| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HUB INTERNATIONAL MIDWEST LIMITED3 | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | UNITEDHEALTHCARE INSURANCE COMPANY | $6K | $80K | $86K | 3.16% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 3635 RIVERSIDE PLAZA DRIVE RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $4K | $4K | 0.15% |
| PATRICK T HORNE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $2K | $592 | $3K | 4.24% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $2K | $592 | $3K | 4.24% |
| LUEDER FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $887 | $19 | $906 | 1.31% |
| ANDREW J WHITE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $53 | $19 | $72 | 0.10% |
| PATRICK T HORNE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $1K | $376 | $2K | 3.74% |
| JEROD THOMAS SPAETH3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $1K | $376 | $2K | 3.74% |
| LUEDER FNCL GRP LLC3 | STE 950 330 E KILBOURN AVE MILWAUKEE, WI 53202 | NORTHWESTERN MUTUAL | $533 | $64 | $597 | 1.19% |
| ANDREW J WHITE3 | STE 200 20300 WATER TOWER BLVD BROOKFIELD, WI 53045 | NORTHWESTERN MUTUAL | $64 | $23 | $87 | 0.17% |
| PATRICIA K SUMMERS3 | 314 N 62ND ST MILWAUKEE, WI 53213 | AFLAC | $2K | $243 | $2K | 5.35% |
| JOSEPH P HOFFMAN3 | 601 N THORNBUSH CIR HARTLAND, WA 53029 | AFLAC | $465 | $54 | $519 | 1.26% |
| KR WEEKS BENEFITS INC3 | 1939 SHADY LN NARVON, PA 17555 | AFLAC | $414 | $42 | $456 | 1.10% |
| JACK D BREES3 | 2989 S WAUKESHA RD WEST ALLIS, WI 53227 | AFLAC | $330 | $57 | $387 | 0.94% |
| CAROLE A ROBERDEAU3 | 4902 W 38TH ST SIOUX FALLS, SD 57106 | AFLAC | $311 | — | $311 | 0.75% |
| JARED J BUCK3 | 133 W OREGON ST APT 210 MILWAUKEE, WI 53204 | AFLAC | $230 | — | $230 | 0.56% |
| DIANNE L MARTIN3 | 125 MANOR ST HARRISBURG, PA 17110 | AFLAC | $209 | $10 | $219 | 0.53% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $166 | — | $166 | 0.40% |
| THE WICHMANN GROUP INC3 | 12207 S 210TH ST GRETNA, NE 68028 | AFLAC | $124 | — | $124 | 0.30% |
| ANTHONY S ALMODOVAR3 | 3605 VARTAN WAY STE 304 HARRISBURG, PA 17110 | AFLAC | $103 | $10 | $113 | 0.27% |
| SCOTT B LEE3 | 390 CONCORD DR BROOKFIELD, WI 53005 | AFLAC | $68 | — | $68 | 0.16% |
| FRANK J SAUTER3 | N1405 STATE ROAD 106 PALMYRA, WI 53156 | AFLAC | $45 | — | $45 | 0.11% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | 15162 COLLECTIONS CENTER DR CHICAGO, IN 60693 | AFLAC | $45 | — | $45 | 0.11% |
| MARI JO TRAVIS3 | 4285 W COLLEGE AVE MILWAUKEE, WI 53221 | AFLAC | $35 | — | $35 | 0.08% |
| JASON SCZEPANIAK3 | 1161 HERITAGE CT SUN PRAIRIE, WI 53590 | AFLAC | $34 | — | $34 | 0.08% |
| JEREMY KOOI3 | 270 SHAKERAG ST MINERAL POINT, WI 53565 | AFLAC | $33 | — | $33 | 0.08% |
| KENNETH J HOFFMAN3 | N65W13544 COBBLESTONE CT MENOMONEE FALLS, WI 53051 | AFLAC | $30 | — | $30 | 0.07% |
| JAMEY MILLER INC3 | 2202 57TH ST SE AUBURN, WA 98092 | AFLAC | $29 | — | $29 | 0.07% |
| GLEN T SCHWEIKERT3 | 2211 HIGHLAND SPRINGS PL LOUISVILLE, KS 40245 | AFLAC | $18 | — | $18 | 0.04% |
| JEREMY JAY JOHNSON3 | 7263 BRAXTON DR NOBLESVILLE, IN 46062 | AFLAC | $17 | — | $17 | 0.04% |
| CRAIG S STADTFELD3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $16 | — | $16 | 0.04% |
| MARIANNE C SPIEGEL3 | 251 TROUT LAKE RD DEEP GAP, NC 28618 | AFLAC | $14 | — | $14 | 0.03% |
| KENNETH R STARK3 | 560 ACORN PASS HARTFORD, VT 53027 | AFLAC | $7 | — | $7 | 0.02% |
| CHRISTOPHER P DOOLEY3 | 2903 NORTHWINDS DR EAU CLAIRE, WI 54701 | AFLAC | $4 | — | $4 | 0.01% |
| NATHAN BRONSON3 Filed as: NATHAN A BRONSON | W9160 RIPLEY RD CAMBRIDGE, WA 53523 | AFLAC | $4 | — | $4 | 0.01% |
| WILLIAM F MURRAY III3 | 1298 SAINT PATRICK WAY SUN PRAIRIE, WI 53590 | AFLAC | $4 | — | $4 | 0.01% |
| MATTHEW G BERGER3 | 22 SUNNYRIDGE RD PHILADELPHIA, PA 19125 | AFLAC | $2 | — | $2 | 0.00% |
| ROSS C NELSON3 | 440 REGENCY PARKWAY DR STE 234 OMAHA, NE 68114 | AFLAC | $2 | — | $2 | 0.00% |
| ANGELA MASSARELLI3 | 30 WATERFRONT WAY HAMMONTON, NM 08037 | AFLAC | $1 | — | $1 | 0.00% |
| ADAM THOMAS GARDNER3 | 101 N FARWELL ST STE 203 EAU CLAIRE, WI 54703 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTOPHER J ZELLNER3 | 918 ALDORA LN WAUNAKEE, WA 53597 | AFLAC | $1 | — | $1 | 0.00% |
| MARTIN E BYSTROM3 | 253 MINORCA BEACH WAY APT 305 NEW SMYRNA BEACH, FM 32169 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN K GOLDBERG3 | 103 CHURCH ST #3 PHILADELPHIA, PA 19106 | AFLAC | $1 | — | $1 | 0.00% |
| DARREN D RIDDLE3 | 7850 AVONDALE TER HARRISBURG, PA 17112 | AFLAC | $1 | — | $1 | 0.00% |
| JAMES W BENCIN3 | 11 SHELDRAKE LN WEST PALM BEACH, FM 33418 | AFLAC | $1 | — | $1 | 0.00% |
| CHRISTINE LOGSLETT3 | 8318 ANNA AVE WIND LAKE, WI 53185 | AFLAC | $1 | — | $1 | 0.00% |
| HUB INTERNATIONAL MIDWEST LIMITED3 | PO BOX 2158 RIVERSIDE, CA 92506 | UNITEDHEALTHCARE INSURANCE COMPANY | $90 | — | $90 | 0.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 221 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 11 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITEDHEALTHCARE INSURANCE COMPANY | 445 | $2.7M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 445 | $2.7M |
| Vision(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 445 | $2.8M |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 229 | $18K |
| Short-term disability | NORTHWESTERN MUTUAL | 235 | $50K |
| Long-term disability | NORTHWESTERN MUTUAL | 235 | $69K |
| Other(2 contracts, 2 carriers) | AFLAC | 229 | $59K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 445 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.