| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $42K | $46K | 1.69% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | $38K | $39K | 1.44% |
| PATRICK T HORNE3 | 20825 SWENSON DR STE 250 WAUKESHA, WI 53186 | NORTHWESTERN MUTUAL | $2K | $577 | $3K | 3.78% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $2K | $577 | $3K | 3.78% |
| DI MEGLIO FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $687 | $82 | $769 | 1.01% |
| ANDREW J WHITE3 | 20825 SWENSON DR STE 250 WAUKESHA, WI 53186 | NORTHWESTERN MUTUAL | $229 | $82 | $311 | 0.41% |
| PATRICK T HORNE3 | 20825 SWENSON DR STE 250 WAUKESHA, WI 53186 | NORTHWESTERN MUTUAL | $2K | $384 | $2K | 3.40% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $2K | $384 | $2K | 3.40% |
| DI MEGLIO FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $457 | $55 | $512 | 0.91% |
| ANDREW J WHITE3 | 20825 SWENSON DR STE 250 WAUKESHA, WI 53186 | NORTHWESTERN MUTUAL | $152 | $55 | $207 | 0.37% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 2158 RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | — | $1K | 7.14% |
| M3 INSURANCE SOLUTIONS INC3 | 828 JOHN NOLEN DRIVE MADISON, WI 53713 | UNITEDHEALTHCARE INSURANCE COMPANY | $202 | — | $202 | 1.19% |
| PATRICIA K SUMMERS3 | 314 N 62ND ST MILWAUKEE, WI 53213 | AFLAC | $28 | — | $28 | 3.62% |
| CAROLE A ROBERDEAU3 | 3430 S SHELDON LN APT 105 SIOUX FALLS, SD 57105 | AFLAC | $15 | — | $15 | 1.94% |
| JARED J BUCK3 | 133 W OREGON ST APT 210 MILWAUKEE, WI 53204 | AFLAC | $5 | — | $5 | 0.65% |
| JOSEPH P HOFFMAN3 | 601 N THORNBUSH CIR HARTLAND, WI 53029 | AFLAC | $5 | — | $5 | 0.65% |
| CHRISTINE LOGSLETT3 Filed as: CHRISTINE M LOGSLETT | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $4 | — | $4 | 0.52% |
| JACK D BREES3 | 2989 S WAUKESHA RD WEST ALLIS, WI 53227 | AFLAC | $4 | — | $4 | 0.52% |
| THE WICHMANN GROUP INC3 | 8206 EVERGREEN RD KEARNEY, NE 68845 | AFLAC | $4 | — | $4 | 0.52% |
| FRANK J SAUTER3 | N1405 STATE ROAD 106 PALMYRA, WI 53156 | AFLAC | $3 | — | $3 | 0.39% |
| JAMEY MILLER INC3 | 12942 193RD AVE E BONNEY LAKE, WA 98391 | AFLAC | $2 | — | $2 | 0.26% |
| SCOTT B LEE3 | 390 CONCORD DR BROOKFIELD, WI 53005 | AFLAC | $2 | — | $2 | 0.26% |
| JEREMY JAY JOHNSON3 | 7263 BRAXTON DR NOBLESVILLE, IN 46062 | AFLAC | $2 | — | $2 | 0.26% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 15162 COLLECTIONS CENTER DR CHICAGO, IL 60693 | AFLAC | $1 | — | $1 | 0.13% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $1 | — | $1 | 0.13% |
| KRISTIN R WEEKS3 | 368 BONNEY BROOK RD GRAND LAKE STREAM, ME 04668 | AFLAC | $1 | — | $1 | 0.13% |
| JEREMY KOOI3 | 855 PANORAMA CT APT 203 RICHLAND CENTER, WI 53581 | AFLAC | $1 | — | $1 | 0.13% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRE, WI 53590 | AFLAC | $1 | — | $1 | 0.13% |
| DIANNE L MARTIN3 | 2230 CAROLINE LN HARRISBURG, PA 17110 | AFLAC | $1 | — | $1 | 0.13% |
| CRAIG S STADTFELD3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $0 | — | $0 | 0.00% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $0 | — | $0 | 0.00% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $0 | — | $0 | 0.00% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DR EAU CLAIRE, WI 54701 | AFLAC | $0 | — | $0 | 0.00% |
| NATHAN BRONSON3 Filed as: NATHAN A BRONSON | W9160 RIPLEY RD CAMBRIDGE, WI 53523 | AFLAC | $0 | — | $0 | 0.00% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $0 | — | $0 | 0.00% |
| ADAM THOMAS GARDNER3 | 101 N FAREWELL ST STE 203 EAU CLAIRE, WI 54703 | AFLAC | $0 | — | $0 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTOPHER J ZELLNER3 | 918 ALDORA LN WAUNAKEE, WI 53597 | AFLAC | $0 | — | $0 | 0.00% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $0 | — | $0 | 0.00% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $0 | — | $0 | 0.00% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 183 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 185 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 437 | $2.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 437 | $2.7M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 437 | $2.7M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 200 | $17K |
| Short-term disability | NORTHWESTERN MUTUAL | 178 | $56K |
| Long-term disability | NORTHWESTERN MUTUAL | 178 | $76K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 200 | $18K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 437 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.