| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KITCHNER & PIERRO & COMPANY3 Filed as: KITCHNER &PIERRO & COMPANY | 5550 26TH ST. W STE7 BRADENTON, FL 34207 | BLUE CROSS BLUE SHIELD OF FLORIDA | $80K | — | $80K | 4.00% |
| KITCHNER & PIERRO & COMPANY3 Filed as: KITCHNER & PIERRO CO INC | 7020 PROFESSIONAL PKWY E STE A LAKEWOOD RANCH, FL 34202 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | — | $10K | 4.67% |
| KITCHNER & PIERRO & COMPANY3 | 5550 26TH ST W STE 7 BRADENTON, FL 34207 | BLUE CROSS BLUE SHIELD OF FLORIDA | $4K | — | $4K | 4.00% |
| HOLLY A REMUS | 8324 BRANDIS CIRCLE E SARASOTA, FL 34243 | ALLSTATE | $11K | — | $11K | 24.22% |
| TARA GANCITANO | 6455 GATEWAY AVE SARASOTA, FL 34231 | ALLSTATE | $6K | — | $6K | 13.03% |
| REHANNON N MILLER | PO BOX 831 LOXAHATCHEE, FL 33470 | ALLSTATE | $3K | — | $3K | 6.00% |
| LORI MAMAZZA | 5715 48TH ST CIR E BRADENTON, FL 34203 | ALLSTATE | $2K | — | $2K | 3.33% |
| ROBERT FRANKE | 4400 S TAMIAMI TRAIL SUITE B SARASOTA, FL 34231 | ALLSTATE | $1K | — | $1K | 2.61% |
| PAULETTE DOOLEY | 5110 14TH STREET WEST #36 BRADENTON, FL 34207 | ALLSTATE | $573 | — | $573 | 1.24% |
| MELISSA L PRACON Filed as: MELISSA PRACON | 611 QUAL AVENUE LONGWOOD, FL 32750 | ALLSTATE | $491 | — | $491 | 1.06% |
| HOLLY A REMUS Filed as: HOLLY REMUS | 8324 BRANDIS CIR E SARASOTA, FL 34243 | ALLSTATE | $200 | — | $200 | 0.43% |
| JOSE GARCIA | 6527 CORAL WAY MIAMI, FL 33155 | ALLSTATE | $81 | — | $81 | 0.17% |
| COREY JAMES | 27 SPANISH OAK LANE APOPKA, FL 32703 | ALLSTATE | $24 | — | $24 | 0.05% |
| HOLLY A REMUS Filed as: HOLLY REMUS | 8324 BRANDEIS CR EAST SARASOTA, FL 34243 | ALLSTATE WORKPLACE DIVISION | $870 | — | $870 | 4.90% |
| TARA GANCITANO | 2881 GRAZELAND DR SARASOTA, FL 34240 | ALLSTATE WORKPLACE DIVISION | $311 | — | $311 | 1.75% |
| ROBERT FRANKE | 6455 GATEWAY AVE SARASOTA, FL 34231 | ALLSTATE WORKPLACE DIVISION | $62 | — | $62 | 0.35% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 242 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 242 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF FLORIDA | 188 | $2.0M |
| Dental | UNITED OF OMAHA LIFE INSURANCE COMPANY | 242 | $207K |
| Vision | ALLSTATE WORKPLACE DIVISION | 138 | $18K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 242 | $207K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 242 | $207K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 242 | $207K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 188 | $2.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 242 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.