| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| R & R INSURANCE SERVICES INC3 Filed as: R&R INSURANCE SERVICES INC. | N14W23900 STONE RIDGE DR WAUKESHA, WI 53186 | METROPOLITAN LIFE INSURANCE COMPANY | $27K | $5K | $32K | 3.47% |
| WMC SERVICE CORPORATION3 Filed as: WMC SERVICE CORP | 501 E WASHINGTON AVE MADISON, WI 53703 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.64% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD | 2120 PEWAUKEE RD STE 202 WAUKESHA, WI 53072 | METROPOLITAN LIFE INSURANCE COMPANY | $6K | — | $6K | 0.61% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNON AGENCY LLC | PO BOX 510925 NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $408 | $5K | 0.56% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 62817 VIRGINIA BEACH, VA 23450 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $30 | $5K | 0.51% |
| HAYS COMPANIES, INC.3 Filed as: HAYS COMPANIES INC | 1200 N MAYFAIR RD STE 100 MILWAUKEE, WI 53226 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $267 | $4K | 0.44% |
| BENECO3 Filed as: BENECO OF WISCONSIN INC | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $403 | $4K | 0.40% |
| VIZANCE, INC.3 Filed as: VIZANCE INC | 1320 WALNUT RIDGE DR STE 200 HARTLAND, WI 53029 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $539 | $3K | 0.38% |
| ASSOCIATED FINANCIAL GROUP LLC3 | 6000 CLEARWATER DRIVE MINNETONKA, MN 55343 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $2K | $3K | 0.37% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A HNI RISK SERVICE | 16805 W CLEVELAND AVE NEW BERLIN, WI 53151 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 0.35% |
| JOHNSON INSURANCE SERVICES LLC3 | 1103 HUNTER DRIVE MOUNT PLEASANT, WI 53406 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $224 | $3K | 0.29% |
| M3 INSURANCE SOLUTIONS INC3 Filed as: M3 INSURANCE SOLUTIONS, INC. | 828 JOHN NOLEN DR MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $100 | $3K | 0.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL | 16253 COLLECTION CENTER DR CHICAGO, IL 60693 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $671 | $2K | 0.27% |
| BENEFITS INC3 | 250 N PATRICK BLVD BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $81 | $2K | 0.22% |
| DARRELL ZALESKI D/B/A SPECTRUM BENE3 | 318 N BRIDGE ST CHIPPEWA FALLS, WI 54729 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.21% |
| HNI RISK SERVICES3 Filed as: HNI RISK SERVICES LLC | PO BOX 510187 NEW BERLIN, WI 53146 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $184 | $2K | 0.21% |
| ROBERTSON RYAN & ASSOCIATES3 | 330 E KILBOURN AVE MILWAUKEE, WI 53202 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | — | $2K | 0.21% |
| ANSAY & ASSOCIATES LLC3 Filed as: ANSAY & ASSOCIATION LLC | 2901 W BELTLINE HWY STE 202 MADISON, WI 53713 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $109 | $2K | 0.16% |
| SPECTRUM BENEFIT SOLUTIONS3 Filed as: SPECTRUM BENEFIT SOLUTIONS OF CENTR | 132 W STATE STREET MEDFORD, WI 54451 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | — | $1K | 0.15% |
| LIBERY INSURANCE GROUP INC3 | 17040 W GREENFIELD AVE STE 1 BROOKFIELD, WI 53045 | METROPOLITAN LIFE INSURANCE COMPANY | $926 | — | $926 | 0.10% |
| JOHANNESEN-FARRAR INC.3 | 512 E WALWORTH AVE DELAVAN, WI 53115 | METROPOLITAN LIFE INSURANCE COMPANY | $574 | — | $574 | 0.06% |
| ASSURANCE AGENCY LTD3 | 20 N MARTINGALE RD STE 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $190 | $382 | $572 | 0.06% |
| ACRISURE LLC3 Filed as: ACRISURE LLC D/B/A GARCEAU INSURANC | PO BOX 1788 GRAND RAPIDS, MI 49501 | METROPOLITAN LIFE INSURANCE COMPANY | — | $534 | $534 | 0.06% |
| MEYER INSURANCE AGENCY3 | 511 PHILLIPS BLVD SAUK CITY, WI 53583 | METROPOLITAN LIFE INSURANCE COMPANY | $415 | — | $415 | 0.04% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 245 S EXECUTIVE DR STE 200 BROOKFIELD, WI 53005 | METROPOLITAN LIFE INSURANCE COMPANY | $365 | $30 | $395 | 0.04% |
| HAUSMANN-JOHNSON INSURANCE INC3 | 740 REGENT ST STE 400 MADISON, WI 53715 | METROPOLITAN LIFE INSURANCE COMPANY | $369 | — | $369 | 0.04% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA THE STARR GROUP | 5005 W LOOMIS RD GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $277 | — | $277 | 0.03% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INS INC | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | METROPOLITAN LIFE INSURANCE COMPANY | $158 | $13 | $171 | 0.02% |
| THE STARR GROUP3 | PO BOX 20001 GREENFIELD, WI 53220 | METROPOLITAN LIFE INSURANCE COMPANY | $166 | — | $166 | 0.02% |
| BENEFIT PLAN ADMIN OF EAU CLAIRE3 Filed as: BENEFIT PLAN ADMINISTRATORS OF EAU | PO BOX 158 EAU CLAIRE, WI 54702 | METROPOLITAN LIFE INSURANCE COMPANY | $97 | — | $97 | 0.01% |
| BUSINESS BENEFIT SOLUTIONS INC3 | PO BOX 158 CENTER CITY, MN 55012 | METROPOLITAN LIFE INSURANCE COMPANY | $62 | — | $62 | 0.01% |
| NORTH RISK PARTNERS LLC3 Filed as: NORTH RISK PARTNERS | 622 ROOSEVELT ROAD ST CLOUD, MN 56301 | METROPOLITAN LIFE INSURANCE COMPANY | $44 | $17 | $61 | 0.01% |
| MDI OF SUN PRAIRIE DBA HARMS3 Filed as: MDI OF SUN PRAIRIE INC/DBA HARMS IN | 804 LIBERTY BLVD STE 203 SUN PRAIRIE, WI 53590 | METROPOLITAN LIFE INSURANCE COMPANY | $51 | — | $51 | 0.01% |
| AON CONSULTING INC3 Filed as: AON RISK SERVICES CENTRAL INC | 75 REMITTANCE DRIVE CHICAGO, IL 60675 | METROPOLITAN LIFE INSURANCE COMPANY | — | — | $0 | 0.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WMC SERVICE CORPORATION EIN 39-1413901 PLAN SPONSOR | Plan Administrator Service code 14 | 501 E WASHINGTON AVE MADISON, WI 537032914 | $95K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,368 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 6,368 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 6,368 | $927K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,368 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.