| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R&R INSURANCE SERVICES INC | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $34K | — | $34K | 3.49% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | PO BOX 510925 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 1.17% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | — | $10K | 1.01% |
| WMC SERVICE CORPORATION3 | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $9K | — | $9K | 0.92% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $8K | $944 | $9K | 0.87% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 62817 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $782 | $6K | 0.64% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.36% |
| BENEFIT SERVICES GROUP, INC.3 Filed as: BENEFIT SERVICES GROUP INC | PO BOX 6762 CAROL STREAM, IL 60197 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.31% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.30% |
| M3 INS SOLUTIONS INC3 | 828 JOHN NOLEN DR MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.26% |
| BENEFITS INC3 | 250 N PATRICK BLVD STE 100 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.24% |
| ROBERTSON RYAN & ASSOCIATES3 Filed as: ROBERTSON RYAN & ASSOCIATION INC | 330 E KILBOURN AVE STE 850 MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.24% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53188 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.23% |
| VIZANCE, INC.3 Filed as: VIZANCE INC | 1320 WALNUT RIDGE DR STE 200 HARLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.22% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS OF CENTR | 132 W STATE ST MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.21% |
| ANSAY & ASSOCIATES LLC3 Filed as: ANSAY & ASSOCIATION LLC | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.16% |
| T I C INC3 | 701 SAND LAKE RD ONALASKA, WI 54650 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.15% |
| COMPASS BENEFITS LLC3 | 1205 CEDAR RD KRONENWETTER, WI 54455 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.11% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE STE 400 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 0.11% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DR STE 100 MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | $848 | $53 | $901 | 0.09% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $623 | $248 | $871 | 0.09% |
| JOHANNESEN-FARRAR INC.3 Filed as: JOHANNESEN-FARRAR INC | 512 E WALWORTH AVE DELAVAN, WI 53115 | METROPOLITAN LIFE INSURANCE COMPANY | $746 | — | $746 | 0.08% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $577 | $577 | 0.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE STARR GROUP | 5005 W LOOMIS RD GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $568 | — | $568 | 0.06% |
| HAUSMANN-JOHNSON INSURANCE INC3 | 740 REGENT ST STE 400 MADISON, WI 53715 | METROPOLITAN LIFE INSURANCE COMPANY | $410 | — | $410 | 0.04% |
| MEYER INSURANCE AGENCY3 | 511 PHILLIPS BLVD SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $370 | — | $370 | 0.04% |
| JAMES R NELLIGAN & ASSOCIATES LLC3 | 1060 BROADWAY STE 400 ALBANY, NY 12204 | METROPOLITAN LIFE INSURANCE COMPANY | $208 | $123 | $331 | 0.03% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30342 | METROPOLITAN LIFE INSURANCE COMPANY | $238 | $30 | $268 | 0.03% |
| WOLLER - ANGER & COMPANY3 Filed as: WOLLER ANGER COMPANY LLC | 930 ELM GROVE RD ELM GROVE, WI 53122 | METROPOLITAN LIFE INSURANCE COMPANY | $195 | — | $195 | 0.02% |
| FRED MARSHALL3 | 10 E DOTY ST STE 800 MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $103 | — | $103 | 0.01% |
| BUSINESS BENEFIT SOLUTIONS INC3 | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $81 | — | $81 | 0.01% |
| MDI OF SUN PRAIRIE DBA HARMS3 Filed as: MDI OF SUN PRAIRIE INC/DBA HARMS IN | 804 LIBERTY BLVD STE 203 SUN PRAIRIE, WI 53590 | METROPOLITAN LIFE INSURANCE COMPANY | $60 | — | $60 | 0.01% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES LLC | PO BOX 510187 NEW BERLIN, WI 53146 | METROPOLITAN LIFE INSURANCE COMPANY | — | $15 | $15 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $115K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,377 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,377 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,377 | $977K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,377 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.