounting (including auditing); Consulting (general); Direct payment from the plan Service code 10 | — | $53K |
| REINHART BOERNER VAN DEUREN EIN 39-1126909 NONE | Legal; Direct payment from the plan Service code 29 | — | $11K |
| RSM US LLP EIN 42-0714325 NONE | Consulting (general); Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $7K |
| BANK OF SUN PRAIRIE NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | 695 S GRAND AVE, SUITE 101 SUN PRAIRIE, WI 53590 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 3,126 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 29 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 145 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,300 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 2,410 | $20.2M |
| Dental(9 contracts) | DELTA DENTAL OF WISCONSIN | 1,216 | $3.0M |
| Vision | NGL | 912 | $67K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,484 | $663K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,229 | $432K |
| Other(2 contracts) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 2,484 | $778K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,484 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.