| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2500 E ENTERPRISE AVE STE D APPLETON, WI 54913 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $58K | $62K | 3.15% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3635 RIVERSIDE PLAZA DRIVE RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $0 | $7K | $7K | 0.33% |
| PATRICK T HORNE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $2K | $529 | $3K | 5.88% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $2K | $529 | $3K | 5.88% |
| LUEDER FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $840 | $101 | $941 | 2.10% |
| PATRICIA K SUMMERS3 | 314 N 62ND ST MILWAUKEE, WI 53213 | AFLAC | $4K | $237 | $4K | 10.02% |
| JARED J BUCK3 | 2725 S MOORLAND RD STE 301 NEW BERLIN, WI 53151 | AFLAC | $821 | $47 | $868 | 2.03% |
| KR WEEKS BENEFITS INC3 | 1939 SHADY LN NARVON, PA 17555 | AFLAC | $758 | $22 | $780 | 1.83% |
| JOSEPH P HOFFMAN3 | 601 N THORNBUSH CIR HARTLAND, WI 53029 | AFLAC | $387 | — | $387 | 0.91% |
| JACK D BREES3 | 2725 S MOORLAND RD STE 301 NEW BERLIN, WI 53151 | AFLAC | $366 | — | $366 | 0.86% |
| CAROLE A ROBERDEAU3 | 4902 W 38TH ST SIOUX FALLS, SD 57106 | AFLAC | $334 | — | $334 | 0.78% |
| THE WICHMANN GROUP INC3 | 12207 S 210TH ST GRETNA, NE 68028 | AFLAC | $250 | $47 | $297 | 0.70% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $252 | $4 | $256 | 0.60% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $166 | — | $166 | 0.39% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $141 | $4 | $145 | 0.34% |
| SCOTT B LEE3 | 390 CONCORD DR BROOKFIELD, WI 53005 | AFLAC | $71 | — | $71 | 0.17% |
| FRANK J SAUTER3 | RT 1 N1405 HWY 106 PALMYRA, WI 53156 | AFLAC | $50 | — | $50 | 0.12% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 15162 COLLECTIONS CENTER DR CHICAGO, IL 60693 | AFLAC | $48 | — | $48 | 0.11% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $44 | — | $44 | 0.10% |
| JEREMY KOOI3 | 270 SHAKERAG ST MINERAL POINT, WI 53565 | AFLAC | $35 | — | $35 | 0.08% |
| MARIANNE C SPIEGEL3 | 251 TROUT LAKE RD DEEP GAP, NC 28618 | AFLAC | $20 | — | $20 | 0.05% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KY 40245 | AFLAC | $18 | — | $18 | 0.04% |
| MARI JO TRAVIS3 | 4285 W COLLEGE AVE MILWAUKEE, WI 53221 | AFLAC | $17 | — | $17 | 0.04% |
| JEREMY JAY JOHNSON3 | 7263 BRAXTON DR NOBLESVILLE, IN 46062 | AFLAC | $17 | — | $17 | 0.04% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $16 | — | $16 | 0.04% |
| JAMEY MILLER INC3 | 10375 CENTURION PKWY N STE 100 JACKSONVILLE, FL 32256 | AFLAC | $16 | — | $16 | 0.04% |
| CRAIG S STADTFELD3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $16 | — | $16 | 0.04% |
| JAMEY MILLER INC3 | 2202 57TH ST SE AUBURN, WA 98092 | AFLAC | $15 | — | $15 | 0.04% |
| KENNETH J HOFFMAN3 | N59W24060 CLOVER DR APT 131 SUSSEX, WI 53089 | AFLAC | $10 | — | $10 | 0.02% |
| KENNETH R STARK3 | 560 ACORN PASS HARTFORD, WI 53027 | AFLAC | $7 | — | $7 | 0.02% |
| NATHAN P BUNTY3 | 15 S 2ND ST COLUMBIA, PA 17512 | AFLAC | $6 | — | $6 | 0.01% |
| JASON E FERGER3 | 3706 EAGLEWOOD ST VALRICO, FL 33596 | AFLAC | $6 | — | $6 | 0.01% |
| CHRISTINE LOGSLETT3 Filed as: CHRISTINE M LOGSLETT | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $6 | — | $6 | 0.01% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DR EAU CLAIRE, WI 54701 | AFLAC | $4 | — | $4 | 0.01% |
| NATHAN BRONSON3 Filed as: NATHAN A BRONSON | W217N5386 TAYLORS WOODS DR MENOMONEE FALLS, WI 53051 | AFLAC | $4 | — | $4 | 0.01% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $4 | — | $4 | 0.01% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $4 | — | $4 | 0.01% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $2 | — | $2 | 0.00% |
| KL GOOD BENEFITS LLC3 | 230 DANIELLE CT YORK, PA 17404 | AFLAC | $2 | — | $2 | 0.00% |
| RICHARD J PURISKY3 | 244 CROSS CREEK TRL BANNER ELK, NC 28604 | AFLAC | $2 | — | $2 | 0.00% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $2 | — | $2 | 0.00% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NJ 08037 | AFLAC | $1 | — | $1 | 0.00% |
| MARK D BARBIER3 | 23 CROYDON LN OAK BROOK, IL 60523 | AFLAC | $1 | — | $1 | 0.00% |
| ADAM THOMAS GARDNER3 | 101 N FARWELL ST STE 203 EAU CLAIRE, WI 54703 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTOPHER J ZELLNER3 | 918 ALDORA LN WAUNAKEE, WI 53597 | AFLAC | $0 | — | $0 | 0.00% |
| IRENE E BROOKS3 | 101 COPPER BEECH LN WOMELSDORF, PA 19567 | AFLAC | $0 | — | $0 | 0.00% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FL 32169 | AFLAC | $0 | — | $0 | 0.00% |
| DIANE L STOIBER3 | 2725 S MOORLAND RD STE 301 NEW BERLIN, WI 53151 | AFLAC | $0 | — | $0 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FL 33418 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTINE LOGSLETT3 | 300 N CORPORATE DR STE 300 BROOKFIELD, WI 53045 | AFLAC | $0 | — | $0 | 0.00% |
| CHRISTOPHER A LUPP3 | 940 E PARK DR STE 301 HARRISBURG, PA 17111 | AFLAC | $0 | — | $0 | 0.00% |
| PATRICK T HORNE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $1K | $313 | $2K | 4.24% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $313 | $2K | 4.24% |
| LUEDER FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $496 | $60 | $556 | 1.52% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 2158 RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $660 | — | $660 | 10.66% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 203 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 12 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 215 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 379 | $2.0M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 379 | $2.0M |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 379 | $2.0M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 195 | $6K |
| Short-term disability | NORTHWESTERN MUTUAL | 199 | $37K |
| Long-term disability | NORTHWESTERN MUTUAL | 199 | $45K |
| Other(2 contracts, 2 carriers) | AFLAC | 195 | $49K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 379 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.